Deny Or Dismiss
My son is filing Ch 7 with significant unsecured debt. The trustee extended the time period to object to discharge and is requesting itemized purchases, CC statements, and Tax forms. Is this common? Do cases often get dismissed or denied? What happens to the debt and the state excluded property after a dismissal or denial?
Answer:
It is not uncommon. Your son's attorney should be taking care of this. Once the case is discharged, all dischargeable debt (that is, everything except for liens and priority debt such as student loans and some taxes and the like is wiped out and does not have to be paid. Exempt items are your son's to keep and do with as he pleases.
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