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Immigration Petitions

Q: Could somebody post a contact number (customer service). There are several numbers listed on their web page (such as adoption, litigation) but none of them are for to provide infor on immigration petitions or applications. I have filed my I-485 with Vermont service center and my lawyers says once I have a receipt notice I can take it to the local INS office and get an EAD right away. Regional center (VSC) can take upto 3 months to process an EAD. I want to call Philadelphia office and ask about...

30 Arco Day Ged New

Q: My daughter is a junior in high school. She was diagnosed with fibromyalgia a few years ago. We've explored a lot of alternatives but haven't found anything that has had a lasting effect in improving her symptoms. Instead, she continues to get worse. She is an honor student but has reached the point where, while she can follow what goes on in class, she cannot keep up with the work. We've worked with the school to develop various accommodations, first under 504 and then as "special education, other health impaired." Now college is coming. The school...

6 Month Promo Of Like 3.9 Percent?

Q: Is there a listing anywhere of low interest credit cards or those with a 6 month promo of like 3.9 percent? A: -, I do not have a listing of low cost credit cards but you may be able to get one low interest credit card, instantly, online at my site. Go to http://members.spree.com/taylor1 then, click on my Nextcard image near the top of the page. The rest is simple -Can you please explain to us what a "CHRISTIAN SEARCH ENGINE" is? Is this a search engine that believes in the divinity of Christ? Is it a search...

Acid Reflux Heart

Q: I have had panic and anxiety disorder for over eight years. I take one half of a .25 Xanax as needed. This morning I got up at 5A: M. and didnt feel well. My allergies have been really bad since the ragweed bloomed and I also had acid reflux with pain in that spot between the breasts. Well I was sitting on the couch reading and was kinda bent over with the book on my lap when my heart skipped a beat and then it kept skipping beats. It has done this for several years but this time everything got kinda black and I felt...

Advice - Medical Malpractice Case ???

Q: I am currently seeking a lawyer in an attempt to determine if I have a case of medical malpractice which led to the death of my mother. I will not go into the particulars of the case because my question is very specific to the process of finding a lawyer. I have telephoned law firms in my city which specialize in medical malpractice. I am greeted on the phone with a receptionist who asks me to me summarize the circumstances of my mother's illness and death. I explain, becoming very upset in the telling, and...

A Few Thoughts On Cell Phone Plans

Divergent phone companies like Nokia, Samsung and other companies offer attractive cellular plans. Obviously, the intention of these plans is to draw the attention of customers towards their companies. The main aim of these companies is to sell as many phones as possible. Naturally, these companies try to provide various offers to the customers. Salesmanship is discerned among all these cell phone plans. However, not all these plans are as attractive as it seems to be at the first sight. Through advertisement, it is attempted by these companies to cell their products to the consumers. The consumers usually get attracted...

Anyone Know Of A Business Debt Settlement Company

Q: Anyone know of a good debt settlement company?A: These places are in the news right now. A number of them are about to lose their nonprofit status because of anti-consumer practices. "An operation billing itself as a debt negotiation company that promised to reduce consumers' debt, negotiate with creditors, and stop harassment from debt collectors in exchange for various fees instead pocketed the fees and plunged consumers deeper into debt, according to the Federal Trade Commission. The FTC charges that Better Budget Financial Services (BBFS) and its principals, John Colon, Jr. and Julie Fabrizio-Colon, have...

Any Work In Vegas For Out Of Towners???

Q: My wife and I are contemplating working/relocating to Vegas, but we have one large obstacle.... I am a croupier/dealer and my wife works as a waitress in a casino in England, the problem is I hear on the gravevine you have to be a resident of Vegas to get work there. This is a catch 22 situation as we wouldnt like to move there without job(s) lined up first. What is everyone elses opinion on this matter? A: -First off, if you are not a U.S. citizen or otherwise legally allowed to work in the U.S. indefinitely then...

A Relative And Contacted This Relative About The Debt

Q: This is not really a BK question, but I think it is very closely related. I have a relative who due to his wife's bout with cancer and loss of employment for almost 2 years and their neglect to adjust their spending habits are now in debt around 30k. They are hoping to avoid BK because the wife is doing well and is now gainfully employed. They are already a few months behind on all their credit cards and a few other non-essential bills which have been sent to collection agencies. The question is: one credit card or collection agency got a phone number of a...

Are Pre Paid Phone Cards Worth It?

A pre paid phone card is an excellent way to keep in touch with your friends, family and loved ones if you are away from home. Whether you've just left for college, or you are embarking on a summer long cross country or multi-country trip, pre paid phone cards make it easy for you to keep in touch with your loved ones without always having access to money, and without having to make collect calls You can purchase a pre paid phone card just about anywhere these days. Grocery stores, convenience stores, department stores, and online retailers all...

Are There Any Archival Videos Of "the O'reilly Factor"?

Q: I'm looking for something specifically regarding the sexual harrassment lawsuit that was filed against Bill O'Reilly roughly two years ago. It concerned one of his co-workers, I believe, charging him with sexual harrassment in the work place. Apparently there were calls related to phone sex involved, though I'm not completely sure of it. I vaguely remember him mentioning it at one point during his show. If you have any sites at all, that would be wonderful.A: No video...maybe if u call fox news they'd send you a copy (though I doubt it). Yes, it involved phone sex. He...

Are There Anybody Have An Introduction To Bankruptcy La

Q: I talked to one of creditors on the phone. He was collecting for a medical debt. He said that under the new bankruptcy law passed by congress I could no longer discharge this debt because it was involved needed medical services. He sounded convincing. However I doubt this for several reasons. For one thing what I think he is referring to the new law passed in March. That is not even signed into law yet. Even if it were signed into law most provisions of it would take six months to come...

Are There Any Good Motorcycle Driving Schools In The Bay Area?

Q: Are there any good Motorcycle Driving Schools in the Bay Area?A:Do you have a motorcycle license already? How much experience do you have? If you have none, then the Motorcycle Safety Foundation (MSF) offers courses for the beginner. Their phone is (800) CC-RIDER. If you pass their course, you do not have to take the riding portion of the DMV test. All you have to pass is the written tests. If you have a some experience and you are looking to gain confidence cornering on your bike, I would recommend the CLASS or STAR Motorcycle schools. These schools are...

Are You A Christian In Debt

Q: Are you a Christian in debt? Do you owe money on your credit cards? Is it driving you absolutely insane? Do you lay awake at night wondering how you are going to pay your next bill? Are you starting to get annoying phone calls from Demon debt collectors? If you said 'yes' to any of the above questions, Landover Baptist can help! Praise God, brothers and sisters, we can BURN YOUR DEBT! We can get rid of every single dime that you owe! God can do it. If you have enough faith,...

Are You Ready To Incorporate?

If you are a small business owner whose product or service is really taking off, it may be time to think about incorporating. This means that you will have to register your company officially with the state and file articles of incorporation. In addition, you will need to follow rules and regulations that govern corporations in the United States. These rules cover areas like employment and human resource issues. For example, if you decide to hire people to help staff your business, you cannot discriminate on the basis of race, ethnicity, gender, age, or religious views. But these criteria are...

Arthur Harassment Port Sexua

Q: Not the usual. Nearby Port Arthur was the drop off point for a lot of Vietnamese refugees. So you have a lot of whites vs blacks vs Vietnamese vs who know...may the lefthanded people? My theater was a dollar theater, and I had an all white staff when I arrived, while the majority of my clientele was either black or oriental. When much of the white staff quit after the Christmas shootout, the only people that applied were minorities. To my surprise and pleasure, confrontations with customers went down. I also hired a female black assistant manager, after Mario (who was also black and had been...

Associate Degree In Nursing Online?

Q: I'm looking into a couple of different options.... one is to get my BSN and the other is just to bypass nursing school, attempt my M-Cat exam and head for med school OR, get in touch with the board of nursing, see what I can qualify for in the ways of licensing, do that and then head to Law school. it'd be kinda nice to be able to advocate for some of my patients on a legal scale should they ever need it. I'm kinda going through a phase where I don't know waht I want to do when...

Bad Debt From Nationwide Recovery Service

Q: I've hit hard times and have been turned over to a few collection companies. This is not a real problem for me. I'm paying my bills to the best of my abilities. There is one company that I'm having to deal with that when I call and try to make arrangements to pay, they literally laugh at me and advise me that only payment in full is acceptable. There is no possible way for me to pay in full at this time. The main problem...

Bankruptcy Questions (florida) Need Some Serious Help Options

Q: I am planning on visiting a local bankruptcy lawyer in a few days to discuss filing for bankruptcy, but beforehand I have some concerns on what I should say and not say... My current debt is as follows: I haven't received any documents.. but I'm sure at least a grand (I couldn't pay the last month I lived there so I quietly moved out) I was technically evicted. I have not made any payments on any of these debts in many months. AMEX & ITT quickly sent mY debt to a lawyer in ft lauderdale (I'm located in...

Best "fast Degree" Website Out There?

Q: Whats the best "buy a degree" website out there?A:I'm with Howard. How could one worthless degree be better than another? As long as you have a credit card - just do a search on the internet and take your choice. I can say that employers search the same sites and see these "degrees" hit their offices. Share, if you wish to, why you need to buy a degree in a hurry. I really don't understand this type of thinking and I would like to understand it better. Judging from the logic shown in his...

Best Way To Send Us Funds To Us Bank From Canadian Bank?

Q: I think this question may have already been posted, but here goes..I am moving to Canada. I have American bills, some ongoing and some temporary (car loan, life insurance, student loan, and will have some remaining credit card payments--not huge, but at least a couple of months worth). I will need to send money at least monthly to my US bank. Any suggestions on the best--and with the fewest fees--method of doing this? When I lived overseas in Asia, I was able to wire money to my US account monthly for a small fee..not sure how this would work between CA US. A: -Some* US...

Building Your Career Change Into A Career Advance

The world can be scary today. People who have paid tens of thousands of dollars for shiny new degrees in technology are find out that they don't have jobs waiting for them, like their fathers and mothers did. Instead, things are changing so fast that their degrees may be obsolete within a year of graduation! Other people, sometimes well into their fifties, are being shifted around by a changing industry, losing jobs they've held for twenty years or more because of downsizing, outsourcing, or one of the other euphemisms that translate to "fewer jobs for you." A lot of people are...

Business Card Trouble...help!....

Q: Hey...Ive been making business cards lately (print shop deluxe) and im havin some trouble. 1. The format I used makes the cards shorter and wider then all other cards. Is this ok? Will people look at my cards thinking theyre cheap? 2. How should i cut the cards?? A ruler does not do the job!! Where can i find a card cutter? Also an alternative is to cut the cards into a weird shape...Now that would totally make my cards screwed up!! lol... Or would this be an advantage?? Could I have on the back: "...

Buspar Anxiety

Buspar is a generic name for a drug used in the treatment of anxiety and panic attacks. Anxiety is a condition where the individual feels nervousness, heart palpitations experiences insomnia and many more symptoms. Each person doesn't feel the same thing, nor does the same person feel the same symptoms each time there is an attack. The person suffering from anxiety isn't aware most times of what sets off any particular attack. It could be something as small as a phone call it could be set off for no apparent reason. When taking Buspar as prescribed most people feel a...

Buying A Custom Computer From Dell

Buying a new computer can be exciting and daunting. Dell computers makes this a very easy process through their website as well as their customer service telephone line. What is the process for ordering a computer, and what needs to be done before the order is placed? There are many things to consider before ordering a computer, and there are many options to be aware of. Dell offers a wide array of computers, and custom features for their customers. Before placing the order, you need to decide a few things. Will this computer just be used...

Buying Effexor Xl

Many people who suffer from depression have been given effexor xl by their doctors. This drug allows patients to enjoy a lifestyle that is free from depression and from some serious emotional disorders. Buying effexor xl can be a costly experience, though, especially if you do not have a medical or drug plan. There are some ways, however, you can make buying effexor xl easier and hassle-free: 1. If you are going to have trouble paying for your medication, let your doctor know. Many doctors can provide you with some free samples of effexor xl that can save you some...

Bye Bye Sleaze Ball Bill O'reilly

Q: First Rush Limbaugh gets caught using drugs, and now Bill O'Reilly is caught watching porno and masturbating while on the phone with his female producer. Besides that, he wants to give her a dildo with a name. What a nice family-oriented Catholic, right? And the lady has O'Reilly on tape.A:Hey, the Catolicks are all for big families and un-inhibited sexual procreation by heterosexual couples, so what's the big deal here? A guide to american political parties: http://www.politics1.com/parties.htm Sexual harassment is not a crime, if you mean "illegal" in the usual sense. ...

Calling On Cellular Phones In The Us

Cell phone use in the US is so popular now that you will see very few people that do not have one. There are both contracts available as well as prepaid. In a contract, you receive a certain number of minutes during the billing cycle where in the prepaid you buy the minutes before you use them. Both have pros and cons to them. The cell phone industry is very booming at present and it is amazing to see how many types of phones as well as how many accessories you can get to go with them....

Can A Corporation Be A Victim Of Harassment

Q: The question is can a victim be the victim of telephone harassment or would the charge require that a specific person be the victim, or the calls are intended for a person rather than a company? Can we, as a company, tell someone they cannot call us and if they do charge that person with telephone harassment?A: i don't know the answer to the first question. Corporations can be victims of most crimes, but not all. But rather than look it up, I'll answer the second question. Sure it's ok to tell the creep...

Canada Correspondence Course?

Q: I'm starting correspondence courses this fall. Finally going back for that history degree, hoping to eventually become a teacher like I always wanted. The kids will both be in school, so it's finally time. I have a couple questions I'm hoping someone here can answer. First, Can you offer any advice that will make the distance learning process easier? I'm worried about maintaining my motivation since I won't actually be attending classes. I'm also worried about not having much contact with the professors. Any experienced correspondence students here have tips for me? Second, Computer stuff. I'm thinking about upgrading...

Can Anybody Give Me Advise On This Please?

Q: I purchased 3 mobile phones from ebay in January. They were described as unlocked - unfortunately, they weren't, and I had to pay ??20 per phone to Orange for unlocking codes. Unlocking was successful. within weeks, 2 of the phones were locked and couldn't be used. I telephoned Orange, who informed me that the owner had reported them lost/stolen. I told them I had purchased them from their client - they then stopped his account, and I went to the Police. They started an investigation through their Fraud Dept, asking Orange if the phones had been reported lost/...

Cell Phone Harassment Payback

Q: A:Telephone harrassment has been against the law forever. What were the cops thinking? Well, he was harrassing the perp too. ...

Cellular Phone Harrassment

Q: i have been harrassed with "anonymous"/"NO CALLER ID" cellular phone calls to my cellular number. i have contacted AT&T wireless and as well as contacting police station. none of them can help me. they told me the phone call is "un-trace-able" i would like to know if there is anyway i can find out who's been calling me to harrass me. this guy threatens my family's life and he called me over 50 times a day. at & t wireless told me that they can not trace the caller either. i am so so disappointed. my agenda is to: * help the police to put this guy in...

Cellular Software

Our cell phones are not just for talking on the phone anymore. These days, we are using our cell phones for conducting almost every aspect of our lives. Every year we seem to get new and better cell phone technology that lets us do amazing things with these phones. The cellular software that is on the market today makes most cell phones seem more like mini computers than phones. It seems that we can do so many things with cell phone software that we need not even use it for phone calls anymore. Some of the things that our cell phones...

Cheapest Place To Get Business Card Made Out?

Q: Cheapest place to get business card made out? I contact Staples in Woodlawn Rd,Dartmouth and over the phone I was quoted $11 for 250 basic white business cards when I drove there they told me $20 so I said no thanks.Anyone know of where in Dartmouth I can have business cards made out for less than $11?. A: Probably the easiest thing to do is go to Staples , buy a package of DIY business cards (Avery or Staples Brand) and do it yourself on your printer....using a laser printer will make them last longer , but you can...

Chiropractic Clinic

According to the Chiropractors Association of America more than 30 million Americans have went to a Chiropractic Clinic at sometime in their life time for chiropractic care. Chiropractic care is the fastest growing heath care profession and is the second most important heath care delivery service for one reason, it really works! The results of chiropractic care really are very safe, and in actual fact painless. Chiropractic care replenishes heath and relives much of your pain. It also gives you another choice other than drugs, surgical procedures, holistic methods, or any other procedures that every now and then don't work...

