Cost Of Bankruptcy
Anything Say Debt Elimination
I am recently receiving a lot of junk email on this subject. Something like "Eliminate your debt without filing a bankruptcy". I wander if there is anything real behind it or is it's just another ...read more
I am recently receiving a lot of junk email on this subject. Something like "Eliminate your debt without filing a bankruptcy". I wander if there is anything real behind it or is it's just another ...read more
Real Estate Is There Anything We Should Be Doing?
Since we decided to give up the house in a Chapter 7 and have gone through the 341 with no creditors showing, we are starting to receive things in the mail pertaining to our house. I would ask my l...read more
Since we decided to give up the house in a Chapter 7 and have gone through the 341 with no creditors showing, we are starting to receive things in the mail pertaining to our house. I would ask my l...read more
Chapter Bankruptcy Bankruptcy Question?
I have just a few simple questions: 1) Can the forms be typed from a computer? or hand written all? 2) If I live with someone and pay rent, would this person and address be listed on Schedule...read more
I have just a few simple questions: 1) Can the forms be typed from a computer? or hand written all? 2) If I live with someone and pay rent, would this person and address be listed on Schedule...read more
Personal Loans Auto Loans And Co-buyers
Hi all, as you may know my wife and I are in the process of filing for chapter 7. all of our debt is unsecured credit cards etc, except for the car loan. when we bought the car my father in law had ...read more
Hi all, as you may know my wife and I are in the process of filing for chapter 7. all of our debt is unsecured credit cards etc, except for the car loan. when we bought the car my father in law had ...read more
Income Tax Tax Documents?
I am trying to assemble documents and things for filing a C7 next week. What is the ABSOLUTE requirement (in filing a C7) for providing tax return copies for previous years. Do they have to be pr...read more
I am trying to assemble documents and things for filing a C7 next week. What is the ABSOLUTE requirement (in filing a C7) for providing tax return copies for previous years. Do they have to be pr...read more
Divorce Post Judgment Bankruptcy
For a long time I have been fighting off a couple of credit card accounts that were turned over to collection attorneys. They filed suit and I counterclaimed...and to make a long story short, both ...read more
For a long time I have been fighting off a couple of credit card accounts that were turned over to collection attorneys. They filed suit and I counterclaimed...and to make a long story short, both ...read more
Collection Harassment From Phone Co.
I am having a problem with AT&T. I paid my LD bill with a money order. Somewhere in there web of piss ant clecks they applied it to local service. I have told them and told them what happened, still...read more
I am having a problem with AT&T. I paid my LD bill with a money order. Somewhere in there web of piss ant clecks they applied it to local service. I have told them and told them what happened, still...read more
Tax Return Business Bankruptcy And IRS Back Taxes
A friend of mine owns a retail service business that he runs out of a commercial building that he owns. He has a mortgage on the property and he owes a lot in back taxes to the IRS. He has some eq...read more
A friend of mine owns a retail service business that he runs out of a commercial building that he owns. He has a mortgage on the property and he owes a lot in back taxes to the IRS. He has some eq...read more
Condo Real Estate Can You Advise?
I have an SSDI case that's presently being evaluated by the Appeals Council. I would have had my SSDI if the the original judge didn't make so many d*mn errors) When my mom passed away 6/01, I i...read more
I have an SSDI case that's presently being evaluated by the Appeals Council. I would have had my SSDI if the the original judge didn't make so many d*mn errors) When my mom passed away 6/01, I i...read more
Debt Bankruptcy To Steal Someone Else's Investment?
My gf's ex-husband has been unemployed for some time, and hasn't kept the mortgage current since about September, which she discovered after receiving something in the mail last week to indicate thi...read more
My gf's ex-husband has been unemployed for some time, and hasn't kept the mortgage current since about September, which she discovered after receiving something in the mail last week to indicate thi...read more
Start Business Chp 7 To Chp 13
i had my 341 meeting on feb 20 th. now i get a letter from the court about changing chp 7 to chp 13. they are asking questions about my 250.00 a month support to my parents. 75.00 for a small...read more
i had my 341 meeting on feb 20 th. now i get a letter from the court about changing chp 7 to chp 13. they are asking questions about my 250.00 a month support to my parents. 75.00 for a small...read more
Attorneys Trustee-Judge, Jury, Executioner?
I have been going round and round with the trustee of my chapter 7 concerning my form 1 assets. It lists $200 for a landlord deposit which I never received since my wife and I obtained a lease on a...read more
I have been going round and round with the trustee of my chapter 7 concerning my form 1 assets. It lists $200 for a landlord deposit which I never received since my wife and I obtained a lease on a...read more
Bad Credit Loans What Do You Call This Debt?
