Student

Anticipated Repayment Start Date, Of Student Loans?

Q: In addition to graduation, what events can trigger, or accelerate the anticipated repayment start date, of student loans? I thought I recalled reading somewhere that a lender can require you to start repaying your student loans if you fail to make satisfactory progress, even if it doesn't specifically state this in the promissory note. A: -The repayment process of your student loan begins was you cease being enrolled at 1/2 time status or graduate. Satisfactory academic process does not play a role in the repayment; however, if you fail to meet your school's SAP guidelines you can...

Changes Over Time. How Can I Get Money To Track The Loan ?

Q: I want to add my student loan to Money, but I have a payment amount that changes over time. How can I get Money to track the loan so I pay X amount for Y payments for three different values of X and Y? ie: 10/15/2006 (loan begins) $50.00 for 24 payments 10/15/2008 $100 for 275 payments 09/15/2031 $147.17 for 1 payment A: -Not as a single Loan Account. At least not easily. You might be able to change the terms on the fly, but you'd have to test it to see if you could do it the...

Child Sexual Harrasment

Q: he rules in the student handbook define sexual harrassment as "unwelcomed sexual advances " . A boy on the bus is dared by two girls to show his penis . He does . The next day he is expelled for sexual harrassment . Should he have been expelled ?A:The boy should be suspended for exposing himself. Period. Not because it was sexual harrassment, because it clearly was NOT sexual harrassment considering they ASKED him to do it. However this is inappropriate behavior no matter if he was dared or if he was just hot. However the girls HAVE clearly broken...

College Consolidate Loan Debt

Q: Hi, I am a relatively recent college grad (May, 2001) who is trying to get his finances in order and has a couple of questions on student loans. I currently have ~$32,000 in student loans (most of which has been in forbearance for a year and is scheduled to start payment in Feb.). I am looking at the many different federal student loan consolidation options and am noticing that they are all pretty similar as far as interest rates and eligibility. Is there a "best" lender to use or a "best" deal out there as far as federal...

Dental Lab Schools

Q: I see various dental faculty at our local college. One DDS advised he does not use labs in the school for 'partials'. He "prefers to chose his own lab". Is there a standard for dental school labs? Are they rated or licensed? I thought faculty would be "the very best" available and have state of the art labs. Suggestions???A:IME, the Dental School lab techs are the best you can get. They have to be to deal with the slop the dental students give them. If you practice in your school's area, try to find...

Dental School Demonstration ?

Q: I am a core module instructor in the senior dental clinic of the Mcgill University Dental School and I am attempting to demontrate to my senior students the value of the internet and the various means of data retrieval. I would appreciate a simple response to this message so that I may demontrate to them the scope of professional news groups.A:Dental professionals and patients alike find Sci-Med-Dentistry a very helpful resource...and a great place to strike up on-line friendships! There are many professionals who answer questions of each other and patients in need! Congratulations on an excellent...

Dental School Interview Advice Needed

Q: I'm going on an interview at LSU Dental school in three weeks, and I would like any tips on what to expect. What are some good ways of preparing for such an event? Thanks for the advice.A:be honest be knowledgeable about dentistry dress well get a good nights's sleep Interviews are supposed to be a two way street. The school wants you and you want the school. I am a first year student at UOP Dental School in San Francisco. When I prepared for my interviews there were a few thigs I made sure I...

Ged Scoring

Q: why 33% of graduating students fail the GED? Is it because the GED is scored to ensure one-third fail, the GED is too hard or because the graduating students were so badly educated by the public school system?A:Because the GED is scored to ensure one-third fail. Well, it's not, specifically, but it's scored to ensure that, if 100% of graduating seniors were to take it, one-third would fail. The passing score for the GED is different in each state of the United States, and is calibrated such that a passing level...

Getting Ged

Q: I posted here quite a while ago asking about getting a GED. Well, I > left school a month ago and will be getting my GED soon. I know I can > go to a 2 year school for a while and transfer to a 4 year college but > I'm wondering if I have any chance being accepted into a 4 year school > right off the bat. > I've taken the SATs twice and scored 1200. I'm thinking of applying > to Evergreen state, Cal Arts, Goddard, U Maryland, U Redlands, College > of Santa Fe, NYU (mega reach, I know),...

High School Graduation Ring -- Hk ?

Q: In the United States and Canada usually when high school seniors graduate there is a long tradition that the students will either be given or they buy High School class rings. What is the custom in HK about class rings and are there class rings.A:I've never heard of class rings when I was in Hong Kong. So unless I was incredibly ignorant (which might very well be the case) or unless there has been a radical change in the customs of HK high schools in the past five years, the answer to your question is no, there is no...

Loan Forgiveness Regarding Ontario And Canadian Student Loans?