Choose Your Mail Order Pharmacy Carefully

The mail order pharmacy has provided some great benefits for those who choose to use this service, including some great price breaks on many prescription and over-the-counter drugs. But is it safe? There are some things you can do to find out how reliable your mail order pharmacy is, and to keep yourself safe as you use mail order pharmacy services. One of the most important steps to keep yourself safe is to double check prescriptions and drugs that you order. Most pharmacies today - both the mail order pharmacy and the local drug store - include a description of...

Choosing A Family Doctor

Choosing a family doctor does not have to be hard but it is a very important decision for you to make in your life. Your family doctor will be the person you call on and depend on when you and your family are at your weakest. When someone is sick or injured, you need a doctor you can trust and depend on to make you or your family member better. This is why it is important to choose a good family doctor. Often people have their family doctor because he or she has been in the family for many years. It...

Cnc Company"al Babin?

Q: I bought an item from CNC Company off E-Bay -- have not yet sent money. Got an E-mail from "Charlotte" (-- no last name) asking for me to send a money order made payable to "cnccompany" for the winning amount PLUS A "SMALL SHIPPING CHARGE OF $49" for an item that would cost no more than $15 at most to ship and insure. I sent back an E-mail offering $15 shipping and pointing out links to show that the $15 was excessive for shipping from her zip to mine, including insurance. No response to E-mails about shipping...

Cold Call For Sales Training?

Q: Cold Call for Sales Training! - Have you or your colleagues, ever noticed any of the following while on a sales call? Your excitement for your products and company leaves your prospects uninterested. They refuse to go along with your features / benefits / selling points. They wrestle with you on price. Difficult to get a decision usually ending up with, "I will think it over." Even when you think you have them sold and nothing happens. When you try to follow up prospects do not return phone calls and email. If the answer is yes, you are probably...

Collection Agency Harassment

Q: I would like to know if this is a widespread problem: In the last few weeks, at home, we have been getting calls from out-of-state collection agencies trying to get in touch with one of our neighbors. They have tried to use us as a messenger service. It is a neighbor we do not know personally and they do not know us unless it is through a mutual friend or neighbor yet they claim we were named as a reference. I have learned through our State government's Consumers Affairs office that this is a tactic of collection agencies - they use a computer to find...

Collection Agency Harrasment?

Q: This firm keeps calling here for my eldest (adult) who hasn't lived at home for 3-4 years. I clearly told them to stop etc - they refuse. They claim> "that's the number she left on a legal document!" and will keep calling despite my telling them different. Even making remarks like "She's your kid and you don't know her number??". BS...not sure where to turn. Is this Province? Feds? Or do I get a lawyer and $sue them? Or are they right?A:Here's the Collection Agencies Act. They (Canada Student Loans, and possibly others) have been harrassing me since I got my number in October, looking for...

Computer Software

You can get almost any type of software that you can buy in a retail store online as well. Sometimes when you get your software online you actually get a better deal than buying it in a store. Downloadable software is the fastest and simplest way to get software these days. It certainly makes getting the software that you need a lot easier. It is really fun to go shopping without actually having to leave your home. Computer software has gotten far more interesting than it ever was before. You can do a lot more with your computer today than you...

Computer Vs Electrical Engineering?

Q: Can anybody please tell me the difference between these two engineering fields? Starting next semester, I'll have to choose which field to enroll in. I would like to know what kind of stuff I'll be learning in these two fields. Also If you can, please also indicate what kind of job will I be doing after I graduate. And the prospective job opportunities for them. A: -Until only about 30 years ago, there were no CSs, only EEs. The field of CS developed as EEs designed more complicated computers, and it became necessary to specialize in the...

Computer Vs Electrical Engineering??

Q: Can anybody please tell me the difference between these two engineering fields? Starting next semester, I'll have to choose which field to enroll in. I would like to know what kind of stuff I'll be learning in these two fields. Also If you can, please also indicate what kind of job will I be doing after I graduate. And the prospective job opportunities for them. A: -Until only about 30 years ago, there were no CSs, only EEs. The field of CS developed as EEs designed more complicated computers, and it became necessary to specialize in the...

Conditional Power Of Attorney??

Q: Let's assume that Joe creates a power of attorney. He appoints George as his attorney-in-fact and gives George the power to access Joe's bank accounts. At the same time, Joe appoints Sarah to act as his attorney-in-fact if George is "unable or unwilling to act." Sarah would have the same powers as George. How does one prove George is unable to act? How does one prove George is unwilling to act? What should be satisfactory proof from the bank's perspective? Does it require a court order, or is some lesser form of proof acceptable? A: Why did Joe...

Confused Workplace Situation

Q: It happen several years ago when I was paling around with a Male from work for a bit. Something that was consensual suddenly turn into something that was not consensual. It all happened outside work. Sex did not happen but lots of touching. One time when I mentioned I was going to report he said he would sue me for Workplace Harrasment, because I only see him at work and could only talk about it at work. A shrink I see said I should report it if it will help me get closure. He said maybe police do...

Consolidation Firms That Have Cropped Up Lately?

Q: Are there any sites that offer evaluations on the numerous debt consolidation firms that have cropped up lately? They seem to all be the nearly the same. They all claim to work with numerous creditors, but never list who they are. Are there any listings of major creditors and their policies towards working with these firms? A: From experience using such services for my clients I urge you to find the non-profit group in your area (if you are in USA). If one is not listed in your phone book call the local non-profit Family Service Agency or...

Consulting A Phone Directory For Your Business Needs

If you are trying to find a company that offers a certain type of goods or services, a phone directory is a great place to look. Directories like to old fashioned yellow pages are typically free when you have a landline, and they are still one of the easiest ways to locate a particular type of business. However, there are also many other online phone directories that take advantage of the technology and knowledge available to the public today via the Internet. Rather than whipping out that heavy old yellow pages book, it might be time for you to...

Correspondence Course In India, Correspondence Courses Toward My History Degree

Q: I'm starting correspondence courses this fall. Finally going back for that history degree, hoping to eventually become a teacher like I always wanted. The kids will both be in school, so it's finally time. I have a couple questions I'm hoping someone here can answer. First, Can you offer any advice that will make the distance learning process easier? I'm worried about maintaining my motivation since I won't actually be attending classes. I'm also worried about not having much contact with the professors. Any experienced correspondence students here have tips for me? Second, Computer stuff. I'm thinking about upgrading...

Correspondence Courses Toward My History Degree

Q: I'm starting correspondence courses this fall. Finally going back for that history degree, hoping to eventually become a teacher like I always wanted. The kids will both be in school, so it's finally time. I have a couple questions I'm hoping someone here can answer. First, Can you offer any advice that will make the distance learning process easier? I'm worried about maintaining my motivation since I won't actually be attending classes. I'm also worried about not having much contact with the professors. Any experienced correspondence students here have tips for me? Second, Computer stuff. I'm thinking about upgrading...

Correspondence Study Program For Would-be Medical Transcriptionists?

Q: any of you might know of a home study program for medical transcription. I am subcontracting at home for a one-person transcription service (who has spent several months patiently and kindly training me). I have several medical terminology books, an old Medical Transcriptionist Course (without tapes) and a biology book to learn from. Right now, I am transcribing for physical therapists, and occasionally a urologist and OB-GYN. What I need, though, is the well-rounded education most of you received before entering this rewarding occupation. It would be helpful to take a home study course that provided tapes I could...

Cottage Industry Greeting Card Business

Q: Anyone have experience in distributing home-made greeting cards? I've thought of collecting addresses of card shops from telephone books, then mailing out a brochure of my cards. I could have a 1-800 number installed in my home to take orders. Is there an easier way to collect card shop addresses? Or should I find a distributor? How do I find a distributor? The Yellow Pages does not have a listing for "Distributors." Does anyone know if this type of venture can be profitable? I would appreciate any feedback. A: Anything (so some people say) is possible,...

Counseling For The Cc And Pray My Interest Is Slashed?

Q: I receive a letter on the 15th of October saying that my Providian CC was sold to another Providian branch. I was told to destroy my old card and promptly start using this one. I was also told that I could not continue making my payments online @ providian.com.( My payment is due on the 22nd, mind you.) This 'eMerge' card smelled very fishy and I called to find out where to send my payment off since no longer able to do it electronically. I KEEP GETTING PEOPLE IN INDIA! They won't tell me when Americans answer the phone, they won't do anything....

Courier Mail For Speed And Reliability

Courier mail is often used in larger cities. Couriers are known for speed and reliability. People use these services when they need something delivered and confirmed in a hurry. They are usually not disappointed. And when they are, they often get their money back. Courier mail is usually used for small packages that need to be delivered inside the city. People also deliver messages when email and phones are not available. Also, documents and work related items are often sent this way. While courier mail is usually used in larger cities, it can go farther than that. Some couriers offer nationwide...

Criminal Harrassment

Q: What are examples of criminal harassment?A:Criminal harassment is usually committed by someone whom you know; often it is someone whom you have been close to. It frequently occurs during a breakup or divorce. It often goes unreported because the person at whom it is directed hopes that it will die down or that s/he can deal with it alone. Sometimes romantic behaviour which at first seems acceptable changes, or starts to feel inappropriate, strange, or unacceptable. If someone repeatedly contacts you, follows you, lies in wait for you, will not take "no" for an answer, and behaves in ways that...

Debt

Most adults have some experience with debt and most of us receive monthly reminders of the debts we owe courtesy of creditors and postal workers. Debts can be large (mortgage or loan payments) or comparatively small (telephone or cable bills). Although the word debt typically carries negative connotations, there are some positives. For example, few people have the total asking price outright to purchase the home or car of their dreams. There are limited options for acquiring these big ticket items outside of incurring some debt. Also, assuming some debt makes it possible to pay your electricity and gas bills...

Debt Collection

These days, about fifty percent of the American Population is already living in debt. People are always living out of their means and credit cards make it even easier than ever to go into debt. It seems that the more debt we get in to, the more credit we try to take out as a means of making up for it. People are often getting more credit cards so that they can use them to juggle their payments. By juggling payments I mean that many people will use one credit card to pay the balance of another etc. this is...

Debt Collection: Are You Being Abused?

Just because you're in debt, doesn't mean you have to put up with the abuse of debt collectors. With the passage of the Fair Debt Collection Practices Act, consumers are protected from debt collector abuse. In the Act, debt collectors are banned from many activities that could be considered harassment or cause the consumer distress. When people try to collect your debt, they may call you or send a letter informing you of their attempts to collect. However, a debt collector cannot threaten you in anyway or abuse you by using foul language. Likewise debt collection agencies cannot send you letters...

Debt Consolidation Loans

Debt consolidation loans are required when your spending and loans become unmanageable, as you cannot figure out a way out of this jumble. If you have to pay a large amount of credit card loan, bank loan, school or education loan and you are unable to do it yourself it is better to look for Debt consolidation loans. However, before you resort to Debt consolidation loans it is better to take an honest look at your spending and then try to reduce the expenses. Take the public transport for some time to reduce your gas expenditure. Think about ways you can...

Debt Consolidation Or Student Loans

Q: I'm in grad school and I have 5 years before I settle down and buy a house. Let's just say I've made some bad financial decisions in the past so I need to get my 617 FICO score up as high as possible in this 5 year period. My credit report shows one 30 day late period. It's been paid off, but that card was canceled by the company (so that won't vanish for 7 years), so not much I can do about that. I have three credit cards more or less...

Debt Consolidation With New Loan

Q: I'm trying to pull myself out of some severe debt, and have been looking for a way to consolidate my too numerous credit cards. Yesterday I received an offer in the mail from my Union which I think may be something of a boon, but I'm having a hard time understanding what's behind it. I'm offered the opportunity to "ask for a revolving loan..." No collateral needed, no application fee, fixed interest rate, low monthly payments. Then there's a chart offering several advance amounts: RANGE OF ANNUAL PERCENTAGE ADVANCE...

Debt Free

When almost everyone around you has debt of some kind, it is easy to wonder whether it is ever possible for anybody to be completely debt free in today's world. The good news is that it is. Being debt free is not about earning a lot of money. Rich people are not necessarily debt free. In fact, you will be surprised at how many of them owe large amounts. Instead, being debt free is all about having good financial habits. Like all habits, financial habits too are not very easy to follow. But if you persevere, you will find that...

Debt Management

If you have a lot of debt and are looking for a way to dig yourself out, debt management can be the way to go. A word of caution, proceed carefully. Many debt management agencies make promises that are not realistic. It is important to research each company you are considering very carefully to avoid digging a deeper hole. Choose debt management agencies that are reputable. Ask for references, and, of course, read the fine print before you sign anything. Once you begin your research into debt management programs you may discover that much of what the agencies offer, you...

Debt Recovery: Getting The Money You Are Owed

There are certain unalienable laws in the world of business and commerce. We trust that on provision of a service, or exchange of goods, payment will be made as agreed. What recourse does one have as a seller in the event that this agreement is broken? Most often, it is helpful to start by asking for payment again. Keep the tome of your request, whether written or oral, friendly; non-payment may be simply an oversight or perhaps the check really was lost in the mail. Your request should restate what was provided and what is owed. Include a due date...

Deferring A Student Loan Hardship Or Disability In Ame

Q: I am either qualified for undo hardship or disability for deferring a subsidized student loan. I haven't made a dime in 5 years, I have borrowed a few thousand dollars for student loans. I could no longer go to college do to a permanent disability. The only money I have is from my wife who only gets around 700 a month. How or where do I get the form to defer this loan. Is it easier to get undue hardship or disability to defer the loan. I have a subsided loan...

Definition Of Harrassment

Q: I need a legal definition of stalking, for research and because I need to advise people. The definition I have includes a "credible threat". Does this apply under English Law. How many contacts would realistically be considered stalking, for example, letters requesting a meeting. What I am trying to find out is where would attemptimg to redress a grievance end and stalking begin, e.g. a situation where someone is constantly (three times a week approx.) being phoned for money the "stalker" feels they owe when they don't. Would contact with a person's friends to...

Dental Clinic

A dental clinic or the dentist as it is more commonly known today can help you with all your tooth problems. Tooth problems are no fun. You can ask anyone who has ever had a bad toothache and they will tell you for sure. It's one of the worse pains you can have. Plus, it's just important to have your teeth taken care of even if you are not in pain. And if you have a toothache or a tooth problem, you know you want to get it taken care of as soon as possible. And having a great dental clinic...

Depression And The Life Cycle In Women ?

Q: She hypothesized that women with a history of depression were at high risk for physical and psychological problems during midlife. Subjects were a community sample of women 42-52 years old who were not premenopausal, and had not had a hysterectomy or oophorectomy. They were screened for physical and psychological symptoms via telephone and followed up three to nine months later by a standard structured psychiatric diagnostic interviewA:Those with and without past depression were compared on symptom and syndrome endorsements on the SCID. Subjects with past depression had more perceived stress, increased dysphoric mood, and more physical symptoms (headaches, stiffness...

Depression Quiz ?

Q: I thought you'd given up on posting to as.l I go through phases of wanting to and then trying to stop but I don't have much of an incentive to give up whilst I'm in this position (like you I'm in a position that I have no, or not much, control over). I think this can be depressing. Sounds like you've got severe depression and I really think you need to get help with that. Are you any closer to being able to help yourself?A:You needn't respond, but I wonder how you got yourself into a situation you didn't...

Detrox Opiate

The detox for opiates is different a different program than that used for alcohol abuse. The drugs that fall into this classification act at the opiate receptors in the central nervous system. The withdrawal symptoms associated with this type of detoxification are some of the worst that patients experience with the most severe withdrawal occurring from morphine, oxycodone, oxymorphone and meperidine. Some of these symptoms include: * Abdominal cramping * Irritability * Agitation * Insomnia * Anorexia * Anxiety * Muscle spasms * Diarrhea * High blood pressure In a detox for opiate program, the general goal is to make the patient comfortable and to minimize the withdrawal as...

Dispute It With All 3 Individually?

Q: I disputed a collection on my credit report because I believe I paid the place off. I just got a notice from Experian that they deleted the collection off my report (yahoo!) Now my question is, will the other credit reporting companies get that same deletion or do I have to dispute it with all 3 individually A: that the law entitles you to one free credit report from _each_ agency per year. Phone 1-877-322-8228 or go to http:/www.annualcreditreport.com . (I have seen a report from someone who tried both that it's easier by phone.) If you find a mistake on your credit report...

Dist Ed Design Or Library Science?

