Credit Report Post Bk Question
One of the creditors listed in my bankruptcy had never put anything on my credit report until 5 months after my discharge. Can a discharged creditor suddenly put a notice on my credit *after* the debt is discharged, when they weren't on it before? Even if accurate? In case anyone asks, it was not secured. It was for late rental fees for a violin I rented for my son. I did turn it in when we were two months late and it was obvious we couldn't get caught up.
So long as the account is listed "included in bankruptcy" there is no problem. Reporting a pre-petition debt as delinquent post-discharge is a violation of the automatic stay.
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