Business Bankruptcy
State Ohio Residence Question For Bankruptcy
I'm a Washington state resident, and had some awful medical bills from a pregnancy a few years back...need to file chapter 7 before this stupid new bankruptcy law goes into effect. This is the we...read more
I'm a Washington state resident, and had some awful medical bills from a pregnancy a few years back...need to file chapter 7 before this stupid new bankruptcy law goes into effect. This is the we...read more
Real Estate Chapter 7 Question
I'm filing for Chapter 7 due to CC debt. I'm currently unemployed, and have little money in the bank. But I am getting a tax refund check in the next few weeks. Can the trustee take that money even ...read more
I'm filing for Chapter 7 due to CC debt. I'm currently unemployed, and have little money in the bank. But I am getting a tax refund check in the next few weeks. Can the trustee take that money even ...read more
State Law Trust Fund
I was told that you are allowed a certain amount of money in a trust fund to be used for future burial service's. Is this correct? If so how much are you allowed to keep in the trust fund if filing ...read more
I was told that you are allowed a certain amount of money in a trust fund to be used for future burial service's. Is this correct? If so how much are you allowed to keep in the trust fund if filing ...read more
Attorneys How Long Does This Take? And What About Tax Filing?
I have a feeling something's not right. I filed for Ch 7 last year. Had my trustee's meeting in the 1st week of January. I was asked to file an affidavit about certain intellectual property I have, ...read more
I have a feeling something's not right. I filed for Ch 7 last year. Had my trustee's meeting in the 1st week of January. I was asked to file an affidavit about certain intellectual property I have, ...read more
Auto Insurance Reaffirming To Keep Vehicle?
In order to keep a vehicle that you are making payments on, what happens if you simply keep making payments and do not do a reaffirmation agreement? In my never ending quest to get ready to file,...read more
In order to keep a vehicle that you are making payments on, what happens if you simply keep making payments and do not do a reaffirmation agreement? In my never ending quest to get ready to file,...read more
California Estate Pacer Entry
I had my meeting about a week ago. Five days later, this entry was made on Pacer. Is this a good sign? First Meeting Held and Trustee's Report of No Distribution and Statement of Abandonment. Tru...read more
I had my meeting about a week ago. Five days later, this entry was made on Pacer. Is this a good sign? First Meeting Held and Trustee's Report of No Distribution and Statement of Abandonment. Tru...read more
Home Based Business Question About Employment, Home Business, And Mortage Status In A Ch. 7
I put my house up for collateral on a bank note for my parents and I cosigned the note in case they couldn't pay the note. When I go to file my Ch 7, how is this handled? Is the mortage listed as a ...read more
I put my house up for collateral on a bank note for my parents and I cosigned the note in case they couldn't pay the note. When I go to file my Ch 7, how is this handled? Is the mortage listed as a ...read more
Law Firm Question About Do-it-yourself Bankruptcy Kits
I'm a reporter witha personal finance magazine working on a story about "Do it Yourself" legal kits. I'd like to hear from anyone who has tried using a do it yourself bankruptcy kit. Was the kit hel...read more
I'm a reporter witha personal finance magazine working on a story about "Do it Yourself" legal kits. I'd like to hear from anyone who has tried using a do it yourself bankruptcy kit. Was the kit hel...read more
Credit Counseling Newbie With Question
im in some pretty serious debt at the moment (credit cards, student loans) and i've been trying to decide what to do about it. bankruptcy seems like it may be a little too drastic a step for me at ...read more
im in some pretty serious debt at the moment (credit cards, student loans) and i've been trying to decide what to do about it. bankruptcy seems like it may be a little too drastic a step for me at ...read more
Cases Computer Bankruptcy Mills
I have noticed that most major cities have several, if not many "bankruptcy mills" which include a team of attorneys and a large paralegal staff. I suppose that it is more efficient to coordinate m...read more
I have noticed that most major cities have several, if not many "bankruptcy mills" which include a team of attorneys and a large paralegal staff. I suppose that it is more efficient to coordinate m...read more
Credit Card Debt Acquiring Money After Bankruptcy
I had my debts forgiven because of bankruptcy. If I were to come into a lot of money later, would those debts and obligations be reopened? If so, how would you recommend sheltering such money? ...read more
I had my debts forgiven because of bankruptcy. If I were to come into a lot of money later, would those debts and obligations be reopened? If so, how would you recommend sheltering such money? ...read more
Chapter Bankruptcy Need To File Chapter 7 - What To Do???
I'm in a pretty bad financial spot. I'm around $30,000 or more in the hole with debt including credit cards, medical bills, state fines, cell phone bills, and student loans. The cell bill was a resu...read more
I'm in a pretty bad financial spot. I'm around $30,000 or more in the hole with debt including credit cards, medical bills, state fines, cell phone bills, and student loans. The cell bill was a resu...read more
Equity Loans Should I Consider Chapter 13 Or ???