Q: There are two university programs I'm interested in: technology in distance education and training (designing online courses) and library, archival and information studies. Does anyone have any information on the opportunities available in either these fields. Has anyone made the transition from tech writing to either dist ed design or library science? Both tie into technical communications quite nicely but I don't want to end up in another shrinking market. A: I don't know much about online course design, but the library science field is growing. A large percentage of librarians are expected to retire in the near future. Corporations and law firms often employ...

Do I Have The Right To Know How A Debt Is Calculated

Q: A utility company instructed a debt collection agency to collect an outstanding balance dating back to summer last year. I received no communication regarding any debt and believed the account settled until I received a demand letter from the agency. The debt seemed excessive for the period in question. On discussing the matter with the utility company we established the debt is based on a faulty estimate. The company agreed to re-calculate the debt and send me a revised bill. Apparently it has not yet made the agency aware of this, and a working week has almost passed...

Door?

Q: What rights does a debt collector (credit agency) have when knocking at the door? What rights do I have if he/she puts there foot in the door or doesnt leave my garden? A: No more rights than anybody else that knocks on your door. Stamp on their foot or kick their shin they will soon remove it. You can use reasonable force to remove trespassers (which they become if they refuse to leave when asked) . - I understand the problem will not vanish! The (threatened) bailiff will be sent via a Credit agency due to me defaulting on my Student Loans. Im willing to pay but...

Download Faster Software

Waiting for downloads is probably the most annoying thing in the world for anyone who conducts downloads on a regular basis. If you are still running the internet on a dial up connection, your download times must be horrible. If you experience slow downloads, or downloads with frequent interruptions, you may want to purchase fast download software. Too many people blame their computers for slow download times but more often than not, it is just the software programs that you use to download your software with. Dial up connections are not bad if you do not use your internet connection to...

Do You Have Any Knowledge About Sales Training Book ?

Q: do you have any knowledge about Sales Training Book ? I am a recent collegegrad that wants to learn some sales training book. Do you know of any companies that have good trainingprograms for new employees in sales? Preferably business to business. I heard Xerox used to A: -I think you should first choose some products and services that you would love to sell and then target getting a job at a company that sells it. My feeling is the whole notion that a good salesperson can sell anything is crap. To really be good you have to think...

Do You Have Infomation About Books On Sales Training Program ?

Q: do you have infomation about books on Sales Training program ? I am a recent collegegrad that wants to learn some sales. Do you know of any companies that have good trainingprograms for new employees in sales? Preferably business to business. I heard Xerox used to. But, I guess Xerox isn't what they used to beA:-I think you should first choose some products and services that you would love to sell and then target getting a job at a company that sells it. My feeling is the whole notion that a good salesperson can sell anything is crap. To really...

Do You Help Me Answer Some Question About Bc Student Lo

Q: I have $12,100 student loans, and $2800 credit card debt. I have been unable, due to unemployment, to make payments for 4/5 months. I am living with my parents right now. I already used up my interest-free status; but please, do not lecture me, I'm unhappy about my choices as well; I just need some help right now.) The student loans are divided: 1.) $1300 British Columbia Provincial Loans sent to collections (US and other nationalities READ ON, your advice is MUCH appreciated,) 2.) $4300 kept by Royal Bank for...

Drugs For Acid Reflux

Q: Taking Acid Reflux meds.. CAN I USE INDOOR TANNING BED?? I am taking 2 different prescription drugs for my heartburn/acid reflux. Since heartburn and acid reflux are a pretty common condition, can I use an indoor tanning bed even tho I am on medication? I read somewhere before if your taking antibiotics do not tan in an indoor bed.. just wondering, I am so pale haven't been in so long! Can anyone in the group help me please?A:There are a lot of medications that cause people to become photosensitive. My sister was on a medication with that side effect -...

Dsl Service Plans

When you connect to the Internet, you might connect through a regular modem, through a local-area network connection in your office, through a cable modem or through a digital subscriber line (DSL) connection. DSL is a high-speed connection that uses the same wires as a regular line. Many companies offer DSL service. The US market alone has a very large number of such companies. EarthLink is one of the bigger companies who offer such service. EarthLink High Speed Internet is amazingly fast--up to 70 times faster than dial-up based on the average speed between a 28.8K modem...

E-mail Harrassment?

Q: Is there a law against e-mail harrasment? Just wondering...A: There is a law against harassment. It seems to me that should cover e-mail harassment, telephone harassment, in-person harassment, harassment by mental telepathy (but you'd better be able to prove it exists!), harassment with hoardes of locusts, harassment with hoardes of lawyers, and harassment with Beethoven's 5th Symphony. However, just asking you to pay your bills within the limits of the Fair Debt Collection Practices Act is probably not harassment. ...

Email Address Directory

Have you ever tried to look up an old friend that you haven't talked to in a while? Maybe their email address has changed and you lost contact with each other. Now you are trying to locate them to get back in touch. You could begin looking for them by calling information and asking for this person's phone number. By finding their phone number you can try calling them to find out their email address. The problem is, this will only help if they have a phone service in their name that is not a private listing. There is a simpler...

Email Extractor

When a company is looking for ways to extend their emails to new clients, they may use an email extractor to add new email addresses to their list. This is a tool that removes email address form sites on the internet. These addresses can be used by companies to put together a bulk mailing list. They can then use these lists to send out advertisements to try and bring in new customers for their business. There is an industrial strength email extractor that targets emails from web pages. With this feature you can type in keywords that will give you email...

Email Paging

Pagers have been around for a long time and most people have used one at some point. This is when someone else sends you a short message on your pager asking you to contact him or her. It is a fast way to get your attention and have you respond immediately to their call. However, email paging is not quite as common and so you may be wondering what is meant by this term. It is basically the same as a phone pager but works with your internet email accounts. There are two main types of services you can receive for...

Email Privacy

When you have an email account it is essential for you to maintain your privacy. No one wants unwelcome visitors to view the contents of their private mail. First, you should be careful what you write in your emails just in case something does occur. This would include personal information concerning yourself or other family members. This also can include information such as your address and phone number. Be extremely careful when you use your credit card number in emails. Always use a secured link when making a purchase this way. There are measures you can take to help ensure...

Email Stationary

Do you ever get tired of using the same boring email background all the time? Of course, you can make some changes such as the font size and the color you use to write in, but sometimes this isn't enough. If you are looking for a more exciting way to send emails then you are looking for email stationary. This is an excellent way to add style to your emails. There are many sites on the internet that will supply you with this type of software. Some of them even offer you a free download for many electrifying designs. A few...

Email Tracking

Large internet based companies can greatly benefit from email tracking. This is a management tool that allows companies to track all incoming and outgoing mail. It will allow them to better manage their email accounts creating better service. This is a very important part of taking care of a business. The more professionally they handle emails the more a company can grow. By installing an email tracking software to their system, a company can greatly improve their response time to emails. When a company responds faster, it helps to produce better customer service. This is something every company tries hard to...

Employee Harrassment

Q: And I have a long list of incidences where workers were threatened with injury and death, Greg, and some of them originate from this newsgroup. Did you know that in most states it is a felony to threaten a government employee?A: SWEENEY, A.C.J.--A conditional threat is still a threat for purposes of criminal harassment. State v. Edwards, 84 Wn. App. 5, 12, 924 P.2d 397 (1996). Katherine Hoy threatened a Child Protective Services investigator. The investigator feared that Ms. Hoy would carry out the threat. The evidence then supports her conviction for criminal harassment....

Employee Sexual Harassment

Q: Fortunately (or unfortunately) our justice system in Canada has not followed the US lead in mega awards for compensation, especially for such things as coffee being too hot, or not placing a warning on something like a the forks of a bicycle And how do the Canadian courts stand on cornering an employee for sex, resulting in her needing to quit to avoid further advances?A: Criminal? I can only speak for the USA.....not criminal, it is a tort. That is a civil wrong as opposed to a criminal one. Now, if there is an actual touching you...

Employment Wanted In Product Management, Product Training, Account Management Or Similar?

Q: Employment wanted in Product Management, Product Training, Account Management or similar?A:- Last year I was made redundant having served 13 years at the forefront of corporate mobile telecommunications, from Vodafone Corporate where I managed Customer Services Technical Support, started and co-ordinated the Corporate Product Training Team and was responsible for the provision of technical support at shows and exhibitions, through to Dolphin Telecom where I became responsible for the inception of Dolphin Product and Services Training Team specialising in training their channel, the Training Support Team specialising in training corporate customers and as a member of a European product...

Engegement Ring From Tiffany's

Q: I have started shopping for an engagement ring for my fiancee. She has her heart set on a rather unique style from Tifany's. This is my first experience shopping for expensive jewelry and I have no idea what the etiquette or game is like. Is shopping for an engagement ring analogous to shopping for a car where one must do diligent research and haggle for a good price? Does anybody have such experience with Tiffany's?A:Yes, and it wasn't very nice. I went in Tiffany's Harrod's store and picked out a ring with my girlfriend. We got the reference number...

Evolved Fan Mail Addresses

Fan mail addresses have evolved just like fan mail itself has evolved. When fan mail first started, it consisted of hand written letters only. The postal service was the only way of communication other than direct contact. In today's world, fan mail can but much more creative and fast. Communication has progressed immensely through technology innovations. There have been many steps forward. The telegraph machine was invented, but because of the cost, was used mostly out of necessity. The telephone was the same. But when the Internet was invented, the words 'fan mail addresses' took on a whole new meaning....

Expiration Date ?

Q: Instant Credit problem ? With my income and credit I cannot believe I got turned down for instant credit. After talking with people at DELL and at First USA I get the impression that instant credit is not possible. This means false advertising. So I would like to know is there ANYONE who has gotten Instant credit. That means you did not have a Dell Credit card and while placing your order and waiting on the phone gotten approval, a card number, and an expiration date.? In the meantime, now I cannot cancel my...

Find Free Cell Phones Without Credit Cards

You might expect it to be difficult to find free cell phones without credit cards, but there are opportunities out there. Some cellular phone service providers require credit cards as a method of securing payment for cell phone service, but not all service providers have this requirement. That means that finding free cell phones without credit cards is possible. In fact, the options for free cell phone without credit cards are more prevalent than ever. To find the best cell phone deals, you should start by doing some comparison shopping. There are free cell phones available with many plans, but you...

Finding Debt Consolidation Services

It seems that everywhere you go, financial institutions and lenders are offering debt consolidation services. This is because the consumer debt in America is on the rise, and many people do not wish to go through bankruptcy. While bankruptcy can relieve some people, it has lasting consequences that many people are not willing to face, and for good reason. If one can use a company's debt consolidation services to avoid bankruptcy, one can actually find that he or she can make the monthly payment on time, thereby improving the credit score, rather than destroying it completely. Debt consolidation services are relatively...

Findings And Beads ?

Q: I am interested in locating a good wholesale contact for sterling silver findings and beads ??? A: -The Jewellery Distributors Association has a number of members that can help you. For a list of members see their web page at http://www.teg.co.uk/teg/jda/ -Try Fire Mountain Gems, 28195 Redwood Highway, Cave Junction, Oregon 97523-9304. The 800 number is 800-423-2319. The quality and selection are both good, the prices reasonable, and there is only a $50 minimum for an order. -Or you could try my store. Lita Trading. We are...

Flight Training

Flight training is the most important thing when you want to be a pilot. There are some websites online that offer free Federal Aviation Administration (FAA) terminal procedure publications. You can search them, view and download all of the U.S. terminal procedure publications (TPPs) in PDF format. The files include all of the standard terminal arrival charts (STAR), airport diagrams, visual flight procedures (CVFP) and instrument approach procedure charts (IAP). If you plan on taking a private class you can search the phone book, newspaper, or online to find a flight training school in your area. Some flight training schools...

Four Year Old Sexual Harrassment

Q: These four women belie the Clintonite argument that perjury is no big deal, especially about sex. They lied under oath about sex in civil cases and were condemned to between four and 13 months in federal detention. Meanwhile, the cognoscenti demand that President Clinton avoid the same punishment for allegedly committing the same crime. The American people insist that their Rogue-in-Chief walk away. And, like a chorus line of Rockettes, America's feminists ...

Free?

Q: I can't remember where I saw this but I was net surfing and am unable to re-locate where. Can you tell me where I can learn ms excel online for free? A: - Of course some of the regular posters have websites. If you look at my home page below you'll find links to Tutorials such as http://www.exnet.iastate.edu/Pages/Excel/homepage.html From the Land Grant Alliance comprised of some of the major US ("State") Universities started under the Land Grant University System. You'll also find links in the same area to other frequent posters who have web sites such as John Walkenbach...

Free Clinic

Most city's have a free clinic where you can go and get free or low cost help with simple medical problems such as shots or something that is not an emergency. These free clinics are a very important addition to the community. Many people do not have health insurance and can not afford care, even preventative or maintenance. Medical bills are very expensive and many people just will not spend the money like they know they should. Instead, they will put off going to the doctor for things that they should see for. If you want to find out if...

Free Debt Consolidation

Free debt consolidation service is very useful if you are worried about the burgeoning debt, high interest rate and related finance charges. Free debt consolidation service helps you to manage your finances in a systematic manner. These services also help you in getting favorable credit ratings. Free Debt consolidation counselors are available in almost all major cities of United States. These counselors offer valuable help in handling your income in an efficient pattern. They guide you how to pay off your debt and avoid getting negative credit ratings. You can easily locate debt consolidation counselors through local phonebooks and online directories....

Free Online Ged Class Alabama

Q: I missed the first part of the school voucher thread, but I haven't seen any opinions of how school vouchers should apply to home schoolers. I'm interested in your opinion. Should home schoolers be allowed to use school vouchers to pay for their school expenses? Why or why not?A:I entrusted the educations of my first 2 children to our public systems... Both these children were gifted.. According to the fanatic "placement test givers" with genius level IQ's... Neither of these children actually managed to graduate from high school, although both managed to score high enough on...

Free Text Messaging Is The Wave Of The Future

Free text messaging is the wave of the future. Free text messaging software is available from many sources. Yahoo, AOL, MSN, ICQ and others offer free text messaging software, and many people wonder which free text messaging package to use, and why to use free text messaging. Free text messaging software offers some advantages over email and even telephone communications. Free text messaging offers secure, instantaneous communications. This can be on either the internet or an intranet. Free text messaging software can allow you to communicate with someone in the next office, or...

Full Colour Business Cards

Q: I used to get my business cards printed my a company in the USA but communication has broken down and I cant get in touch with them, so now I am looking for another supplier. If you can offer a service for orders of full colour business cards in quantities of 100-250 (and greater) at a reasonable price then please get in touch. A: 1. Go to your local stationery shop and choose some "Geographics business cards" that you like. They come with 10 cards on an A4 sheet. 2. Design your cards in a suitable software package...

Fwd: Postpartum Depression Stigma Fading

Q: Since most of the college-age set has not yet experienced parenthood, words such as "postpartum depression" may mean very little to you. Though brought to the attention of the nation by a crazy man who jumps on couches, postpartum depression is a very real problem, yet has been kept somewhat hush-hush. Mothers have said they've felt embarrassed or unqualified, or that they were overreacting when they experienced symptoms of the disorder. Some experts estimate 80 percent of women experience symptoms of postpartum depression after they give birth.A:Of course, if you ask Tom Cruise, postpartum depression is cured by vitamins...

Ged Exams

Q: i dont have any certificate/degree, dont have even primary school certificate. i've friend in usa. and i'm planning that i will apply to a little community college there for get an associate degree, then transfer for BA later. i'll work during study to save my living expense too. but the huge problem is i do not have any certificate, someone here advise me to get GED / high school equivalent test, but i do not find any test center, which accept the test via the internet for foreigner, Could you pls advise me a website? actually, i tried to find out this kind of test in thailand, but...

Ged Info

Q: Does anyone know of some good online info on GED programs in >the US? I'm doing some research on what sorts of GED programs are >currently in place, and I'd love to hear any info you might have.A:I don't know of any online information, but you might ask this of the GED Testing Service, One Dupont Circle, NW, Washington, DC 20036 Phone: 202-939-9490. This organization is responsible for the testing portion of the GED program. Information about state and local GED instructional programs can be obtained from each state director of adult education. (Contact your state education department.) I haven't verified these yet but...

Ged Test Centers

Q: I dont have any certificate/degree, dont have even primary school certificate. i've friend in usa. and i'm planning that i will apply to a little community college there for get an associate degree, then transfer for BA later. i'll work during study to save my living expense too. but the huge problem is i do not have any certificate, someone here advise me to get GED / high school equivalent test, but i do not find any test center, which accept the test via the internet for foreigner, Could you pls advise me a website? actually, i tried to...

