Statements In Credit Report
What kind of statements does one put in their credit report to explain their bankruptcy. In my case, it was largely due to unexpected unemployment. Others may be hit with an unexpected illness. Do lenders and landlords look at these statements or do they only get the FICO score?
Answer:
Just the score, if you want to explain, you have to explain, when applying for rent or credit or whatever it may be It is my experience that putting a statement in a credit report is nothing more than a waste of time. No one if anybody reads credit reports. It may make you feel good but that is about all.
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