Questions For Anyone
1. If I list my profession as student, am I able to exempt my computer? 2. Since I built the computer myself, should I just compare it to comparable systems for a price? 3. If I were to list something (Say books for example) under two exemption laws (eg. Wildcard, and the typical book exemption, how do I show that they are two different laws. In other words, how would it appear on paper? Should I just use a comma in between the different laws, or what? 4. How do creditors usually respond when you inform them you are going to file or have filed for bankruptcy? Thank you all again, so mucb in advance...
The answers to your questions depend on which state you live in and what exemptions are available to you. I strongly recommend discussing this issue with your attorney. Most of my ceditors simply stopped caling me. The creditor for the car came and got it immediately as I stated that I did not want to keep it. Sears and Circuit City kept attempting to get me to come to an agreement on very small amounts of money they felt that I owed them since they have a clause on their credit cards that states they have a vested interest in the merchadise until it is paid off. They each sent several letters to my attorney and we ignored them. I have been discharged and it is 182 days since I filed and I haven't heard anymore from them. If they attempt to sue I will give back the merchadise.
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