Last October, I got a check in the mail from Household Finance Corp (HFC) for $6,000.00 basically if I cashed that check, I agree to the loan... what do I call it under "Type of Debt" also is it uns...read more
Last October, I got a check in the mail from Household Finance Corp (HFC) for $6,000.00 basically if I cashed that check, I agree to the loan... what do I call it under "Type of Debt" also is it uns...read more
Attorney Questions About Getting Ready
Well just got off the phone with the IRS. Still 2 to 6 weeks before I get my wife's ITN (Taxpayer ID). So in the mean time, to stay out of court we're basically paying just 1 doctor and having to l...read more
Well just got off the phone with the IRS. Still 2 to 6 weeks before I get my wife's ITN (Taxpayer ID). So in the mean time, to stay out of court we're basically paying just 1 doctor and having to l...read more
Credit Card 341 And Creditors Present
My 341 is in a few weeks and I feel good about what may occur. I know this is not the best of times for many of us, filing bankruptcy is never a party! I spoke with my attorney yesterday about any a...read more
My 341 is in a few weeks and I feel good about what may occur. I know this is not the best of times for many of us, filing bankruptcy is never a party! I spoke with my attorney yesterday about any a...read more
Debt Converting Debts...
I was curious to know if there was any experience out there in converting debts from nondischargeable to dischargeable. My wife and I are contemplating BK7 and I have about $20k in student loans ...read more
I was curious to know if there was any experience out there in converting debts from nondischargeable to dischargeable. My wife and I are contemplating BK7 and I have about $20k in student loans ...read more
Mortgage Loans Second Mortgage
I filed sometime ago for bankruptcy and have kept the house during this time. The second mortgage in question I am unsure weather it was secured or unsecured. However I know that it was never filed...read more
I filed sometime ago for bankruptcy and have kept the house during this time. The second mortgage in question I am unsure weather it was secured or unsecured. However I know that it was never filed...read more
State Law How Is Garnishment Calculate?
How is garnishment calculate? What is the process the creditor has to follow in order to garnish my wages....read more
How is garnishment calculate? What is the process the creditor has to follow in order to garnish my wages....read more
When Start To File From Can In US?
I worked in US for about 2 years. Then the economy took a bad turn and I got into financial problems. I am not a US citizen ( I'm canadian ) but my 30 000usd debt is on us credit cards. I talked to...read more
I worked in US for about 2 years. Then the economy took a bad turn and I got into financial problems. I am not a US citizen ( I'm canadian ) but my 30 000usd debt is on us credit cards. I talked to...read more
Chapter Bankruptcy What Exactly Is A "discharged" Bankruptcy
I'm in New Jersey In saying "discharged" does that mean that enough time has lapsed and now the bankruptcy is no longer on a credit report or does "discharged" just mean the act of filing bankrup...read more
I'm in New Jersey In saying "discharged" does that mean that enough time has lapsed and now the bankruptcy is no longer on a credit report or does "discharged" just mean the act of filing bankrup...read more
Debt Consolidation Deny Or Dismiss
My son is filing Ch 7 with significant unsecured debt. The trustee extended the time period to object to discharge and is requesting itemized purchases, CC statements, and Tax forms. Is this commo...read more
My son is filing Ch 7 with significant unsecured debt. The trustee extended the time period to object to discharge and is requesting itemized purchases, CC statements, and Tax forms. Is this commo...read more
All Them Disposing Of Rental Property
I am about to file chap 7.According to my attorney, I have 1 major glitch: I own 6 rentals properties, 5 of which are paid off. I do owe some taxes, water bills, and other munincipal fees on them. T...read more
I am about to file chap 7.According to my attorney, I have 1 major glitch: I own 6 rentals properties, 5 of which are paid off. I do owe some taxes, water bills, and other munincipal fees on them. T...read more
File Bankruptcy 341 Objection?
Just out of curiosity, I've read a few times on this board about people saying they had their 341 meeting and only "one objection, name of creditor. what exactly does that mean? does that mean your ...read more
Just out of curiosity, I've read a few times on this board about people saying they had their 341 meeting and only "one objection, name of creditor. what exactly does that mean? does that mean your ...read more
Bill Pay Lots Of Questions
had our chapter 7 meeting, got a letter for the court questioning some things HELP 1. I am a teacher 27 years they questioned $288 for teacher retiirement we are required to have rhis taken ...read more
had our chapter 7 meeting, got a letter for the court questioning some things HELP 1. I am a teacher 27 years they questioned $288 for teacher retiirement we are required to have rhis taken ...read more
Car Rental Define "significant Excess Income Please"
My wife and I recently met with an attorney to dicuss BK. We assumed it was a "no asset" situation and so Ch. 7 would be the path chosen. The Indiana attorney pointed out that my excess income would...read more
My wife and I recently met with an attorney to dicuss BK. We assumed it was a "no asset" situation and so Ch. 7 would be the path chosen. The Indiana attorney pointed out that my excess income would...read more
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