Get Out Of Debt Much Sooner

It is estimated that the average American is about $8,000 in debt and the great majority of people are stressed and depressed and looking for a way out. There are many options to consider when you are looking to get out of debt, and debt consolidation is one of your better options. Debt consolidation is not the same thing as a debt consolidation loan. With debt consolidation, you are not taking out yet another interest-drawing loan to try to pay off other loans. It is also not the same as bankruptcy. When you file for bankruptcy, it...

Good Mba Distance Or Online Course?

Q: Anyone know of a good MBA by distance or online delivery?A:MBA Online Coordinator: Phone: 310-243-2714 Cost (at present): $8,000 total for the tuition. Cost of books: None (according to the school). The materials required are posted on-line. Number of courses: 10 ($800 per course) Admission standards: - Bachelor's (not necessarily in Business) from a regionally-accredited college or university - Minimum 2.75 (on a 4.0 scale) GPA in the last 60 semester credits of upper division courses earned in the Bachelor's degree. - GMAT:...

Government

Q: VA Reposessed Home - Detail Source ? from Government I recently retired and I am looking for a home. What are the best sources for VA repo'ed home details? A: -In most areas, VA and HUD repossessions are handled by HUD. Look in the telephone book under U.S. Government and find Housing and Urban Development. They should be able to guide you. -Call your local VA and ask them for a listing of realators in your area that carry the listing. They will work with you just like a regular relator. They have received all of...

Go West And Incorporate

Starting a business is never easy. But who said success is easy? Once it gets underway, however, you will probably know within a few years if it will succeed or fail. If things turn out as well as you hoped, or better, then you are on your way to commercial success. In fact, you may decide to consider business incorporation as you start planning to grow your company. Why stay in the same location? Check out the great market turf in Nevada. Enterprise is a byword for all the economic activity that occurs daily in places like Reno or Las...

Handling Your Personal Injury Claim

If you have been injured in an accident, it may be in your best interest to file a personal injury claim. Right after the accident occurs, it is very important to note any and all injuries sustained during the incident. Make notes regarding time of day, weather conditions, admissions of guilt, and whether or not there were witnesses to the scene. If there were witnesses, write down their names and phone numbers so they can be contacted once you have found a lawyer to handle your claim. When you visit the hospital for treatment of your...

Harassment By Debt Collectors For Nothing

Q: Hello, got this one through the moderators at uk.legal.moderation twice>but as with so many others it never appeared in that ng so it is not quite cross-posted. Anyone know to what bodies I can complain about harassment?A:Say no more. I have Fresh and sometimes they used to debit an amount from my card claiming that I had spent beyond my top up - without my authorisation. Now they simply bar the phone. I used to receive a text message warning of a low credit. Now they don't bother to warn at all. After topping up - which takes a few hours to action - I then...

Harassment Poster Public Service Sexual

Q: Gee, I have seen an ISDN 128k line, as the only connection to the Internet, service 25 concurrent Internet users, using graphical browsers, EI and Netscape. True, it was not a dialup service, but a 10Mb network connection, connecting the users to the proxy server, but I find it hard to beleive that Bandwidth limitations are the reason why TFN is using 70's technology in the 90's? we have 2 times the amount of bandwidth you mention, but it has to service 8 times as many concurrent connections...A: you seem to be confusing our requests for donations...

Harrasment Attorney

Q: The person in question was an attorney at WCG. She was not helpful in doing anything to assist us for the damage her company's incompetence caused us. She said they had no obligation to compensate us for the gross breach of privacy that lead to the Joe-Job. So I obtained her home address and phone number, added it to the bounce message for anyone who contacted us re: the Joe-Job. I don't see why I should spend time fielding abusive calls and emails and explaining how come MY email address was used for the porn mailing. WCG's attorney...

Harrasment By Collection Agencies For Someone Else's Charges

Q: A:We had a similar case. A large department store kept demanding a payment of about $150 from us, when we in fact have not only paid but overpaid our bill by about $6. Telephone calls and letters to the merchant were ignored and we were threatened with "collection". We took them to small claims court and after proving that we didn't owe them anything, the Judge counted the harassing notices and awarded us $100 for each note, seven in all, for $700. Sometimes offense id the best defense. Of course, you and I have rights in the United States that other people, especially those...

Harrasment Calls

Q: someone with a reload button and nothing else better to do......an off topic sidenote....we have been getting a bunch of 'unknown caller' calls over the past week or so that just hang up when we answer....our number is unlisted...prior to this we had a lot of calls from telemarketers and we just hung up on them or laid the phone down on them....I think this made one of them mad and put us on a rotation like you guys were talking about....so today I called the phone company with the times and dates of the calls...usually about 6...

Harrassment For Repayment Of Student Loan ?

Q: My son dropped out of University and since has developed mild mental problems which does not enable him to stick any job for more than a week. He left Uni about 4 years ago (now 24) and obviously the Credit company in Glasgow wants some repayment toward his student loan. I informed them that he no longer lives in the United Kingdom (true) and for a while they stopped pastering me. I moved address six months ago and today was disturbed to receive a message from the flat above me, that the Credit company had rung them asking my whereabouts. There was no message on my answer phone...

Harrassment Phone Calls

Q: Here is the phone numbers for Judge Nottingham who ruled that anyone anytime can interrupt your phone for "free speech." Please phone the judge as often as possible and let him and his staff understand how much you appreciate the ruling that it's okay to phone him day and night. If anyone finds a home phone number please post it.A: I wish that having unlisted numbers worked. My unlisted modem line gets between 20 and 50 calls every day. Sometimes, 6 pm to 9pm it rings non-stop. Depends on how hard up the mortgage people are....

Harrassment Prevention

Q: My question is as follows: Is there a group in Seattle or elsewhere, that will write a letter to the effect that "One of your female employees has complained to us about certain behavior that may be construed as sexual harrassment, if this continues she will begin seeking legal solutions... Protect yourself and your company by immediately ceasing this type of behavior...etc." Also, would this group be able to recommend to the parent company that they look at sexual harrassment prevention training for this particular location, to reduce their potential liability. ...

Harrassment Via Email?

Q: Harrassment via email? My work colleauge is being sent horrible emails by members of her ex-husbands family. including swearing and name calling. also called her her murderer, and saying she abandoned her child. also another person has been harassing her friend for ages, and now is sending her messages of sexual nature, but not directed at her. rather describing sexual acts regarding her friend. she has never responded with swearing or insults, as she is a very timid, mild person. i have sent both these ppl emails to tell them its harrassment and whatever, but they persist. my poor colleauge is in tears...

Has Anyone Taken The Bondurant Driving Course?

Q: I'd like information on defensive driving schools. I've heard of the Bondurant school at Sears Point but wonder if there are any others in the Bay Area. Has anyone taken the Bondurant driving course? (I reaize there is a "racing" course as well as the "defensive" course).A:Unfortunately Bondurant is no longer located at Sears Point.He's moved to the Phoenix area.The Skip Barber school,which is comparable in most respects and well respected in the racing world, has taken its place.See any recent car-nut magazine (AutoWeek,Car and Driver,etc) for the phone number. I took Bondurant's street driving course 8 years ago and not only got a lot out of it,...

Help!!need Info On Teen Depress Research

Q: I'm currently a college student doing research for my Developmental Psychology class on teen depression. I need info on the differences of adult and teenage depression, typical age and reasons for onset, statistical info on annual numbers and number of suicides resulting from teen depression. I would appreciate any information regarding this subject or where I can obtain more information. University professors, students, grad students, please respond ASAP.A:Every parent worries about the future of his or her child. Parents of a depressed teen-ager are likely to be even more concerned -- and they should be, according to new...

Help In Fitness Training ?

Q: I am looking for online coaching and consultation through email/telephone. I am not a beginner but have been trying out some things for quite sometime. I want to reach some goals and have been stumbling back and forth but not really been able to achieve what I want to. I am looking for an instructor who would be able to advice and guide me. My goals are not to get a better body/looks but to be able to extend my capabilities to where I want to reach. If you are a certified personal fitness trainer + preferably certified aerobics instructor and would like to provide me training/guidance, pls email me...

Hotel La Fonda In Baja

A Rustic Californian Getaway Just straddling the Californian border is an exotic tourist destination known as The La Fonda Hotel in Baja, California. Built in the 1950s this old hotel brings to mind just one word: nostalgia. The rustic rooms don't boast of TV sets hooked up on cables or satellite dishes, mini bars, telephones, or ports to connect to the internet. But see, this is what makes the La Fonda Hotel- a well known favorite- special. If you are looking for a place to have a romantic weekend, or just somewhere to get away from it all, La Fonda...

How About An Lg Cellular Phone?

These days, cellular phones are as common as lipstick, and just as much a fashion accessory. If you're looking for an excellent cellular phone, you might want to consider the LG cellular phone family. Over the last year, LG has introduced a large number of different models with very different features; one will probably suit you perfectly. Verizon's cellular phone of choice is the LG cellular phone, built by a Korean company. Verizon and LG between them have helped drive a number of the advances made by wireless networks, including the video and camera phone. LG Electronics was established in 1958,...

How To Find A Doctor

Finding a doctor is important. If you need a doctor then you are likely facing a problem or illness. This is a hard and trying time for you and your family and finding the right doctor for your situation is very important. You want to be sure to get a doctor that you can feel comfortable with. You also want to be sure you have a doctor that knows what they are doing. You might need a specialist or to choose someone who has worked before with your specific problem. You need to feel safe and secure with your doctor....

How To Get A Free Cell Phone

These days, virtually everyone has a cell phone. Because manufacturing cell phones has become so cheap and because the market is somewhat saturated right now, there are many cell phone retailers who offer potential clients a free cell phone when they sign a contract for a phone plan. These contracts typically last for two years. By luring in customers with the offer of a free phone, these companies can insure their profits for the next two years. This keeps their business profits steady and predictable. Most companies only offer a free cell phone that is a lower...

I Know Why Cingular Call Center Reps Suck. What Do You Think ?

Q: Because I am one. The majority of call center reps around the country are just like me. Here is our story: I don't have the degrees or diplomas for a real job. I probably have a high school education, but a high school diploma isn't specifically required for this job. I probably got this job from being with a staffing agency. I usually get assigned to temporary warehouse work or light office jobs, but one day I got a call that cingular was looking for temps and paying $11 an hour! I jumped...

Immigration Divorce Options

Q: I've been posting this all over the net in different forums, but Im getting no responces...maybe I was in the wrong place... I've been posting this all over the net in different forums, but Im getting no responces...maybe I was in the wrong place... I need information regarding an immigration divorce. We have been married for 4 years. We have been separated for over two years, and she hasnt to my knowledge obtained a green card. After the marriage we failed to make some INS meetings, as we were caught up in a rather careless lifestyle of substance...

India Phone Card Options

If your family lives in India, or if you are from India and living abroad, an India phone card is an excellent way to maintain contact with your family and friends. Regular long distance service can be very costly, and cell phones are very unpredictable over such distances. With a phone card, you can receive a flat per minute rate for your calls. You can purchase an India phone card at a variety of values. The best place to look for India phone cards is the internet. There, you can comparison shop until you find the best...

I Need Opinions On Debt Negotiation

Q: I need opinions on debt negotiationI have been researching on options for debt and have been finding the info here very helpful. I guess you can say I would be a prime candidate for BK as I have no assets, little income, etc. but I am determinded to explore all other options first. I have contacted one of those debt negotiations firms that claim they can get your debt reduced by about 50% for a 12% fee. The only downside being I will be reported late for the months it takes...

Instant Messaging Is Great For Chatting Fun

Why do people use instant messaging software? That is a common question among new internet users. Instant messaging software is available from many sources. Yahoo, AOL, MSN, ICQ and others offer instant messaging software - but how do you know which instant messaging software package to use, and why you should use it? Instant messaging offers advantages over email and telephone communications. Instant messaging offers instantaneous communications. This can be on either the internet or an intranet. Instant messaging software can allow you to communicate with someone in the next...

Instant Messaging Software

Instant messaging software is very popular among both home and business computer users. Part of the reason that it is so popular is because it provides users with the ability to communicate with each other from long distances for free. If you have friends or family members in other countries, instant messaging software can connect all of you at the same time in the same conversation. It is a great way to keep in touch without adding up huge long distance bills. Many instant messaging programs allow you to specifically customize level of privacy that you wish to maintain by providing...

International Business Degree Online, R1 Reject But Selected By Nus

Q: I have been reading lot of postings in this group. I know this is a very active group. I had applied to ISB but got rejected. But I got admission offer from NUS. So I want to know whether anyone from this group had got admission letter from NUS.A:I am also planning to apply in NUS before 31st March deadline. I am yet to take GMAT on 28th feb. I am working with Infosys for almost 4 years. So just wanted to know your profile andGMAT score. Did you had interview ? If yes what were the...

Internet Harassment

Q: I'm confused.I've never understood bringing lawyers, etc. into a case of someone harassing you on the internet, it happens to all of us. Unless it's a male vs. female, sex related, whatever, death threats, etc. what is the point? filter them out of your e-mail, kill file them on ng's... ConfusedA: I think general harassment is expected the odd time on the internet because it seems to allow the psychotic tendencies to more easily come out of people. I'm sure that the majority of us who have chatted/participated frequently in public forums have had issues with others harassing us. Most of the time the person...

Internships In Seoul Korea.

Q: Internships in Seoul Korea? A: Internships Web International Co. Ltd. (WEBI) was established in Feb, 1994 under the slogan, " R&D with spirit." WEBI is a leading internet/intranet solution provider and has developed its own intranet solution called Intra Office TM which is the first integrated intranet solution in Korea. WEBI provides a wide range of services related to system integration such as intranet applications in the Web environment. Based on its excellent human resources and technical expertise in the internet/intranet field, WEBI is striving to be a total solution provider in the world...

In Their Dealings With You?

Q: I've been dealing with Harris & Dial for 2 years now. I paid them what I thought was fair... interest and charges included. On the check it stated settlement agreement and they cashed it. They took me to court in 2004 and the courts closed the case. This past fall they kept calling my parents so I got the number and phoned them to settle this looming annoyance once and for all. I've requested proof of the debt (by law they have to provide it) and they replied they don't have to supply that. Then said okay fax us a request, which I did and...

Is Designed Especially For You?

Q: If you answer "yes" to most of these questions our Debt Management Program is designed especially for you. Our program will consolidate your accounts into one "lower" fixed monthly payment and systematically eliminate your debt. What's more, you may save thousands of dollars in interest charges, eliminate past due amounts, stop expensive late fees, bring your accounts current, and put an end to upsetting collection calls. Family Debt Arbitration and Counseling Services, Inc., is a federally designated non-profit charitable organization offering comprehensive consumer credit counseling, debt management and arbitration services. We offer our services nationwide via America Online,...

Is It Good To Study Comp.e ?

Q: Is it good to study computer engineering in singapore U (NTU) ? Plz give comment ..and actually what job i can get if i study EE or compE ? what is the job properties ? I'm high school graduator.. have no enough idea of that.. but most my favorite is computer stuff (not games) A: -This is my insight of this subject. EE and CE are both very hot majors around the world right now. I will tell you why I chose EE instead of CE at CalPoly Pomona. I have an uncle who is the head programmer...

Is It Sex Harassment?

Q: Aside from his DESPERATE need for a good admin, it is appalling that someone would think of doing this. It was a laugh and a kick at first, but then as I thought about it more it really disturbed me. This man knows my name, address, phone number, and where I presently work. Who knows what he's capable of. Besides that, I submitted my resume legitimately in response to a posting of a job opportunity. Do the harassment laws extend to those who have simply expressed an interest in a job?A: Sexual...

Is This Fee Reasonable????

Q: A few months ago I went through a divorce after a 30 year marriage. I was the stay-at-home mom and homemaker. At the end, no difficult issues. No child custody, only one court hearing for continuance, no alimony, shared a military pension. My cost from my $150/hr non-board certified attorney was $32,000. He is based in Dallas. I am appalled and am contesting this. I never got an itemized bill until the day of the divorce. May I have opinions from Texas attorneys or others who have gone through this process in Dallas...

Is Your Cell Phone Record Available To The Public?

If you use your cell phone as your main form of communication, you may be concerned that your cell phone record can be easily obtained by con artists, identity thieves and telemarketers. It is true that there are several companies on the Internet that can track down your cell phone calls simply by obtaining your phone number. For a fee, these companies will obtain a record of all of the incoming and outgoing calls entering and leaving your cell phone. Cell phone record tracing companies work with private investigators, collection agencies and law enforcement officials to help locate people....

