Credit Report Post Bk Question
One of the creditors listed in my bankruptcy had never put anything on my credit report until 5 months after my discharge. Can a discharged creditor suddenly put a notice on my credit *after* the debt is discharged, when they weren't on it before? Even if accurate? In case anyone asks, it was not secured. It was for late rental fees for a violin I rented for my son. I did turn it in when we were two months late and it was obvious we couldn't get caught up.
Answer:
So long as the account is listed "included in bankruptcy" there is no problem. Reporting a pre-petition debt as delinquent post-discharge is a violation of the automatic stay.
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