Mortgage MortgageAnybody have any experience getting a mortgage after a bankruptcy? Mine was
discharged in July. I have savings of $5500, established credit
with two card companies (payments always on time), and p...read more Education Who's To Blame?I have had to file 2 different chapter 7s in the past 12 years, and
now am considering filing a 13 since it has only been 4 years since the
last 7 was filed. I see no way out of this viscous cycle I...read more Start Business Chapter7 Or 13I went to my 341 hearing and the Trustee told me I make too much money for a
Chapt 7 and should go Chapt13. He postponed my hearing 'till 6-18-03. I have
absolutely no "Non-Exempt" Assets. It seems ...read more Credit Card Debt Is There Any LawIs there any law that states how a discharged creditor is supposed to report
to Credit Bureaus? e.g. First USA "sold" an account to Weinstein, Traegher,
and Riley in March , exactly 12 months after ...read more Mortgage Going After Ex ..I filed Chapter 13 (in North Carolina, Eastern District) --- 341 hearing
today and trustee will reccommend OK, went well.
Problem now: centura bank, sears and amoco, credit cards - all in my
plan...read more Unemployment Unemployment CompensationQuick (hopefully) question about Unemployment compensation. I am going to
be fileing ch7 shortly. I have been saving up my unemployment checks for
some time now and using my cash for all my living e...read more How To Money Trying To Save VehiclesI will soon be deluged with many collection agencies ready to collect my
They will be trying to get any moneys or possible other assets to settle
I have no money on SSDI.
My ...read more Credit Card Capital OneI filed BK on May 6th, and just yesterday, May 15th, received a letter from
Capital One, (apparently) back-dated to May 7th, stating that they have
decided to no longer do the Get Smart progam and a...read more Trust Ch. 13 And Trust IncomeI'm likely going to file under Chapter 13 and am soon to see an attorney.
Just wanted to ask about this topic beforehand as I cannot find too much
on this elsewhere.
Anyway, I presently pay a m...read more Paralegal ParalegalsExactly what is a "paralegal"? Can a "legal secretary", after a couple
years experience call themselves paralegals? After just 6 months of
night school at a community college, can anyone call themse...read more Credit Repair HelpI am 31 years old.
My wife and I just had our first baby in February and because of this my
wife is not working. We are in a lot of debt and probably a lot of trouble.
My annual salary is $68,000 ...read more Nebraska Oop! Think I Found ThemRight after posting about Nextcard I did a search and came up with a
possible financial company in San Francisco. I'll contact them and
see if they can help.
Just curious, but what would happen ...read more Credit Debt Creditor Has Vanished!We received our discharge on 4/29 and the file has been closed.
However, we received a letter from our lawyer stating that the current
address of Nextcard is unknown. The envelope containing notice...read more Make Money Take ResponsibilityI don't understand people who don't want to face up to their
responsibilities or actions. They go and take out loans or use their
credit cards for every whim imaginable. They live for today and don'...read more Credit One More Question--I Hope!OK, pulled my credit reports; received 2 of 3 so far. I have found at
least 2 creditors not even mentioning our bankruptcies (13 on 11/01
converted to 7 1/03 and discharged 4/03) and listing accoun...read more Loans Consolidation Loan A Problem?I am thinking of filing a Chapter 7 in New York. About 8 months ago I took
out a personal unsecured consolidation loan to pay off some bills. The loan
was for $25,000. One of the attorneys I cons...read more