Job In The Watch Industry

Q: I'm a Computer Engineering student at Purdue U, Indiana. I've been in love with watches since I was a little kid....and have spent most of my 21 years collecting information on Swiss watches and becoming somewhat of a mini-expert on them. The thing is, I love watches. I love everything about them. There could be nothing greater for me than to get a job in the watch industry with one of the bigwigs like LVMH, Rolex, Tag Heuer et al. With my major being Comp. Engg, can anyone suggest possible positions I might be suitable for in a...

Keeping In Touch With A Phone Card

If you are one of those people who still does not have a cell phone, a phone card is a great way to maintain contact with loved ones when you are far away from home. If you are traveling in another state or country, a phone card can give you a guaranteed long distance rate. This makes it an economical way to stay in touch. A phone card can be purchased at gas stations, grocery stores, department stores and even on the internet. Phone cards are sold according to how many minutes are on the card. There...

Keeping Track Of Phone Numbers

If you are one of the many disorganized people in the world, then you already know how hard it is to keep track of phone numbers, not to mention remembering who they belong to and where you got them. Perhaps you often look through your wallet and find a variety of phone numbers with no name or defining clue attached to them. If so, you should probably invest in a better way to organize your information. There are many different ways to keep track of phone numbers, addresses and names these days, and far surpass the old...

Lady Working At The Collection Agency Told Me?

Q: I am hoping there are some people in this forum that can help give me advice as to how to fix my credit the best way possible. I have searched the internet for tips but they seem more geared for if your credit problems are in an erlier stage. I'm 24 and have had various health problems and was out of work for a couple years and am just now dealing with debt from 4 credit cards and a few other things (medical bills, orthodonic work, cell phone, ...). I have put off contacting all these companies for...

Landlord Harassment

Q: June 2002 - A friend splits up with her partner, moves into 2 bed flat, needs someone to share rent with. I move in. The tenancy was in her name, but she had consent from the owner to sub let to me. All my dealings with the property were with her, not the owner. November 2002 - Flatmate moves out, but honours arrangement to hols flat until original end date, 22nd December 2002. I finalise paperwork with local council for rehoming. December 2002 - Flatmate's partner seems to have delighted in making my life a living hell for the last few weeks, relaying messages...

Landlord Harrassment

Q: I'd like to know who i could contact regarding my rights as a tennant. Our landlord will not stop going into the flat when no one is there, and with out telling us. He also verbally threatened to throw our stuff out on the road because we were 2 weeks late with our rent, also blocked drain for months, oven doesnt work, and rats, etc etc, some one know where i can find out my rights/ what i can do.A: Go IMMEDIATELY to your local Housing Advice Centre (check with local council for address & telephone no if not in the...

Leadership Skill Training For Consultants Information?

Q: Leadership Skill Training for Consultants information?A:-Leadership 2000 Skills for Consultants Leadership is that most precious quality needed no matter what the endeavor. We tend to think of it only in terms of the formal leadership. Effective formal leadership comes not from the title or position but as a result of the mastery of self. Self-leadership is the establishing a clear direction for your life with a plan for moving in that direction. Many marvel at the clarity and self-confidence that is exhibited by those who are in the process of this mastery. With a...

Learning To Incorporate A Business

If you are a small business owner or even a consultant, you may one day wish to think about incorporating your business. This can be a big step for someone who has previously given little thought about how to conduct business matters and instead focused on delivering a quality product or service. If you would like to know something about incorporation, there are several ways to go about it. First, contact the local Chamber of Commerce or municipal offices to find out if there is a small business guidance organization. Some groups of retired business professionals operate quietly but efficiently...

Legal Harrassment From Freeserver

Q: . I sent the cheque by Special Delivery on 5th October and it was debited from my bank account on 11th October. At the time it was good riddance to an appalling internet service and I didn't see why I should hear from them again. I received an email today from the Freeserve debt collection department threating all kinds of legal action if I didn't pay the ?14.18 that I "owed" them. After waiting about 20 minutes for their so-called customer service to answer, I was told that they had lost any record of the cheque. The onus is on me to prove that I'd be interested...

Looking For Immigration Attorney In Dallas, Tx???

Q: I have asked this before, can anyone recommend an immigration attorney in Dallas - Fort Worth area? A: -We used Catholic Charities (you don't have to be a Catholic). They have an office in Dallas specialising in immigration and because it's a charity it's cheap - $35 for an initial consultation, when they tell you EVERYTHING that's necessary for your case and let you choose whether you want to go ahead yourself or use them. There are more charges for filing the papers but they're dirt cheap compared to most immigration attorneys. Their phone number is 214-634...

Management Foundation) Membership.

Q: I currently work for a Global Company in the UK, as a Service Client Relationship Manager, responsible for delivering agreed service levels for Web Hosting, Outsourcing and Network Solutions for Global Multi Site corporate customers. I am looking to emigrate to Australia, however, there are no Service Management Skills on the skilled occupation list, or on the occupations in demand list - The closest thing to it would be an IT Manager - which is not really applicable. I have ITIL (IT Information Library) qualification and ITSMF (IT Service...

Medical Authorization For Relatives .

Q: What kind of emergency medical authorization is needed by relatives who care for children on an occasional basis? I've got an in-law living nearby who wants to take our kids on day trips and weekend outings once in a while, and maybe a week-long trip in the summer. Her lawyer recommends that she have a Durable Power of Attorney for Health Care for each of kids in case they need emergency care. I've read through the draft, and it gives her WAY more power than I want to give her. My husband and I are usually...

Mesothelioma Attorney

For those of you who are not aware of what mesothelioma is, it is a type of cancer. This particular type of cancer get s it name because it comes from the mesothelial surfaces of the inner lung and abdominal cavities. Mesothelioma generally doesn't affect you until later on in your life such as when you are in your 60s-70s and is generally caused due to asbestos exposure. Getting diagnosed with mesothelioma has to be done by an experienced doctor but one of the symptoms that you can experience is fluid in the lungs. Some of the other symptoms...

Messaging Software On The Computer Is Fast

Messaging software offers advantages over email for computer communication. In fact, messaging software offers instantaneous communications. This can be on either the internet or an intranet. Messaging software can allow you to communicate with someone in the next office, or anywhere in the world. Why use messaging software? That is a question many new internet users ask. Many use it because it is efficient. Many more because it is fun. Messaging software is available from many sources. Yahoo, AOL, MSN, ICQ and others offer messaging software, and many people wonder which messaging software package ...

Messaging Software Turns Computer Into A Tool

Messaging software turns the computer into a dynamic tool that makes life easier. In fact, many users wonder what they did in the days before messaging software came along. Messaging software is great for use in business environments and in the home. It lets you buzz your friends, see which of your buddies are online, and chat for hours at a time in the safety of your home. Email can take time, since the users have to check their accounts. Messaging software saves time. Some businesses keep messaging software active on all...

Monthly Fee, But Rather Charges A Higher Percentage Rate ?

Q: Can anyone recommend a instant credit card processing site that DOESN'T charge a monthly fee, but rather charges a higher percentage rate ? Also, it would need to be somewhere that either provides a merchant account or simply charges the user then takes their cut and dumps the cash in to my account. Any ideas ? So far it seems that paypal is the only option, but the user appears to have to have a paypal account to buy from you. A: -There are some PayPal-like services listed at: http://paypalsucks.com/options.shtml And as Ian pointed out you don't necessarily...

Motion To Vacate - Washington State ???

Q: Someone was kind enough to email me and tell me that I need to file a Motion to Vacate in my child custody case within the next 30 days. I KNOW I need a lawyer, but right now I don't have one, so I am doing as much as I can on my own. If any of you have a copy of a Motion to Vacate that I can file in Washington State, please email it to me. I would like to file the motion on the grounds that assault charges were pending on...

Motorcycle Accident Attorneys???

Q: I've read a number of posters here who have complained about being hit by cars & are now waiting for insurance companies to cut them a check. Some riders have also mentioned they're waiting for injuries to heal. I recently saw a poster offering his Ducati up for sale due to severe personal injuries. When I read such things, I realize how lucky I was to get a bulldog of a lawyer when I was hit by a cager. I believe that many communities in the US do not have such attorneys. Last night, I saw...

Nailed By Ez Pass In Nj

Q: Nailed by E-Z Pass in NJ ? Last month the SO and I took a little ride to the Joisey shore and used the EZ Pass gizmo from her car for the GSP tolls. This week we get a letter with a $25.00 fine saying we blew through the Asbury Park toll plaza (plaza....isn't that a lovely name for an effen toll barrier?!) They include with this, a little picture of my cycle with the plate visible. Of course, what is also visible, is my wife on the back, holding up the...

Neck Specialist

There are many reasons why you might need to see a neck specialist but the most common reasons are injury and cancer. Cancer is fairly common in the neck and requires treatment by someone who knows about this part of the body. You might also have a neck injury from an accident or some other situation and this should be treated by a specialist as well. You will most likely go to an ears, nose and throat (ENT) specialist to have your neck looked at. It's not hard to find a good neck specialist in your area. You might want to...

Need A Limited P.o.a.

Q: A friend, and many of the tenants in the property in which he resides, are in dispute with their landlord, in this case the landlord being a large corporation whose management style ranges from indifferently neglectful to malign, and whose attorney was sired by Cerberus. As part of a more general court action they have filed a motion which was granted to allow them the privilege, upon delivery of 24 hour notice of intent, of entering his premises to document evidence they feel will substantiate their claim that one of the conditions about which he has had long...

Need Feedback On Atlanta Attroney Dahlia M. French???

Q: Anyone have any experience with Atlanta based immigration attorney, Dahlia M. French? Also, is it normal for an attorney to not meet the client in person prior to an removal proceeding hearing before an immigration judge? I have had a brief telephone conversation with her and I sent her a copy of my AOS papers I filed with the BCIS, and that was it. No questions or call back from her about anything other then a brief confirmation, that I initiated, that she is available to represent me in court next week. I am having doubts whether she is...

New Jersey News Is New Jersey's News

Want to find New Jersey News? No problem because this newspaper is available everywhere in America's Garden State of New Jersey. The New Jersey News has the top stories of the day available for your perusal so you can keep up with what's going on elsewhere in the United States of America and the rest of the world, if you are so interested and inclined. The New Jersey News also offers current events to let you and other readers know where they can go to have a good time, be it at rock concert, a country music concert, athletic event, or...

New York Car Accident Attorney,info???

Q: I received a junk fax this morning at work from "Did-It.Com, Inc." I haven't been reading news.admin.net-abuse.email for a while, but somehow I suspected that I wasn't the only one, so I did a DejaNews search, and lo and behold, previous postings in this group confirm that these folks used to be spammers and have moved on to junk faxing. The general consensus a month or so ago in this group seemed to be that the right way to deal with the junk faxes was to send a letter demanding the $500 civil penalty for an unsolicited...

New York U. Dental School (nyu)

Q: I want to know is a peridontist a good second opinion or do you have see a dentist, and is there a way to contact NYU Dental School?A:Why can't you get them on the phone? http://www.nyu.edu/dental/ because my cousin wanted me to contact them, but I remember that you can't get them over the telephone I have to check with Steve Bornfeld. He is the expert on New York dental schools. Native American Law will be tough to find in Boston. BU sometimes offers a single course in that area. ...

Nextel Phone Features

If you are interested in purchasing a cell phone, there are many Nextel phone features that are worth researching before you make your decision. Nextel is a wireless communications company that recently merged with Sprint, and the company is an industry frontrunner that provides affordable high tech phones with many useful and easy to use features. If you are considering purchasing a Nextel phone, you will have many styles to choose from. The companies newest service is the direct connect walkie talkie feature that allows customers to connect with the parties they are trying to reach in less than...

Obtaining Permanent Residence After Getting Divorced?

Q: My case is as follows: I have been married to a USC for two years, then separated for one more year. We are currently divorced. We have applied for Removal of Conditions (I-751) together, in Sept. '04, at the Vermount service center. We have been called for an interview in July '05, but since we were already separated and I was living in NJ, my case has been moved in Jersey. (Just to make it clear, the immigration people decided that we shouldn't show up to the i-view, they have just sent my case to Jersey.) I have...

Obtaining Permanent Residence After Getting Divorced???

Q: I have searched through most of the posts in this group before creating a new forum myself, but I couldn't really find what I was looking for. My case is as follows: I have been married to a USC for two years, then separated for one more year. We are currently divorced. We have applied for Removal of Conditions (I-751) together, in Sept. '04, at the Vermount service center. We have been called for an interview in July '05, but since we were already separated and I was living in NJ, my case has been moved in Jersey....

Occuring In Massachusetts.

Q: Recently a friend has been served with a summons to appear in civil court in front of a jury for failure to pay a debt. His total debtload exceeds his ability to pay. A small portion of his debt (i.e Student Loans and back taxes) is not dischargable. He is employed but has almost no assest (No House or expensive car etc.) We have called a few lawyers found in the phonebook and have recieved widely varying advice. Everything from you must file Chapter 7 bankruptcy immediatly and it...

One Bank Says Go For A Home Equity Loan Another Says A

Q: I own a 4 unit place and live in one, rest are rented. Owe about $60,000 on it. Valued at 150,000. I want to get $80,000 to pay off a high interest rate loan and have some bucks to pay bills off. One bank says go for a home equity loan another says a refi is better. What gives?A: I have been through a similar issue. My home appraises at $165000, and I have a $70000 15 year first loan at 7%. I could refi, and get a 120,000 30 yr 6.8%...

One Has To Collect A Debt?

Q: In Saturday's mail I got a notice from what looks like a collection agency, saying that I owe $65 on an electric bill from 1994. This the first I've heard of it, even though I've been with the same electric company since 1990 or so. I'm rather non-plussed about this--it seems like a shakedown. In an ideal world, I suppose I'd have the last 7-10 years of check stubs neatly indexed and organized. But I don't, and I sorta doubt that most people do. I'm not sure that my credit union even keeps check records that far back....

Online Sexual Harassment?

Q: A female student at Haverford College said she was "raped" by a guy -- who happened to be miles away at New York University -- while the two were logged onto something called LambdaMOO, a social system where people can hold running conversations through their computers. The alleged victim, "Starsinger" (cool kids use code names) said "Bungle" made her computer-generated personality do lewd things to herself in front of dozens of other LambdaMOO users located as far away as Australia. Using a feature called -- what else -- "voodoo doll," Bungle typed...

Opinions On Commercial Debt Negotiation

Q: opinions on Commercial debt negotiation? I have been researching on options for debt and have been finding the info here very helpful. I guess you can say I would be a prime candidate for BK as I have no assets, little income, etc. but I am determinded to explore all other options first. I have contacted one of those debt negotiations firms that claim they can get your debt reduced by about 50% for a 12% fee. The only downside being I will be reported late for the months...

Opinions On Debt Negotiation

Q: I have been researching on options for debt and have been finding the info here very helpful. I guess you can say I would be a prime candidate for BK as I have no assets, little income, etc. but I am determinded to explore all other options first. I have contacted one of those debt negotiations firms that claim they can get your debt reduced by about 50% for a 12% fee. The only downside being I will be reported late for the months it takes me to save enough money to...

Passion For Nokia Cellular Phones

Among several prominent cell phones, Nokia phones are extremely attractive. The performance of these phones provided by the Nokia Company has increased the sales of these phones throughout the world. To realize the real value of the Nokia phones, one needs to attempt a comparative study of these phones. This study should involve the price and components of these phones. Information regarding different models is available on its website. These phones maintain excellent technological standard and there is great passion for these phones among consumers. These cell phones have various lights, sounds and colors. One can chose any model which suits...

Payday Cheap Loans Online How To Get Money Fast

Q: Payday cheap Loans Online: How to Get Money Fast ?A: If you're short on cash or need money for an unexpected financial emergency, a payday cash advance, also known as a payday loan, may be a viable option to help you get back on your feet. Before applying for an online payday loan there are some things you should know about the process and what's involved. You should perform some comparison shopping before deciding on a payday loans company. There are so many different companies out there offering payday...

Payday Loans Online How To Get Money Fast

Q: Payday Loans Online: How to Get Money FastA: If you're short on cash or need money for an unexpected financial emergency, a payday cash advance, also known as a payday loan, may be a viable option to help you get back on your feet. Before applying for an online payday loan there are some things you should know about the process and what's involved. You should perform some comparison shopping before deciding on a payday loans company. There are so many different companies out there offering payday loans online...

