Hard To Rent Afterward?
Anyone know how difficult it is to rent a home after a Ch7? We are thinking of calling some property management companies that rent places to see what they can tell us.
Generally, you'll have problems with large apartment complexes; many will simply refuse to rent to someone with a bankruptcy on their credit record. Private landlords are usually a better bet. You might do better with looking at properties that individuals are trying to rent, although it depends on the apartment complex and how desperate they are. What we did was offer to pay 2 months in advance, plus the security deposit to show our good faith. We were up front and talked about the bankruptcy and the medical reasons behind it. The more you can pay in advance, the better your chances. This is what worked for us; you may think of other methods as well. It's just that I find individuals to be more sympathetic then a complex, which often has to adhere to policy.
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