Wells Fargo And Company
Well Fargo and Co. is one of the United States' leading financial services companies. It is headquartered in San Francisco, and it provides a variety of different financial services and products. These include typical check and savings accounts at bank branches, insurance and stock brokerages, asset management programs and business and personal lending programs. The current Wells Fargo Company came about through over two thousand mergers since its first inception in 1852. It was originally founded as a stagecoach and banking company by Henry Wells and William Fargo during the California gold rush, and it has since progressed into a financial services empire. The company offers a wide variety of financial services products, and most customers can get these services in one bank branch location. For instance, a customer can talk to his or her stock broker, make a savings account deposit, make a payment on a credit card and discuss applying for a home loan all in one trip to the bank. This makes Wells Fargo the all-purpose financial service institution for millions of Americans. Wells Fargo's services are divided into three categories. These are retail banking, wholesale banking and consumer finance. The retail banking area deals with providing services to regular consumers, whereas the wholesale banking refers to corporate accounts. Within wholesale banking, the company also includes commercial real estate, treasury management and mutual funds services. The consumer finance segment of the company is known for providing loans to high risk borrowers. Well Fargo and Company offers a wide variety of services that make it an all-purpose financial institution. Whether you are a corporate businessman, a small business owner or just a regular consumer, it is highly likely that Wells Fargo has services that are pertinent to your financial needs. The company has established a sort of one-stop financial shopping that has proven to a highly successful business model in the industry.
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