Payments And How Long They Keep Them In Storage?

Q: I'm being sued for an OLD credit card debt almost 10 years old. The statute of limitations here in California is only 4 years so the debt is legally considerd to be dead and uncollectable but the collection lawyer is playing games and trying to say the last payment I made was in june of 2002 whch is a bold face LIE! The last payment I made was in 1996. I'm hoping that the court will ask the collector to show a photo copy of a check or money order of the alleged 2002 payment. If all the collector has to show is a phony...

Personal Injury Attorney

These days there are many different jokes and names that are given to personal injury lawyers, but the most popular name is the 'ambulance chasers'. Lawyers that deal with personal injury cases are there to help you through the litigation process. Some of these lawyers have gotten a bad reputation because of the methods that they choose to represent you in such as choosing their own doctors who are often accused of embellishing damages that you suffered. However, many of these lawyers do help you in winning your litigations through the proper channels. Some of the cases that personal...

Philippine Phone Card

If your family lives in the Philippines, and you are traveling or living abroad, a Philippine phone card can be an excellent way to keep in touch with loved ones while you are far away from them. International cell phone service is extremely expensive and very unpredictable. You could pay a very high rate for international service only to find that it works only fifty percent of the time, if that. Even when you do have cell phone service, the connection may be so unclear that it is impossible to understand what anyone is saying. You can purchase...

Phone Service Options

These days, you have many choices available to you when it comes to your phone service. Gone are the days of one household phone with an optional answering machine to answer when you are gone. However, that has all changed in the last few years. Now multiple phones and phone services are the norm rather than the exception. Whether you have a landline, a cell phone or both, there a so many different options available that it can become overwhelming. However, if you consider your budget and your needs, you will be able to make...

Pictures Of Sexual Harassment

Q: Do you think this is considered sexual harassment?? Lets say you are at work and someone who you were friends with comes up to your desk and starts going through your phone without permission, and looks at inappropriate pics that are online, not available readily in the phone and shows them to you, you tell them to stop, and continue working, they pick up your phone again, and they start messing with it, and send the pictures to their phone. Is this sexual harassment, HR says it is not since corporate property was not used...A: That certainly is...

Plan To Take A Defensive Driving Class.

Q: Any good online defensive driving course?Has anyone had any good experience with any online defensive driving course? -I plan to take a defensive driving class, and I know some of them meet in places like Friday's, Pizza Inn, etc. But does anyone have a recommendation for a better place to take the course with better food? It can be anywhere in Dallas-Midcities-Fort Worth, etc. A: -Its timed, if for some reason something happens while your taking the test (phone rings, baby cries) you wind up having to call them. In the class, they basically give you the...

Portable Computer Basics

A portable computer, also know as a notebook, is something very similar and yet very different from the average desk top computer. There are some very unique things about a portable computer that gives it both advantages and disadvantages over more traditional computers. Looking at the basic setup of a portable computer gives the first overall impression of differences between it and other computers. It has an all in once design, with mouse, keyboard, monitor, and tower all built into one small device that can either be battery powered or plugged in. The monitor flips up...

Portable Dvd Player

DVD players have helped to make movie watching an even better experience than VHS tapes allowed. DVD players let you choose the format and set up that your movies will be displayed in which gives you total control over your movie viewing experience. It is a freedom that we have all gotten used to. Of course, it was inevitable that we would all feel the need to take this excellent digital quality movie viewing with us. With this need, the portable DVD player was created. Now we can watch DVD movies wherever we are and this is an excellent creation for...

Postpartum Depression History, Attention Focused On Postpartum Depression

Q: In the 19th century, a woman who experienced depression or discontent was likely to be diagnosed as "neurotic" and subjected to treatment ranging from vibrators (to induce orgasm) to clitoridectomy (to ensure that she never had another one again), with various talk, drug and institutional therapies in between. In the 1950s, a neurotic woman might find herself undergoing electroshock therapy, or, if she was lucky, she might be offered the sedation of Valium. Today, the depressed housewife is likely to find herself on one of the new antidepressants such as Prozac, Zoloft, Paxil or Wellbutrin.A:Andrea Yates, a reportedly depressed...

Postpartum Depression Stigma Fading ?

Q: Since most of the college-age set has not yet experienced parenthood, words such as "postpartum depression" may mean very little to you. Though brought to the attention of the nation by a crazy man who jumps on couches, postpartum depression is a very real problem, yet has been kept somewhat hush-hush. Mothers have said they've felt embarrassed or unqualified, or that they were overreacting when they experienced symptoms of the disorder. Some experts estimate 80 percent of women experience symptoms of postpartum depression after they give birth.A:postpartum depression is cured by vitamins or the methods of his controversial religion,...

Pro Bono Criminal Attorneys, Help???

Q: I have a friend who was convicted of assault with a deadly weapon and he is now serving two years in TDC. He was sentenced under Texas Penal Code 4212, subsection 3g2. He has served 7 months and is now in Diball. There are a great many folks who know this individual and regularly collect monies to make it possible for him to have whatever benefits he can buy like cigarettes, toiletries, and the like. Some of these friends have been informed that he will have to serve the complete two years with no good...

Question On Appliedfor A Student Loans

Q: I was hoping someone might be able to give me some advice, I went to a technical school about 7 years ago (I was 18 at the time) and ended up leaving early to accept employment with my current employer. During that period I had some hardships and did a Chapter 13 bankruptcy in which the student loans were included, we have since converted to a Chapter 7 and the bankruptcy has been discharged as of 01/15/2003. After being in bankruptcy for about 4 years I lost track of my student loans...

Questions About Orange County Rules Of The Court For Personal Injury Cases

Q: I have a friend who was functionally blinded by LASIK, a refractive surgery procedure. She lives in Los Angeles County ... the procedure took place in Orange County. uring the week before the procedure, she received a President's Award for Outstanding Performance from her employer, a Fortune 1000 company, where she worked in customer service. Had the surgery on a Friday ... started on disability the following Wednesday. Her situation breaks-my-heart ... and I know some people who were pretty f***** up by their refractive surgeries ... a little support group we have going. This one...

Rating From The Uk?

Q: My husband and I are in the process of moving to the US (Washington DC) on a G4 visa. We currently have a very good credit rating, and an HSBC Mastercard. Obviously we don't want to have to start from scratch and build a new credit rating, nor do we want to have to pay for exchan- ge rate differences by continuing to use our UK credit card. Does anyo- ne know of any banks/ credit card companies who will transfer our credit rating from the UK? A: My husband used his company's address to open our bank...

Recovery Company To "send The Boys Round" To Collect Alleged Debt?

Q: Can one of this groups wiser people tell me if its legal for a debt recovery company to "send the boys round" to collect alleged debt? Exact words are: "In the next few days we will be making arrangements for our local representative to call at you home address to establish how you propose to settle the balance outstanding." So-far I have revoked my consent to have local representative on my land or property, if they turn up and don't leave when requested I will forcibly evict if necessary (I'm 6'1", about 17 stone and reasonably fit, so think I could evict if necessary, but only using...

Referral For New York City Dentist -- Dental School Clinic???

Q: You must see requests for this all the time, but I'm trying to find a decent affordable, respectful dentist in New York. I'm a bit phobic after some pretty rough dentist experiences, and I've got a neglected root canal situation (temporary crown left for several years...). I'm a bit phobic, and of the starving-artist variety (no insurance, no money source, and not likely to get one soon). So no frills, but need a dentist who will be reliable. Any suggestions? What do people think of going to dental schools for all dental care? Which one?...

Repocession, Since They Didnt Follow Through On Their End???

Q: We live in Colorado, my husband is from Scotland only been in the country a couple of years, we moved out here from Tennessee, where the average site built house is $80,000... site built in Colorado, average $150,000+ for a small older home. We were totally suckered by AAA Homes! They seduced us with a beautiful large manufactured home, and a bunch of lies! They promised us they would put us on land, but we would have to be in a park for 6 months. Talked us into all of the upgrades for going on land...and since we...

Requirement?

Q: Can minimum wage guy get a credit card? Which has the lowest income requirement? A: -The key question is, is what you really want a CREDIT card? Local credit unions issue something that looks very much like a MasterCard, but it's actually a debit card; you won't get an approval unless there's enough money in your account to cover the purchase. If the reason you want a card is to be able to purchase stuff from web sites, or over the phone, this will work. -I can answer your question from recent personal experience and local enquiries. So my information is accurate and up...

Research On Retail Sales Or Training?

Q: Does anyone one this list know of any published behavior-analytical research on retail sales or training? A: - What I'm really looking for is an analysis of the functional relationships between selling behavior and the behavior of buyers. I realize that controlled research on this would present some practical problems. - for example, he surveyed bank tellers and asked them to tell him every question they have ever been asked. Then for a banking system he would discover the answer to each question or where the answer could be found. Then he constructed...

Restricting Student Loan Discharge In Bankruptcy Repealed?

Q: So, I called Sallie Mae about my private loan delinquency. They told me to phone T.E.R.I. I called T.E.R.I. Default Prevention Dept. They told me to phone the debt collector. I phone the debt collector. My options are: A) Pay the past due amount in full ($3245) B) Default I found out from T.E.R.I. that I can't even apply for an extended forbearance request because the default claim has been filed on my loan. This is hell. I also have a co-borrower on this loan. I worry more about her credit, income, and assets than I do about my own (mostly because I have none). So, I started reading an interesting...

Rising Needs For An International Cellular Phone

With the globalization business is no longer restricted to your local cities. One is traveling within his own country and also internationally. Different country offer different cellular plans. And if you are a frequently traveler you may notice that you require a cellular in the base country as well as in destination of travel. The difference arises due to the technology being use in by the various countries for the cellular service. Some countries operate on GSM platform or GPRS platform while other country may operate on complete different system. You need a phone compatible with the type of service...

Sales Presentation Info.

Q: Sales Presentation Info. I'm in the process of putting a presentation binder together. Does anyone know where I could find information on national average installation cost per ton? Any help would be greatly appreciated.A:- National average installation cost per ton??? would that be residential?? or commercial?? or industrial?? would that be *minimum* efficiency?? or the very best?? straight replacement?? new installation (including all ductwork)?? There is a lot of difference not only in the above, but also in different locations and areas throught the country. - Your asking way to much of an A/C man, hell we cant tell...

Samsung Cellular Phones: Go For It!

Samsung phones have emerged one of the premier cellular phone manufacturers in world. The cellular phones manufactured by this company have attracted the attention of large number of users of cellular phones. Their designs and specifications have caught the imagination of many users. Consequently, this has increased the sales of the cellular phones manufactures by the Samsung Company. Further details and information is available with the web site of the Samsung Company in the Internet. There are different models to suit the various tastes of consumers. These models have their own specifications. Some models of cellular phones are expensive while...

Satisfactory Trades With A Sears Card For Upward Processing Of Score?

Q: I would like to know if I can raise my credit score to non-zero using only a Sears credit card, or does Experian and Equifax not evaluate satisfactory trades with a Sears card for upward processing of score? In other words, would I need something like a Visa credit card to get from zero to some positive score? A: ou have to get your first credit from SOMEWHERE, and credit card companies are smart enough to know this. I don't know about the *score*, but getting and responsibly handling a Sears card will look better than not having any credit record if you apply...

Scanning Business Cards: Do I Really Need A Special Card Scanner?

Q: We don't have a business card scanner here at work.... but do have regular flatbed scanners. Could I line up all these business cards on a flatbed scanner..... scan then en mass..... and somehow break them up into individual files for import into Outlook contacts folder? Bottom line... anyway to use a reg flat bed scanners to scan business cards and get then into Outlook?? A: Problem I see with this is the OCR. If you have an absolutely great OCR program, you could scan business cards ok. But any OCR mistake on a phone number or street...

Secure Email

The internet is not the safest place to be sending mail. There are many ways for hackers to cut in and interfere with them. Did you know that it is possible for someone to read and alter your email while it is being sent to someone else? Many people don't realize how risky it can be to send mail this way. Still even with all the risk email messaging is growing in numbers. It looks like this is going to be the trend for awhile so the more that you learn about how the email system works the safer you...

Secure Instant Messaging Is Safe

There are many good reasons to use messaging software, whether you are new to the Internet or not. Luckily, secure instant messaging is available through many online sources. Yahoo, AOL, MSN, ICQ and others offer decent instant messaging software, but how do you know which software package to use when there are so many good choices available? Secure instant messaging software offers some advantages over email and even telephone communications. Secure instant messaging software offers safe, instantaneous communications. This can be on either the internet or an intranet. Secure instant messaging software can allow you to communicate...

Seeking Legitimate Debt Relief

If you are seeking debt relief you are likely to encounter many types of companies and services that will offer to grant you debt relief that is both fast and easy. In many cases, these companies offer debt consolidation loans or debt consolidation services which provide debt relief. When you seek debt relief through such a company, the company will negotiate with your creditors to reduce some of your debt - usually by eliminating late fees and other fees - and will often negotiate more time to pay off the debt. Then, the debt relief company will figure...

Sexual Harassment Complaint Against University Sports Coach

Q: The very first thought that comes to mind is "See a lawyer." The school is required [has a legal "duty"] to protect you from sexual harrassment. If they don't do so, you can sue them. If you can prove your case, you could be awarded significant damages. anybody could please provide me with any advice as to how I could get the school to acknowledge my position as a victim of one of the university's employees and for the school to do something to protect me and prevent further traumatic behavior to be committed by...

Sexual Harassment Definition

Q: i have a rather vexing problem with which I need some assistance. I am an undergraduate student at NCSU who teaches a laboratory course. One of my students from last semester, in an apparent attempt to have her failing final exam grade altered, has accused me of sexual harassment. She claims that as the result of such harassment, she was placed in a hostile environment, causing psychological trauma, thereby causing her to do badly. In her complaint, she has alleged several specific instances of sexual harassment, all of which I have shown through the testimony of dozens of...

Sexual Harrasment Poster

Q: A poster by the name of JadeGold did the above. I stated at the time that it was a childish prank. BUT, it must be stated that Wayne Mann constantly libels other posters including myself. He has many times stated that I am divorced and that my husband left me because I was unfaithful. I have never been divorce nor been unfaithful to my spouse. Mr. Mann might be a "very senior citizen" but he is also a wimpish thug. He attacks other posters using the most vicious and profane language that one can imagine but when his targets...

Sexual Harrassment

Q: Is it ever worth it to fight the claim? A friend of mine was terminated from his job recently based on an "anonymous phone call." The supposed alleged victim is unknown by him or his former employer. Is it best to just to walk away and let sleeping dogs lie? I believe sexual harassment is real, but this is absolutely horrible. Men, what would you do? He is afraid any sort of appeal will jeopardize his future.A: Trying to get the old job back is not realistic but it is always fair to write a clear, dispationate letter to the employer stating the facts...

Should I Get A Debt Consolidation Loan In The Meantime

Q: I'm in grad school and I have 5 years before I settle down and buy a house. Let's just say I've made some bad financial decisions in the past so I need to get my 617 FICO score up as high as possible in this 5 year period. My credit report shows one 30 day late period. It's been paid off, but that card was canceled by the company (so that won't vanish for 7 years), so not much I can do about that. I have three credit cards more or less...

Should You Try Online Debt Consolidation?

If you are planning to consolidate your debts, online debt consolidation can make the process of applying for debt consolidation far easier than ever before. There are many companies offering online debt consolidation. In some cases, these companies allow you to apply for debt consolidation loans or debt consolidation services online. You can use the online debt consolidation web page in order to manage your debt and in some cases you can even receive newsletters to help you remain debt-free. There are many advantages to choosing an online debt consolidation company. If you live in a...

Sms Email

Since most everyone owns a computer and a cell phone it is understandable why someone came up with a way to connect the two. That's right, it is easy to check your emails from your cell phone. All you have to do is have a phone with a SMS card and you are in business. Call the phone service provider and ask them to turn on the feature and you will never have to miss another email. This is great for teenagers to use. This way they can stay in touch with their friends at all times. If one of them...

Sources For Debt Consolidation Loan And Brett Wiess Que

Q: Can anyone point me in the direction of an institution offering decent rates on debt consolidation loans? I have about $9000 in unsecured debt (cards) with one in collections, and I am trying to avoid bankruptcy. Any links or telephone numbers would be appreciated.A: If unsecured credit card debt is what is taking you over the edge towards either a chapter 7 or 13, please visit our site for more details. You may call us, our telephone number is on the web site. We use federal laws, which enable you...