Q: I was wondering if there are any programs or policies regarding load reduction or debt relief for people who have been paying their studnet loans but are now facing financial difficulties. If my memory serves me right, I thought there were some programs but a friend disagrees. Can anyone please clarify the programs or policies for debt relief or loan forgiveness regarding Ontario and Canadian student loans. A: Yeah there are. If you've used up all your interest free relief, then after I think a certain period of time you are able to get debt reduction. It's not much though, you have to make practically nothing...

Maryland Ged

Q: I posted here quite a while ago asking about getting a GED. I left school a month ago and will be getting my GED soon. I know I can go to a 2 year school for a while and transfer to a 4 year college but I'm wondering if I have any chance being accepted into a 4 year school right off the bat. I've taken the SATs twice and scored 1200. I'm thinking of applying to Evergreen state, Cal Arts, Goddard, U Maryland, U Redlands, College of Santa Fe, NYU (mega reach, I know), and...

Multiple Student Loan Accounts Wone Payment

Q: I have a few questions regarding the setup of transferring the sub amounts from the bank account to each of the loans, 1) How are you transferring the sub amounts from the bank account to each of the loans, I.e. configuration in the setup of the account(s)? 2) Are you paying this bill electronically? 3) How are you deducting the total amounts from my real checking account? 4) Did you setup a dummy bank account 5) You said that you setup four loan accounts but one of them is a...

My Loans?

Q: I have two sets of student loans. One set are consolidated stafford loans for a total of about 55K at 4.125% interest. The second set are private loans for a total of about 47K which are at 4 and 5% interest. My monthly payments work out to about $800 per month. My annual salary is just over 40K. Needless to say, its very difficult (actually impossible) to do any saving whatsoever. Can you recommend a way that I can lower my monthly payments? I called my lender and they were no help at...

Pennsylvania Ged

Q: And this isn't about your classes, it's about a whole system. For example, how many semesters of physics and chemistry do your students get in your high school ? I got six semesters of each in my private school when I was a student. How many semesters of mathematics ? I got fourteen semesters of it, rigorous, proof intensive.A:Maybe the state of Pennsylvania should just let these kids attempt to pass the test for a GED. If they pass, let them go to the community college at public expense until they reach the age of 18 years....

School Alumnus - Reconnecting Online

With thousands of people connected to the Internet either at work or at home, it's easy to reconnect with others. The school alumnus can usually find sites dedicated to all the schools he attended, from grade school through graduate school. The school alumnus who is searching for former classmates need only take time to do a few Internet searches. There are several prominent sites dedicated to helping classmates reconnect. Even if the school alumnus has no real intention of contacting former classmates will usually find these sites bring back fond memories. The most popular sites offer an opportunity for the school...

Teacher Sexual Harrassment

Q: A girl student at a high school has been suspended for harrassing a 33-year-old male teacher. What happened was that she was telling other students about her love for the teacher, how she planned to marry him, and was generally disrupting classes with her activities. Other teacher warned her, but she kept on. The teacher who was the object of her affections said his life was being made miserable and it was difficult for him to teach. As a teacher, I am well aware of how these crushes can disrupt a class or even a school. I certainly support the school expulsion...

Texas Sexual Harrasment

Q: According to Texas Woman's University Student Code of Conduct, sexual assault is defined as?A: The oral, anal, or vaginal penetration by a sexual organ of another or oral/anal/vaginal penetration by any means against the victim's will or without his/her consent. An individual who is mentally uincapacitated, unconscious, or unaware that the sexual assault is occurring is considered unable to give consent. The type of force employed may involve physical violence or force, coercion, intentional impairment of an individual's ability to appraise the situation through the administering of any substance, or threat of harm to a victim. While the...

The High School Yearbook

Looking back at high school can produce wonderful memories. No doubt that time dims the heartache over that first crush, and the total embarrassment of a bad case of acne and that foul ball that lost the biggest game of the season. As time passes, those memories fade and are replaced by others, more fond. And as more time passes, all the memories begin to grow dim. Finally, there's only one thing that can prompt that walk down memory lane - the high school yearbook. Working on the high school yearbook was usually an honor and was proudly displayed on those...

Then Declaring Bankruptcy And Getting Away With It ?

Q: To escape student loans How does this work and are they just buying a few years grace ? Whats to stop anybody (ok - me) taking out some big business loans then declaring bankruptcy and getting away with it ? Sounds daft but i dont understand this area - any experts ? A: - Surely there are very few 21 year old graduates who have real assets like a house or a good car. On the other hand, they may well owe the Student Loan Company and the banks large debts which they cannot possibly afford to pay...

Uab Dental School, Small Schools...

Q: There's one left in the NCAA Tournament, Butler, and one left in the NIT, UAB. Are we seeing a permanent shift in college basketball, where the smaller schools are totally incapable of competing with the Majors, or is this just an aberration? It looks like a trend to me. The last team outside of the Big Six Football Conferences to reach the Final Four was Utah in 1998. Now it looks like the B6 may be taking over the NIT, too. A: If you're counting UAB then you need to count Marquette. And isn't...