Going To Meet With Bankruptcy Lawyer???
Q: I recently enrolled in a "Debt Management" program, Careone, to be exact. In doing the math (i'm in excess of $35k in the hole in unsecured debt), and from reading some of the very helpfull posts here, I have come to realize that this is NOT going to work, and that bankruptcy is probably a better option. I am in the process of setting up a consoltation with a local lawyer. Several questions. (a) Will my enrollment in a Debt Management program hurt my chances of being able to file for bankruptcy? (b) What is the best type of bankruptcy for me to file? All of my debt is unsecured credit card debt. I do not own a home or have any assests other that my vehicle which is on a bank secured loan, which I DO want to keep. (c) Assuming I am elegible to file, how long approximately does the procedure take? Thank you to all who can help!!!
A: -Really? I was told that I would have to pay the taxes? Thats good info, then again, the source was not a lawyer, so I may have misunderstood. -I have met and gone through the processes. I have a court date (June) and a case number. Just have to go before the Trustee. I am told that this is a very fast process, and that this is not a hard thing to do. I was surprised that most of the things my lawyer needed to do in terms of paperwork and filing were online... Just wanted to let people know how my experience is going.. So far so good..
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