Sprint Text Messaging Is A Computer Users Favorite

Sprint text messaging is a computer users favorite tool. In fact, many users wonder what they did in the days before Sprint text messaging came along. Sprint text messaging is great for use in business environments and in the home. It lets you buzz your friends, see which of your buddies are online, and chat for hours at a time in the safety of your home. Email can take time, since the users have to check their accounts. Sprint text messaging saves time. Many businesses use Sprint text messaging on all their...

Stress Relief

The topic of stress relief has been the object of controversy in recent decades due to the various ways to administer it. There are different ways for different cultures. Where the Hindus have yoga the Japanese have Zen. Both of these methods are excellent in relieving stress. There are many types of yoga and this practice includes stretching of the muscles and various positions to relax each body part. Meditation and concentration for each movement will eventually with continued effort give you a youthful glow and allow you to keep stress levels at a minimum. Zen, on the other, hand...

Students ?

Q: Does anyone know of a site where you can create an online class for your students. I am looking to compare what is offered to what I have now. This is what I am looking for. 1. Calendar 2. Posted lessons, discussions, links, photos 3. Student capability to upload finished work upon direction from me 4. Online test with feedback in form of student results to the teacher and feedback to student on grades. Also the capability for students to see what progress grades are. 5. Parent access to student grades 6. Student email within the class. Very reasonable price for high...

Studying Computer Science At University

Q: I'm thinking of studying Computer Science at university, and currently am doing Maths, Physics and English A-levels (oh, and general studies). I'm likely to apply to the considered 'top of the league' universities in this subject - Cambridge, York, Imperial, Warrick, etc. Does anyone have any experience in CS when applying to these universities - and just how important IS further maths? I figured I could leave further maths and substitue it with physics instead (I don't really fancy the prospect of doing another A-level this far into the course - I'm a year 12 student), but recently...

Such As "premier Financial"

Q: Does anyone have any experience with or know about "debt consolidation services" such as "Premier Financial", who, for a fee, consolidate all unsecured bills into a single monthly payment by eliminating interest charges from creditors and disbursing funds to each creditor from your single payment?? Are these services legitimate or some kind of scam. If they are legit, what are the catches? Any insight would be appreciated. A: They are not always capable of eliminating interest charges. Each creditor has to agree. F'rinstance, a friend was told interest charges would be eliminated by all creditors, but in reality,...

Switching To Broadband Phone Service

Broadband phone service is a way for people to talk on the phone over the Internet. Special phones are used to convert a person's voice in digital information that can be passed through the Internet and then reinterpreted as sound on the other end. Broadband phone plans are not yet the norm, but they are destined to become the new way people communicate over the phone. Today, most broadband phone services are very inexpensive, and the do not make the rate distinction between local or long distance calls since everything is traveling digitally through the internet rather...

Symptoms Of Depression In Teens

Q: This is a place for teens to come together and talk about depression. I have made this page because I have not found another page that focuses on teenage depression although it is a real problem. I myself am 14 years old and depressed. I have put a message board in which we can all post and help each other. Please feel free to post on it. Also feel free to e-mail me, there is a link to email me with to the left.A:"Having a depressive episode as a teen more than doubled the risk of having another depressive...

Symptoms Of Teen Depression, Is Your Backstreet Boy All Right?

Q: Backstreet Boy A: J. McLean isn't an adolescent any more. Maybe he never was -- by the time he was 12, he'd already appeared in 27 plays. Now the teen idol is making a different appearance: in a 30-day treatment program for depression and alcoholism.A:Fortunately, A: J. got help before he got hurt. Not all of his fans will be so lucky. At least one out of every 20 teenagers has a major clinical depression. And when left untreated -- particularly when a teen self-medicates with alcohol or drugs -- depression can be life threatening. "That pairing of depression...

Technical Writer Degree Programs

Q: Hi, I currently write technical documentation for Hewlett Packard's server division and have been doing so for several years. I also do phone support and troubleshoot hardware/software issues on servers. I was previously in the desktop publishing business for 10 years, and I had my own scoping business, which was editing and proofreading court documents. HP will pay for my degree, but I'm having a hard time finding a 4-year college in my area that offers a degree in technical writing. The closest I've come to it is a bachelor degree in Technical Journalism, which I would only...

Teenage Depression Stories

Q: Peter Francis James has joined the case of ALL MY CHILDREN in the recurring role of Dr. Wescott, a physician who assists Pierce (Maxwell Caulfield) with his frequent flashbacks. Peter can currently be seen on Broadway in "Anthony and Cleopatra" which co-stars Vanessa Redgrave. His first airdate will be March 19. Joining Peter at AMC will be Remak Ramsay in the recurring role of Frederick, a psychic that Maria (Eva LaRue Callahan) enlists to help deal with her strong feeling that her baby is alive. Ramsey's first airdate is March 24.A:I can't stand it. I...

Teenage Depression Study

Q: ... Resources on. Teen Depression. Also visit Teen Suicide. Click here to find out if your child is at-risk, displaying self-destructive behaviors, and needs your ... Description: Resources and information on depression in teens and in families, including research articles and... http://www.focusas.com/Depression.htmlA:This is a place for teens to come together and talk about depression. I have made this page because I have not found another page that focuses on teenage depression although it is a real problem. I myself am 14 years old and depressed. I have put a message board in which we can all post and help...

Teen Depression

Q: "Having a depressive episode as a teen more than doubled the risk of having another depressive episode in young adulthood," says Ian H. Gotlib, PhD, co-author of the study. The study also found that only about one in four people who had been diagnosed with depression as teens said they remained free of psychiatric illness in early adulthood.A:"There's a lack of appreciation that depression is a dysregulation of mood, just as diabetes is a dysregulation of blood sugar," Findling says. "We see youngsters with profound disturbances in function who suffer needlessly because parents or other well-meaning adults say it's...

Teen Depression ?

Q: This is a place for teens to come together and talk about depression. I have made this page because I have not found another page that focuses on teenage depression although it is a real problem. I myself am 14 years old and depressed. I have put a message board in which we can all post and help each other.A:There's a lack of appreciation that depression is a dysregulation of mood, just as diabetes is a dysregulation of blood sugar. For more than 10 years, doctors have been studying a group of 1,700 Oregon teen-agers, aged 14 to 18, who...

Teen Depression , Symptoms Of Teenage Depression

Q: ... Resources on. Teen Depression. Also visit Teen Suicide. Click here to find out if your child is at-risk, displaying self-destructive behaviors, and needs your ... Description: Resources and information on depression in teens and in families, including research articles and... http://www.focusas.com/Depression.html This is a place for teens to come together and talk about depression. I have made this page because I have not found another page that focuses on teenage depression although it is a real problem. I myself am 14 years old and depressed. I have put a message board in which we can all post and...

Telephone Harassment

Q: How to Handle Telephone Harassment?A: # Hang up, without delay, on any obscene, harassing or threatening telephone calls. # If such calls occur more than once, notify the telephone company (they can attach a device to your circuit that automatically traces all your calls-all you have to do is write down the exact time the call came in and they can tell you who made the call); you must be willing, however, to prosecute the guilty party. # If any threats are made to you via the telephone, notify police # Use an unlisted telephone number (or have your number...

Telephone Harassment Getting Worse From Creditors

Q: We used to get hang up calls and one thing you can try is answer the phone and answer by saying "this one operator" If they hear that it may make them think twice. Also, the phone company can put a trap on your line but it does take a police report. We did it over the phone. Explain the situation to the cops and they should make a police report and give you a case #. You give that to the phone company and they put a trap on your line. You then record the time and date of each call. Then you give that...

Telephone Harrasment

Q: How can I protect myself from telephone harrasment?A: There are several steps you can take to minimise the damage, and even bring the caller to task: * Record each incident. If you're the victim of a continued phone harassment assault, make a note of when the calls came in and what was said. Take down as much information as you can, because you may need it as evidence later; * Inform your phone provider. All companies will have a policy for dealing with dodgy calls. Some may be able to trace...

Telephone Harrassment

Q: What is telephone harrassment? and how should i respond?A: Phone harassment is a general term used to describe any kind of unwanted telephone call that's intended to cause upset, grief and alarm. It's an invasion of privacy, and a form of bullying. The caller might know the victim, or it could be the result of a random dial. It may be a one-off call, or a campaign of abuse. Whatever the case, it's unacceptable in any shape or form, and has to be stopped. In almost every case, your best bet is to say nothing. If you can...

Text Messaging Beats Email For Quick Communication

There are many reasons to use text messaging software, however many people still don't know how effective it can be. Text messaging software is available from many sources. Yahoo, AOL, MSN, ICQ and others offer text messaging software, so why not try it out - if you haven't already. Text messaging software offers some advantages over email and even telephone communications. Text messaging software offers secure, fast communication, for example. This can be on either the internet or through an intranet. Text messaging software can allow you to communicate with someone in the...

That Is Just About As Bad As Doing A Bankruptcy.

Q: I'm asking for a friend and she needs to get info about debt-consolidation. She's about 5000us$ in debt and if you could find any online-resources or phone-numbers that might help her I would be most grateful. (I'm swedish, so please excuse if my language fails from time to time) The most stuff I've found deals with 10000$+ debts and this is not really helpful... A: I don't think I would bother for a $5K debt. Debt consolidation services normally lead to a major black mark on your credit record that is just about as bad as doing a bankruptcy. It is not worth that...

The Foreclosure Listingopinions

Q: The subject sums it up. Has anyone dealt with the service that "The Foreclosure Listing" provides? The company provides monthly listings of bank foreclosures (no government foreclosures) within your area of interest. The sales rep indicated that 20-30% below the listing price is typical of the actual selling price of homes listed. An agent (it's not clear if the agent is representing the bank or the buyer) is also available at no additional charge to assist with getting the best price and terms. The price for the...

The Interesting Story Of Cellular Phone Wall Papers

Apart from the ring tones, the most important aspect in the modern cellular phones are the wall papers. We may state that Cellular phones are similar to personal computers, as we discern similarities between cellular phones and personal computers. In a PC, we find wallpapers of different categories. They provide distinct identity to each PC. They provide back ground to the PC or cellular phones. Even in the case of cellular phones, we discern these wallpapers which provide colorful background to the cellular phones. There are divergent categories of wallpapers with different designs and colors. Where these wallpapers are available? We find...

The New York Stock Exchange

New York is the financial capital of the United States. Some say this title holds true for the developed world. The site of the 2001 World Trade Center terrorist attacks, New York reflects the status and strength not only of the United States, but also of Western democracy. The New York Stock Exchange is home to all the major traded entities in the United States. Foreign stocks are also traded on the Exchange, along with other investments like minerals or commodities. Wall Street is the center of financial activity that influences many global events. The history of this entity began in...

The Online Phone Card Industry

Whether you are calling your best friend in another state or you mother in another country, the booming online phone card industry can provide you with a long distance card that beats just about any regular long distance plan around. Because the market is so competitive, there are hundreds of cards and rates to choose from, ranging from domestic to international to card made for calling specific countries. It is fairly easy to find an online phone card deal for just about any country in the world just by doing a keyword search on the internet. Some online phone...

There Are Many Reasons To Use Instant Messaging Software

Why use instant messaging software? That is a question many new internet users ask. Instant messaging software is available from many sources. Yahoo, AOL, MSN, ICQ and others offer instant messaging software, and many people wonder which instant messaging software package to use, and why to use it. Instant messaging software offers some advantages over email and even telephone communications. Instant messaging software offers secure, instantaneous communications. This can be on either the internet or an intranet. Instant messaging software can allow you to communicate with someone in the next office, or across the world. One example...

The Smartness Of Cell Phone Technology

In the 1980s it was cable television that provided households with instantaneous presentations of news, sports and entertainment. The growth of cable television began in 1975 when Home Box Office (HBO), owned by Time-Life Inc., began producing uncut, commercial free movies and top-flight entertainment programs available to local cable systems. Today, mass communication subscribers need not rely on HBO, WGN, WTBS or WOR. Instead, consumers can now rely on the big business of cellular telephones. Like the luxury of receiving cable TV, many Americans are getting their first chance to sign up for the next wireless data technology, thanks to the...

The Various Services Offered By A Cellular Phone Company

It is communication on go. You are not tied to any telephone wire. You don't have to wait by the phone. And anyone trying get a message across to you can reach you whenever. When looking for a cellular phone couple of things that you should keep in mind are: - affordable handset - voice mail - generous memory to store frequently called numbers - caller ID. - Service Plans - decide between affordable long distance rates or plans that include free long distance. So Which Cell Phone Company / provider should you choose? Though Cellular phone are today being considered...

The Verizon Cellular Phone Advantage

Verizon Wireless has one of the most recognizable advertising campaigns in America right now, with their "Can you hear me now?" guy. But it's not just advertising; Verizon really does have one of the best networks out there, with highly-rated reliability and coverage. There's nothing more frustrating than buying a cell phone only to find that it doesn't work in your office building, or at a crucial busy stretch of highway you travel every day; or if you plan to move before your contract is up, to discover that your cellular phone company's coverage is terrible in that part of...

The `gold Coins' Of The Keegan `tweed' Ring ?

Q: On the thread, "Nyikos!!! Look! Look!" Lyman let loose a veritable shower of `gold coins'--8 by conservative estimate, the last one a veritable net.Krugerrand by the looks of it. He inherited the thread title, otherwise I would have been tempted to add it as a 9th `gold coin'. A: In the thread, "Tips on dealing with the Keegan "Tweed" Ring" my first tip was not to deal with them at all unless one has a really good reason. The Ring members are all too prone to indulge in dishonest and insincere attacks; and the insincerity is very...

Third Party Sexual Harassment

Q: As long as there is no complaint, are there not going to be some third-person harassment vigilante lurking about, ready to inform.A: Exactly that has happened. A woman received a telephone call informing her that her mother had just died in an auto accident. Her boss, a man, happened to be standing in the doorway of her cubical. He attempted to comfort her, and his behavior was interpreted as a sexual hug by ... well, let's call the person who reported this to the HR department a "third-party harassment vigilante". The guy did not get fired over this, but he did get...

Treatment Of Post Partum Depression

Q: Since most of the college-age set has not yet experienced parenthood, words such as "postpartum depression" may mean very little to you. Though brought to the attention of the nation by a crazy man who jumps on couches, postpartum depression is a very real problem, yet has been kept somewhat hush-hush. Mothers have said they've felt embarrassed or unqualified, or that they were overreacting when they experienced symptoms of the disorder. Some experts estimate 80 percent of women experience symptoms of postpartum depression after they give birth.A:Of course, if you ask Tom Cruise, postpartum depression is cured by vitamins...

Tropical Depression Forms In The Carribean

Q: The depression is moving toward the north-northeast near 10 mph and this motion is expected to continue during the next 24 hours. On this track the storm will be nearing Haiti and the Windward Passage on Friday.A:Maximum sustained winds are near 35 mph, with higher gusts. The depression may become a tropical storm later today. The government of the Dominican Republic has issued a Tropical Storm watch for the Dominican Republic west of Santo Domingo. The Bahamas has issued a tropical storm watch for southeastern Bahamas. Tropical storm watches or warnings may be issued for Jamaica and eastern Cuba...

Turned Down Again??

Q: I just received my SSDI turn down again. I have an attorney and my "reconsideration' was refused. I now have to ask for a hearing which probably won't be until September or October. I have been going for physical therapy and occupational therapy for my arthritis and fibromyalgia. I go three times a week. My divorce lawyer is dropping me because I have no money to pay him (although I already gave him $750), he says he can't find any more reasons to "stall" the divorce until I get on disability. ...

Turquoise Set In Gold?

Q: I'm not a jeweler, just someone who loves jewelry and is looking for some information. I love southwestern Indian turquoise jewelry. I would love to have a squash blossom necklace!! However, I'd prefer it in gold instead of silver. I do have a turquoise ring, bracelet, and pendant that are set in gold, so I know it is done, but it must be pretty unusual because I have rarely seen it. I have never worked with a jeweler before. Does anyone have any information as to where I could get something like...

Types Of Sexual Harassment In The Workplace

Q: what are Types Of Sexual Harassment In The Workplace ?A: Types of Sexual Harassment Gender Harassment: Generalized sexist statements and behavior that convey insulting or degrading attitudes about women. Examples include insulting remarks, offensive graffiti, obscene jokes or humor about sex or women in general. Seductive Behavior: Unwanted, inappropriate and offensive sexual advances. Examples include repeated unwanted sexual invitations, insistent requests for dinner, drinks or dates, persistent letters, phone calls and other invitations. Sexual Bribery: Solicitation of sexual activity or other sex-linked behavior by promise of reward; the proposition may be either overt or subtle. Sexual Coercion: Coercion of sexual activity or other sex-linked behavior by threat of punishment; examples include negative performance evaluations, withholding of...

