Do It Yourself Bankruptcy
Learn about do it yourself bankruptcy. If you are considering bankruptcy for the future, you may want to learn as much as you can to make an informed decision. Read below on how to get started. House Bed Breakfast When Can I Walk Away?
In the case of foreclosure or bankruptcy when can I shut off the utitlities and walk away i.e. when am I no longer responsible for the maintience and upkeep on the house....read more
In the case of foreclosure or bankruptcy when can I shut off the utitlities and walk away i.e. when am I no longer responsible for the maintience and upkeep on the house....read more
Discrimination Creditors Harassment
I'm having to hold off filing Chapter seven for about 45 more days. A couple of creditors (credit cards) have started calling my employer and leaving messages for me. First they would call and leave...read more
I'm having to hold off filing Chapter seven for about 45 more days. A couple of creditors (credit cards) have started calling my employer and leaving messages for me. First they would call and leave...read more
Chapter Bankruptcy Car Reposession
I am just wrapping up a nasty divorce that broke me financially. I had
a minivan repossesed that I was upside down in. It needed about 5
grand worth of work and I still owed 11 grand on it.
I go...read more
Bankruptcy Question On Bankruptcy Form Schedule B-Personal Property
I do not understand much of this and I was wondering if someone could please help? On the the Schedule B-Personal Property form: What do these two statements mean? 1. "Current market value ...read more
I do not understand much of this and I was wondering if someone could please help? On the the Schedule B-Personal Property form: What do these two statements mean? 1. "Current market value ...read more
Attorneys Ex-husband Filed For Bankruptcy
My ex-husband and I divorced in May of last year. Recently, my ex-husband filed for bankruptcy. Our debts were lined up and listed on the divorce decree. I have been up to date with all of the cr...read more
My ex-husband and I divorced in May of last year. Recently, my ex-husband filed for bankruptcy. Our debts were lined up and listed on the divorce decree. I have been up to date with all of the cr...read more
The Chap Filing For Chap.7 And Legal Status
i am considering filing for chap.7 due to high cc debt (about 20k.) i
have been tryng to keep up w/ my payments for a period of time, but my
current pay level and high living cost in nyc have made i...read more
Bank Already Discharged,what Happens If I Turn Over A Reaffirmed Secured Loan?
I was discharged in July and signed a reaffirmation agreement on an RV that I had financed through a bank. I owe 12 more years on a 15 year loan on it. I just got laid off and I am in Ohio. What hap...read more
I was discharged in July and signed a reaffirmation agreement on an RV that I had financed through a bank. I owe 12 more years on a 15 year loan on it. I just got laid off and I am in Ohio. What hap...read more
Bankruptcy How Our 341 Went And A Question
First let me say our 341 meeting to convert from 13 to 7 took 5 minutes. I think some of what we heard while waiting will be of interest ot the board. The trustee already had our huge folder fro...read more
First let me say our 341 meeting to convert from 13 to 7 took 5 minutes. I think some of what we heard while waiting will be of interest ot the board. The trustee already had our huge folder fro...read more
Attorney Oddest Meeting With A Bk Attorney Ever
Had my first meeting with a prespective BK attorney last week (not on the one's you reccomended Mr. Weiss, someone else). The whole meeting the gentleman was trying to hit me up for a job for son a...read more
Had my first meeting with a prespective BK attorney last week (not on the one's you reccomended Mr. Weiss, someone else). The whole meeting the gentleman was trying to hit me up for a job for son a...read more
Debt Debt Consolidation...
I'm thinking about going through one of those debt consolidation companies (Debt Free, etc...) in order to get the creditors of my back until we either file our BK or get our financial situtaiton un...read more
I'm thinking about going through one of those debt consolidation companies (Debt Free, etc...) in order to get the creditors of my back until we either file our BK or get our financial situtaiton un...read more
Credit Card Debt What To Do?
Here's the situation: State of TN, husband and wife, wife unable to work, renters, income ~$22.5 gross annual (husband has only been back to work for ~6 months), approx value of vehicles owned (2...read more
Here's the situation: State of TN, husband and wife, wife unable to work, renters, income ~$22.5 gross annual (husband has only been back to work for ~6 months), approx value of vehicles owned (2...read more
Credit Card Could You Tell Me Your Opinion On This?
