Bankruptcy Chapter 11
Real Estate Foreclosure 2nd MortgageMy home was foreclosed two months ago. I assume that the first
mortgage will be paid off at the foreclosure auction. We owed
considerably less than the house was worth.
How is the second mortgage...read more Home Mortgage Loan Is This True?I was talking to a friend of the family who is an attorney this is what he
explained to me. In this state if you have a car loan and it is not
reafirmed by the
finance company. Latter on down the l...read more Debt Settlement Question For AllThanks for all of your earlier advice.
I have accepted the fact I am most probably going to have to voluntarily
return my vehicle, just too far upside down in value and behind on payments,
(almost ...read more Credit Card Debt Charge OffsCould anyone tell me what your responsibility is to a creditor after
they charge it off. I know the right thing to do is to pay it, but can
they still pursue collection? What happens if I never pay ...read more Debt Settlement Child CreditWe just received a check for $400 for the Child Tax Credit. We plan to file
Bk in the next month or two. Can the creditors take it? What can we do
with it to make it not get taken?...read more Credit Cards Line Of CreditWe are getting ready to file bk (Ch 7) and we have not used any of our
credit cards since March when we did a lot of balance transfers and moving
My question is that we have a line ...read more Landlord Auto Lease ReaffirmationI Just filed for bk7 last week. I have a 36 month lease. I have paid on
time for 29 months. Now because of the filing they will be unable to
send me a monthly statement. Should I wait to hear from t...read more Value Change Chapter 7 In CAI need some input about how to figure out what my house is worth? I owe
around $105,000. and from the comps I've pulled in the area (all mobiles)
run from $75,000. up to $175,000. What basis do I u...read more Why Start Not FilingI owe $60000 in credit cards. My house is payed for, only worth $40,000,
which I gave to my daughter 1 year ago and now I am a life time resident
on SSI. My lawyer told me not to file bankruptcy,bec...read more Mortgage 13 Or 7?I called a lawyer for "free advice" today and he said I have too much
equitity in my home and I probably will not qualify for Chpt 7, just
13. I am currently in CCCS and have been for 2 years. I can...read more Mortgage Bankruptcy AdviceI am considering filing for a chapter 7 bankruptcy (in Florida) and had some questions that I hope someone could answer:
1) My father has cosigned a car loan with me. I intend on reaffirming this ...read more Car Alarm Car QuestionI have a question regarding the car I own, first of all I plan on filing
CH.7 on or about Oct 1st and live in Nevada.
The car I own is worth about $2500 but it wont pass smog the way t is
I d...read more Security Policy Life Insurance Exempt?i have a question about exemption of unmatured life insurance:
this is a voluntary, single individual, #7, no asset case.
California Code of Civil Proceedure states:
704.100. (a) Unmatured lif...read more