Washington State

Question:
I believe I will be filing Chapter7 - hospital bills (heart by-pass one year ago and 6 months ago gall bladder removal)- collectors are circling up, my wife passed on in April and we didn't live together at the time - but she left some bills also. Is it wise for me to put her bills on as my debts also?

Answer:
Unless you are jointly responsible on her bills, you can't; an estate cannot file for bankruptcy (though it can receive a discharge if the debtor dies during the case). In fact, unless your wife has some assets in her individual name, a letter to her creditors stating that she passed away, left no assets, and no estate was opened should result in their closing their files.






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