Waiting For Discharge
We've had our meeting and are now just waiting the two months for our discharge. What happens in this time? Why two months? Can any of the creditors (none of which came to the meeting) contest now? We are reaffirming our car loan and the credit union's attorney came to the meeting with papers for us to sign. We are reaffirming our mortgage, as well, but nobody from the mortgage company showed up. Our attorney just told us we need to call the mortgage company. Why? What do I need to tell them?
Answer:
you contact them and tell them that you are reaffirming the mortgage and that ytou need the paperwork Typically, nothing happens during this time. You're just waiting for the appropriate statutory period to pass. Creditors can still filed objections to discharge even if they don't appear at the 341. Why are you reaffirming? In most states, you do not have to reaffirm a debt, so long as your payments are current.
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