The Envelope "NON-PAYMENT"?
Q: What recourse does someone have when an attorney mails a document to someone seeking collection of a past debt and marks on the outside of the envelope "NON-PAYMENT"? I understand that such indications are forbidden by the Federal Fair Debt Collection Act.
A: - Sounds like a probable violation, though more facts are needed. The Federal Fair Debt Collection Practices act (FDCPA) applies to collection of "consumer" debts and, among other things, prohibits the sending of correspondence indicating it is a c