Harrassment For Repayment Of Student Loan ?
Q: My son dropped out of University and since has developed mild mental
problems which does not enable him to stick any job for more than a
He left Uni about 4 years ago (now 24) and obviously the Credit
company in Glasgow wants some repayment toward his student loan.
I informed them that he no longer lives in the United Kingdom (true)
and for a while they stopped pastering me.
I moved address six months ago and today was disturbed to receive a
message from the flat above me, that the Credit company had rung them
asking my whereabouts.
There was no message on my answer phone from the credit company.
They think I am his brother!
What right have they to start ringing neighbours asking personal
What right have they to harrass me for his wherabouts?
Am I liable for the repayment of student loan?
A: Like any debtor, they can make polite enquiries to locate the person who owes them money. If they disclosed information about his financial affairs that would be different. I don't think you could characterise asking a neighbour how to contact you as being harrassment. If you haven't already corrected their misunderstanding of your relationship to the debtor, then politely inform them of it in writing and ask them not to contact you again. If they persist, then you might have more chance of calling it harrassment. Only if you agreed to be, which would in practice require your signature. Did you sign any forms relating to the Student Loan?
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