Of A Debt?
Q: I recently received a letter from a debt collection agency attempting to collect on a debt which I believe I have already paid. I notified them in writing as such and they responded with a letter stating that they have put the debt collection on hold until they investigate further. They also stated in the letter that this investigation can take up to or exceed 30 days. My question is: How long does the law give them to investigate after receiving a letter refuting the validaty of a debt?
A: - This is because the federal "Fair Debt Collection Practices Act" directs that if a consumer notifies the debt collector in writing within the thirty-days after receiving a demand for payment from the debt collector that the consumer disputes the d