I have filed for chapter 7 in Illinois and my meeting is about a month from now. I owe 14 credit cards about $60,000.00. I owe Capital One the lowest amount, about $800.00. Capital One has already c...read more
I have filed for chapter 7 in Illinois and my meeting is about a month from now. I owe 14 credit cards about $60,000.00. I owe Capital One the lowest amount, about $800.00. Capital One has already c...read more
Discharge Getting A New Job And Discharge Of Chap 7
My mother is in the running for a $10.00 an horu job. She and my father just got their Chap. 7 discharge 2 weeks ago. What is, if anything, is she required to report to the trustee? And if so, for ...read more
My mother is in the running for a $10.00 an horu job. She and my father just got their Chap. 7 discharge 2 weeks ago. What is, if anything, is she required to report to the trustee? And if so, for ...read more
Credit Report Should I File BK Or Ignore Collection Agency
We have not made a payment on our credit card bills since end of 2001. We have no ability to pay off debt since it is over $50,000. We have several charge offs on our credit report already. The...read more
We have not made a payment on our credit card bills since end of 2001. We have no ability to pay off debt since it is over $50,000. We have several charge offs on our credit report already. The...read more
Collection Question
I am a private individual who is an unsecured creditor. When does contacting the debtor to discuss payment become more than an attempt to collect and border on harassment, or perhaps more simply pu...read more
I am a private individual who is an unsecured creditor. When does contacting the debtor to discuss payment become more than an attempt to collect and border on harassment, or perhaps more simply pu...read more
Debt Collection Advice- Obtaining Personal Loan
I have credit card debt (from the last two years) of about $8,000 between two credit cards- I'm not the primary owner on the cards. The charges are all mine and I am paying them back..The payment...read more
I have credit card debt (from the last two years) of about $8,000 between two credit cards- I'm not the primary owner on the cards. The charges are all mine and I am paying them back..The payment...read more
Bank Account How To Get An Account With Very Bad Credit? Need Advice Badly!!!
I'm actually looking for advice for my girlfriend. She made the mistake of stopping payments on her canada student loans about 4 years ago because she couldn't afford the payments and was rejected f...read more
I'm actually looking for advice for my girlfriend. She made the mistake of stopping payments on her canada student loans about 4 years ago because she couldn't afford the payments and was rejected f...read more
Mortgage Question - I've Heard Two Thing
Currently because my ex-husband declared bankruptcy, this means I'm now responsible for any of the bills that we had together but he promised to pay in the divorce decree. Because I took on my shar...read more
Currently because my ex-husband declared bankruptcy, this means I'm now responsible for any of the bills that we had together but he promised to pay in the divorce decree. Because I took on my shar...read more
Collection Collection Agency/Collection Lawyer Tatics
I currently owe Wells Fargo money on a unsecured credit card along with others. They have sent it to an attorney acting as a collection agent and have threatened me with a potential warrant in debt...read more
I currently owe Wells Fargo money on a unsecured credit card along with others. They have sent it to an attorney acting as a collection agent and have threatened me with a potential warrant in debt...read more
Credit Card Checking Acct CRC Question....
We have a crc ( cash reserve credit) with our checking account. We have 1000 limit and our balance is 1000. Do we have to include this in our chapter 7. Or can we just omit this? and If we do need...read more
We have a crc ( cash reserve credit) with our checking account. We have 1000 limit and our balance is 1000. Do we have to include this in our chapter 7. Or can we just omit this? and If we do need...read more
Credit Card Debt Trying To Access Options
I have some simple questions I am a professional, divorced female. I make 50K+ ( at least right now). I am about 25Kin debt, credit card debt and car note from trying to survive for 5 years af...read more
I have some simple questions I am a professional, divorced female. I make 50K+ ( at least right now). I am about 25Kin debt, credit card debt and car note from trying to survive for 5 years af...read more
Credit Card Disabled W. Credit Card ?
I am currently on SSD for a condition that is improving, however i needed to take some cash advances as a result to pay some monthly bills. One of my credit cards had a $20K limit, with $10K limit f...read more
I am currently on SSD for a condition that is improving, however i needed to take some cash advances as a result to pay some monthly bills. One of my credit cards had a $20K limit, with $10K limit f...read more
Health Care Questions About Schedule J
On Schedule J, it asks for the "Current Expenditures of Individual Debtors". What if, due to garnishments, you are unable to buy certain necessities, such as medication? Do you put down what you are...read more
On Schedule J, it asks for the "Current Expenditures of Individual Debtors". What if, due to garnishments, you are unable to buy certain necessities, such as medication? Do you put down what you are...read more
Bankruptcy Attorneys Need Tips - Help!
My Wife and I are homeowners with a $30,000 "consolidation loan" which we now feel was a mistake. We are NEVER late on any bills but we are just barely making it month to month. After the bills paid...read more
My Wife and I are homeowners with a $30,000 "consolidation loan" which we now feel was a mistake. We are NEVER late on any bills but we are just barely making it month to month. After the bills paid...read more
Retirement In Plain English What Does This Mean
In plain english what does this mean? It's an exemption statement for NY ira's Does "payments from" mean I can draw out of my ira and the money is exempt. The need for medicine is getting close ag...read more
In plain english what does this mean? It's an exemption statement for NY ira's Does "payments from" mean I can draw out of my ira and the money is exempt. The need for medicine is getting close ag...read more
Questions on "Do It Yourself Bankruptcy"
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