Of The Money Recovered Would Be Ideal ?
Q: I'm looking for some advice as to the best way to recover a debt. Just over two years ago, my girlfriend's father was having trouble paying his mortgage. It got to the stage that he was about to lose the house. I offered to get a loan out in my name for 5,000 pounds to help him and we agreed that he would pay the payments. The payments started for the first couple of weeks and then never came again. As the girlfriend was living with me at the time, this made it impossible to hound him as she said she to me she would deal with it and never mentioned it to him. For the last two years, I have being paying this loan and now the girlfriend has left, I want to make sure that I get this money back. After a year of nothing, I pushed heavily the subject of this money and was told that I would get it when he sold the house, something that he did do, however he didn't then have any money to give me. Once again, now a year later, I have approached the subject and I am told he is selling his new house and I will see some money then. In the meantime I have still seen no money. What exactly are my options here, I have no paperwork to support the fact that I lent him the money and I am no longer with the girlfriend so it's doubtful she would back me up in this instance. I would love to hand it over to a debt collection agency or such, however I believe they only deal with companies and not individuals. Hopefully someone will be able to help. I am looking to recover as much as possible without outlaying any money so someone that can help for a portion of the money recovered would be ideal.
A: - Aside from all of the *lessons of life* responses already received you could commence an action in your local County Court for the debt. Ring you local court office and they will provide the relevant paperwork - the courts wish to encourage litig
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