Background. Because I don't have enough money, neither assets, even to pay attorneys fees I just stopped payments. --------------- 1.- What does this part of this letter mean? "... Upon receipt of this letter, contact our office to make arrengements for payments. Do not delay any longer. If you choose to ignore this request, we will use whatever means are best to protect the interest of the Direct Merchants Credit Card Bank, NA." ----------------- 2.- How BARF can affect me?
1. It means they can do anything from close your file to sue you. It means nothing. 2. BARF hasn't passed yet.
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