Oop! Think I Found Them
Right after posting about Nextcard I did a search and came up with a possible financial company in San Francisco. I'll contact them and see if they can help. Just curious, but what would happen if a creditor has vanished and can't be found? It wouldn't seem fair that they would be exempt from the BK just because they changed names and/or vanished when all diligent effort has been made to notify them.
It appears nextcard's customer accounts were sold to 2 entities. Some of them were bought by Merrick bank, and the rest were acquired by Infistar, an Omaha nebraska company who allegedly has live breathing reps at 877-856-2504. Furthermore, I called the Omaha nebraska folks today, asking for a rate adjustment since rates are so low. Drone on the phone told me the fdic instructed them not to lower rates. This sounded fishy, so I called the FDIC, and found out that once the debts are sold, as I expected, FDIC has no control. So, if they tell you that, and your BS detector goes off, obey the BS detector.
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