Types Of Sexual Harrasment

Q: Types Of Sexual HarrasmentA: Sexual harassment, as I understand, is not a criminal offence and that such refers to harassment of a sexual nature in a work environment, be that employee or student. The Gov't of N.S. and the N.S. Gov't Employees Union define sexual harassment as: objectionable, coercive or vexatious comment or attention of a sexual nature to a person or persons, that is known or ought reasonably to be known to be unwelcome; actions or communications with a sexual connotation or component which are directed at no person in particular, but which create an intimidating, demeaning or offensive work environment. Sexual harassment includes, but...

Udge Wants Unsolicited Phone Harassment

Q: Here is the phone numbers for Judge Nottingham who ruled that anyone anytime can interrupt your phone for "free speech." Please phone the judge as often as possible and let him and his staff understand how much you appreciate the ruling that it's okay to phone him day and night. If anyone finds a home phone number please post it.A:It's something I'm seriously considering ever since COX (who provides my phone/internet and cable) called me up to try to sell me HBO. Despite the fact that it was free for a month and all I had to do was cancel, I said no. It...

Unethical Business Practices

Q: Are you a VICTIM of Associates Home Equity? Do you suspect that you're being taken advantage of? Do you suspect that you have been lied to? Do you suspect Associates Home Equity of consumer fraud or some kind of unethical business practices towards consumers? A: Associates Home Equity is a horrible company to do business with. I had a property where they purchased my existing loan. Since my loan had a pre-payment penalty (except when the property was sold), I ended...

Using A Cheap Phone Card To Your Advantage

If you are traveling on a budget, or if you have just moved away from your home country, a cheap phone card may be the perfect way for you to stay in touch with loved ones while still sticking to a tight budget. Cheap phone cards can be purchased for making both foreign and domestic calls. You can buy a card for general international use, or you can purchase one with a flat per minute rate designed for calling one specific country. If you have family in Europe, a European rate card could end up saving you...

Using A Free Phone Card

Phone cards are a great way to get cheap long distance rates for domestic and international calls. Some companies offer free phone cards as promotions when you purchase their products. Other companies will send you a free phone card with a limited number of minutes on it, and they expect you to pay to refill it once you have used all of the minutes. A free phone card is an excellent way to try out the benefits of using phone cards for your long distance needs. Phone cards are a great way to stay in touch with friends...

Using A Phone Card

A phone card is an excellent way to obtain cheap rates on long distance without having to subscribe to any particular long distance calling plan. To use a phone card, you must first purchase one from any number of places, including gas stations, grocery stores or department stores. Phone cards can be purchased in various values, all based on the number of minutes allotted on the card. For instance, some cards offer forty and sixty minute cards that are convenient to have in the case of an emergency, especially if you are somewhere where there is no...

Using A Prepaid Phone Card

A prepaid phone card is a great way to keep in touch with friends, family and loved ones when you are away from home. Whether you're traveling overseas, going away to college, or taking a summer-long road trip, a prepaid phone card is an easy to make sure you always have access to the outside world, even if your pockets are out of change. You can purchase a prepaid phone card from grocery stores, convenience stores, department stores, and even online from a variety of websites. Many long distance providers have begun selling prepaid phone cards. You...

Using Reverse Phone Lookup

Reverse phone lookup services online offer the perfect way to solve all of those pesky little telephone mysteries that can keep you wondering about a call for days on end. If you have caller ID, call return or a cell phone it is somewhat common to see a number listed that is unfamiliar to you and that is not attached to a name. When you do not feel like answering your phone, you might let it ring and wait for them to leave a message. However, if no message is left, you are left with the mystery...

Using Visa Cash Cards

Visa cash cards are a combination of debit cards and credit cards. Visa cash cards work like debit cards in the sense that there is a set amount of money on the card, and no more can be spent than the available balance. They are like credit cards in the sense that you can obtain them through your credit card company and they are accepted anywhere regular Visa cards are accepted. Visa cash cards are an excellent way for people with credit problems to control their spending. They are like secured credit cards in the sense that individuals...

Vacation Spots In Florida

Everyone knows that Florida has beaches, but where do you go to do more than walk on sand or wade in water? If you're into birdwatching, you'll love Shell Key at St. Pete Beach. More than 90 acres of this 180-acre key is a bird sanctuary. While human visitors are allowed on the beaches, it is not evident. You won't find any cars, telephone lines, buildings, or trash. You will find a variety of birdlife among the Australian pines and coconut palms and along the beautiful sandy beaches. If you love surfing, you're best bet is Sebastian Inlet State Park south...

Verbal Harassment

Q: Verbal harassment??? harassment? me and my mother have never gotten along so this isnt some family feud that will go away. i am 21 i left my house when i was 16 bwcause of her alcoholism and bad smoking habits as well as the physical and verbal abuse. long story short since my osn has been norn shes constantly calling and emailing. i keep tellling her to leave me alone and to not email or call but she doesnt stop. and shes also getting family involved saying im making up the abuse me and my sister have gone through...

Verbal Harrasment

Q: different between rape and harrassmentA: Fine, as long as everyone understands that "virtual rape" is not a form of "rape". Sexual harrasment, definitely, but not a rape. Analogies should be things like harrasing phone calls rather than physical attacks. The victim can always hang up or log out and end the problem. It's not even as serious as a face-to-face verbal harrasment, because you know for sure that the person at the other end of the modem line isn't going to escalate to physical assault right then. The problem with using "rape" to describe it is that rape is a very real and...

Verizon Customer Service- The "only" Problem

Q: I've been with T-mobile, AT&T and Verizon. All have had friendly and courteous customer service agents with varying degrees of technical knowledge. Verizon has the best customer service that I have experienced between them. The one flaw I detect, which can also be said of many other large companies, is that there is no ability to escalate problems. I mean, when you call, if there is anything in the power of the CS agent you speak with, they will do it, in fact they will in my experience go the extra mile for you....

Verizon Text Messaging Is A Time Saver

Verizon text messaging is a great time saver. In fact, many computer users wonder what they did in the days before Verizon text messaging came along. Verizon text messaging is great for use in business environments and in the home. It lets you buzz your friends, see which of your buddies are online, and chat for hours at a time in the safety of your home. Email can take time, since the users have to check their accounts. Verizon text messaging saves time. Some businesses keep Verizon text messaging active...

Vfp-based App?

Q: Does anyone know of a point-of-sale credit card processing program that is easily integrated with a VFP app, e.g., as a COM server/ActiveX control or VFP-based app? Specifically, we need to be able to process individual transactions while on the phone with a customer as well as process smallish batches (few hundred at a time). A: -This is probably of no use to you if you're outside the UK, but we use Commidea (www.commidea.com). Even if they don't provide for the US market, I'm sure they'd know who does. A better idea (assuming you're already a registered Merchant)...

Visa Card Canada

Visa card Canada offers several financial institutions that issue cards to Canadian consumers. If you live in Canada and would like to apply for a Visa card, you have many options regarding which bank to choose. Rather than blindly picking a provider, you should research all of the different offers available before applying for a card. By comparison shopping for the best interest rate offered by a bank, you can find a card provider that works best for your particular needs. A quick internet search can lead you to long lists of Canadian Visa card providers....

Visiting Faculty, Computer Science & Engineering

Q: Visiting Faculty, Computer Science & Engineering!? A: Computer Science and Engineering Department University of Nebraska - Lincoln Visiting Faculty / Post-Doctoral Fellow Positions Computer Science and Engineering Department University of Nebraska - Lincoln Applications are invited for Visiting Faculty / Post-Doctoral Fellow positions for one year to begin on August 17, 1998. Duties will include undergraduate and/or graduate instruction and research. Outstanding candidates with teaching and/or research experience in the following areas are sought: *...

Voice Mail - Talk To Me

Most people depend on their voice mail for a variety of tasks. It's a way to send messages, even when the person being called isn't in the vicinity of the telephone or is too busy to answer. A decade ago, most people had just discovered answering machines. The tendency was to use the answering machine as a way to screen calls. Today, people use voice mail in the same way though with some additional benefits and features. One important feature for voice mail is access. Many of the early voice mails for those stationary systems allowed access only from within the phone...

Was Jonbenet Sleeping In The Basement?

Q: My Mother and I have power of attorney for a relative in South Carolina, (one place I had to go this month, it is cheaper for me to go to Hawaii than to South Carolina) and I do know that even though one can clean out bank accounts of the person who needs power of an attorney, there are some responsibilites. I can be held liable if I am looking to bequeath myself. The most important thing I feel is keeping bills organized and temized if you have power of attorney, especially any medical/drug bills that aren't cover...

Web Based Or Self-paced Training ?

Q: Sales Training Manager. Knowledge of web based or self-paced training ? anyone can show me about Web Based Sales Training ? A: -Nationally, internationally, globally - it's hard to find an equal to the level of technical innovation you'll find at Citibank. From the development of the world's first ATMs to the creation of the world's largest electronic financial network - linking thousands of locations in more than 100 countries - Citibank's innovations impact the face of banking every day. If you're ready to make an impact with a leader, then bring your skills to Citibank. In this...

Went To Debt Management And Are Now Doing That

Q: want to state that I was all for bankruptcy and my wife was not. We went to debt management and are now doing that. BAD MOVE I owned a bussiness for 7years and dumped about 250,000 intoit. It closed and I lost everything. But before it closed I was using my personnal credit cards to pay bills. I owed at closing 56,000 in credit card bills. I drive a 87 volvo with 243000, my wife a 92 honda with 324000, and up until this year 2 kids in college. So I'm not living the rich life. I have...

Were They?

Q: I received notification today that I was rejected for a credit card application because of "A garnishment, attachment, foreclosure, collection action or judgment was recorded on your credit bureau report." I am 44. My "misdeeds" (that I know of) consist of one late payment last April. It was late 30 days. It was an honest mistake. I called the credit card company as soon as I realized it and paid what I owed and then some, to be ahead for the coming month. I did ask them to remove the $10 late charge, in the name of good...

What Are Business Loans?

Business loans are loans taken out for business purposes. They are paid off through business revenues rather than personal income. If you own a small business or are part of a large corporation, you may qualify for business loans. There are many reasons why people opt for business loans. If your company is only starting out, business loans can provide you with the capital needed in order to start operations. Business loans may cover the costs of employee paychecks, inventory, computer equipment, phones, advertising, services, and other necessities of a new business. Once you start making...

What Are No Fax Payday Loans?

If you have every walked by a company in your neighborhood advertising "checks cashed here," you may have noticed advertisements in the window advertising "pay day loans" and "no fax payday loans." You may have even wondered what no fax payday loans were - after all, what do faxes have to do with loans and why would no fax payday loans be something to advertise? Is there some advantage to no fax payday loans? As you may know, payday loans are short-term very high-interest loans meant to cover you between paychecks. They are intended to be cashed in...

What Can Debt Management Do For You?

It seems that everywhere you look these days, debt management companies are advertising. New debt management companies seem to open each day and in some cities debt management companies outnumber lawyers and every other profession for space. You may have wondered yourself what debt management companies do and what they can do to help you. Quite simply, debt management companies, which are also called credit counselors or credit counseling companies, are companies that will call your creditors in order to arrange lower interest rates and in order to arrange payment or even partial payment of your debts. ...

What Is A Reliance Phone Card

The Reliance phone card company is a popular phone card provider that specializes in India phone cards. The company provides special rates to a variety of other countries, as well, including Estonia, Colombia, Venezuela, Laos and the Philippines, along with several others. Reliance phone cards have no connection fees, and they are known for having fairly good voice quality. They are highly recommended by people who regularly use phone cards to call internationally. A Reliance phone card is an excellent tool for keeping in touch with your friends or relatives if you have moved abroad. If you...

What Is The Name Of The Consolidation Company ?

Q: -I'm seeking help on managing my credit card debt. Currently, I owe about 12,000 on 8 credit cards and paying interest rates between 18-29%. I'm thinking about consolidating this amount to a lower interest rate. About a week ago, I received a phone call from a consolidation company soliciting their business. They qouted me a 6-10% interest rate on each of my credit card and a payment of 360.00 a month. They also told me that I would be charged 40.00 each month which would already be included in the 360.00 payment amount. I didn't apply at the...

Where Can I Learn Html Online?

Q: A few days ago I started doing a tutorial on how to use dreamweaver 4. I didn't learn much from it, and some people told me that even if I did learn how to use dreamweaver 4 I would still be better off learning html. so where can I learn html? I'd prefer a site that has a downloadable tutorial, since I only have one phone line and can't stay online all the time.A:I think the best way to learn HTML is just to DO IT. Read and learn as much as you can from tutorials (online, books,...

Where To Buy Cheap Inkjet Blank Business Cards?

Q: where to buy cheap inkjet blank business cards? Anyone have an idea as to where to get inexpensive business cards that I can print on my comp? Any links/info would be appreciated A: -Most any stationary or office supply store will have these kinds of things, although not always inexpensively. You could simply purchase heavyweight paper of whatever type you would like to make your cards out of, print them out on it, and cut it up into 2x3 'cards'. If you use a traditional paper cutter (with those large lever blades) you'll get nice straight cuts. Now, if...

Where To Buy Meridia

If you are looking for an effective, prescription-strength weight loss aid, ask your doctor about Meridia. When used under medical supervision, Meridia can help you reach weight loss goals safely. First ask your doctor for free samples. Often a pharmaceutical company will provide individual doses so a patient can try a new medication. If your doctor gives you a few doses and the medication seems to work well for you, ask for a prescription for a longer trial. Naturally you can get the prescription filled at your usual pharmacy. You might be able to save money by clipping coupons for your...

Where To Find Cheap Software

If you have a computer, you may wish you could find more sources for cheap software. After all, software can help you actually get work done and can help you enjoy your computer. A computer without software is not very useful, but software is expensive. Some computer programs from major manufacturers can cost hundreds of dollars. If you are interested in buying several programs, this can really add up quickly. Luckily, there are several ways to find cheap software: oComparison shop online for the best deals on cheap software. Online companies often compete with each other for...

Why Do We Need Different Cellular Phone Ring Tones?

We have observed that an important aspect of all cell phones is the ring tone. Each phone can have one or many ring tones. These different ring tones have given distinct identity to each and every individual and his cell phone. When we dial a cell number, it begins to ring. Those who dial the number may hear the ordinary ring tones. But one who receives the call will hear ring tones in the form of some songs, musical sounds, etc. By hearing the ring tone of cellular phone, one can know whose phone is ringing. Just imagine a situation...

Why Use An International Phone Card?

An international phone card can be used to keep in touch with people all over the globe at a fairly low guaranteed per minute rate. International phone cards can be purchased at gas stations, grocery stores, department stores and online. Online retailers offer the greatest variety in terms of international cards. You can purchase a general international card with a flat international rate, or you can purchase a card specifically for the country you will be calling. If you have family or friends in one specific country, it is probably best to purchase a card specifically...

Why You Should Have A Cell Phone

These days virtually everyone has a cell phone. However, there are still a few behind-the-times stragglers who have yet to get rid of their ancient landlines in exchange for the freedom of the wireless world. If you still do not have a cell phone, you have probably already noticed that there are fewer and fewer working payphones available in most cities and towns. This can be very frustrating when you are trying to make an important call. There are also many reasons that cell phones are invaluable tools in today's modern life. Cell phones are great to...

Wtd: Full Colour Business Cards

Q: Wtd: Full colour business cards I used to get my business cards printed my a company in the USA but communication has broken down and I cant get in touch with them, so now I am looking for another supplier. If you can offer a service for orders of full colour business cards in quantities of 100-250 (and greater) at a reasonable price then please get in touch. A: 1. Go to your local stationery shop and choose some "Geographics business cards" that you like. They come with 10 cards on an A4 sheet. 2. Design your cards...

Yahoo Instant Messaging Makes Life Easier

Yahoo instant messaging makes life easier. In fact, many users wonder how they ever got along before Yahoo instant messaging arrived. Yahoo instant messaging is perfect for use in both business environments and at home. It allows you to notify your friends, see who is online, and chat for hours at a time in the safety of your home. Email can take time, since people have to check their accounts in order to get your message. Yahoo instant messaging is instantaneous. Many businesses even use Yahoo instant messaging as an effective means...

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