Chapter 7 After Judgement
I am in the process of consulting an attorney and filling out the paperwork for my bankruptcy proceedings. I am told by a collection agency that they are filing a judgement against me (they said this as soon as I told them I was filing chapter 7). I am not very up to par on all this. Does it matter if my chapter 7 isn't filed before they file their judgement against me? Thanks in advance for your replies.
Answer:
no not at all, they are trying to scare you. the second you file for Bankruptcy all proceedings and judgements against your are atomatically stopped. don't let them push you around. be sure to tell your attorney any time they threaten you. you DO have rights (regardless or what the creditors may say) There really isn't any such thing as "filing a judgment" unless they mean submitting a motion for default in court. Have you been sued? Did you respond or ignore the summons? The collection agency is just trying to push you around. They actually seem to be exceeding the Fair Debt Collection Practices Act a little. Tell your attorney about it.
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