I am being hounded by credit card collectors, I have one judgement against me from one credit card company and I am about 60k in unsecured debt. I CAN make my Mortgage, car and utilities payments an...read more
I am being hounded by credit card collectors, I have one judgement against me from one credit card company and I am about 60k in unsecured debt. I CAN make my Mortgage, car and utilities payments an...read more
Lawyers Medical Bankruptcy
I had insurance with blue cross. My wife had a pace maker put in april and they said that we was covered,they paid for all of it and medical bills. In june they recalled all the money in the amount ...read more
I had insurance with blue cross. My wife had a pace maker put in april and they said that we was covered,they paid for all of it and medical bills. In june they recalled all the money in the amount ...read more
Debt Collection Chp 13 Case, Please Help Very Desperate
Please I need anybody's help, I already have a confirmed ch 13 case and am making payments, however, I didn't include a person who is suing me for an interest in the house, and they are filing suit...read more
Please I need anybody's help, I already have a confirmed ch 13 case and am making payments, however, I didn't include a person who is suing me for an interest in the house, and they are filing suit...read more
Personal Loans Chapter 7 Followed By A "100%" Chapter 13. How Common?
Two years ago, I filed a Chapter 7 with a large amount of unsecured debt. that was current but soon to be unpayable due to declining but steady income. Today my income still steady but declined f...read more
Two years ago, I filed a Chapter 7 with a large amount of unsecured debt. that was current but soon to be unpayable due to declining but steady income. Today my income still steady but declined f...read more
Bankruptcy Bankruptcy, Acquiring Money Afterwards
I had my debts forgiven because of bankruptcy. If I were to come into a lot of money later, would those debts and obligations be reopened? If so, how would you recommend sheltering such money? ...read more
I had my debts forgiven because of bankruptcy. If I were to come into a lot of money later, would those debts and obligations be reopened? If so, how would you recommend sheltering such money? ...read more
Make Money HELP PLEASE!!! Information & Advice Needed!!
I was hoping that somebody here may be able to help me out. I have just come from a meeting with a lawyer in my area about filing for chapter 7. Unfortunately, he stated that we would only be able...read more
I was hoping that somebody here may be able to help me out. I have just come from a meeting with a lawyer in my area about filing for chapter 7. Unfortunately, he stated that we would only be able...read more
Hospitals Judgement
Just got word from a former employer that he was sent certified papers from an attorney with a bunch of questions. He called them and told them I no longer work there and was told to write it across...read more
Just got word from a former employer that he was sent certified papers from an attorney with a bunch of questions. He called them and told them I no longer work there and was told to write it across...read more
Foreclosure Home Debt Settlement Agreement-what Else Do I Ask For?
We are waiting for response from our CC companies for a debt settlement offer we made. What is the best wording to ask for for the credit report to include in the negotiations? I know we are not t...read more
We are waiting for response from our CC companies for a debt settlement offer we made. What is the best wording to ask for for the credit report to include in the negotiations? I know we are not t...read more
Mortgage Alternative To Bankruptcy?
Are companies like the one listed below a trustful and good alternative to Bankruptcy?...read more
Are companies like the one listed below a trustful and good alternative to Bankruptcy?...read more
First Start Creditor's Addresses?
I'm a do-it-yourself Ch. 7'er. Can anyone tell me where to get the addresses for unsecured creditors (credit cards) to use in the mailing matrix? I have the addresses where you send the payments,...read more
I'm a do-it-yourself Ch. 7'er. Can anyone tell me where to get the addresses for unsecured creditors (credit cards) to use in the mailing matrix? I have the addresses where you send the payments,...read more
Mortgage Is This A Smart Idea?
Two subjects are always cropping up on this group - the fine line between smart pre-bankruptcy planning anf BK fraud. The the other - how to get or keep a car during or just before filing BK. So,...read more
Two subjects are always cropping up on this group - the fine line between smart pre-bankruptcy planning anf BK fraud. The the other - how to get or keep a car during or just before filing BK. So,...read more
Barbra Streisand Creepy Creditor Call
This happened to me and my wife about a week or so ago, Come home, there's a message on the machine "Toby, this is Barbra, I really need you to call me back." Now it's not like a professional or s...read more
This happened to me and my wife about a week or so ago, Come home, there's a message on the machine "Toby, this is Barbra, I really need you to call me back." Now it's not like a professional or s...read more
State Law Anymore News On The Bankruptcy Reform Bill?
I've been watching the news and keeping an eye on the websites, but I've not seen or heard anything lately. Anyone got any word on if it's held up in the Senate or what is going on with it?...read more
I've been watching the news and keeping an eye on the websites, but I've not seen or heard anything lately. Anyone got any word on if it's held up in the Senate or what is going on with it?...read more
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