Leaving high school and going off to college is a great experience however, for many students it is also very expensive. Today's college students are relying more and more on themselves in covering their college expenses. More and more students are not relying on their parents to cover their college expenses anymore. Either that, or their parents simply don't have the money and this is forcing many of them to go in search of college loans. College loans are a difficult thing to deal with when it is time to repay them. That is why you have to be very cautious in how much money that you ask for. If you can, it would be best to live with your parents so as to avoid extra payments later on the cost of living. Student loans can be extremely difficult to pay back; especially when it comes to the interest rates that are charged on top of them. For many who leave college, they are just starting out in the work force and do not have very much income coming through which makes their payments very small to begin with. These small payments scarcely cover the interest of your loan which leaves you with payments that never seem to end. I would suggest that if you are forced to have to get a college loan that you first try to seek a college grant instead because these do not have to be repaid. These grants are provided by an abundance of sources such as: the government (who are mandated to do so), private investors, company sponsorships, scholarship programs and even alumni associations. Another way to go about getting a good student loans is to apply for financial aid which is not free and has to be repaid. This is how most college students get their student loans because they are often unaware that there is free money out there. Most financial aid loans are accepted as long as you are able to meet their requirements as far as your income requirements are concerned. In the end, this option should be your last, so if you are in need of financial help in paying for school, try the other options first.