There are many insurance companies out there, and Nationwide is one of them. Nationwide insurance is an insurance company that offers many types of insurance, but its biggest push is auto insurance. When deciding if Nationwide is the insurance company for you, it is important to take into account several different factors. As with any insurance, Nationwide should be considered for the points of service it offers, as well as how well it fits your individual needs. There are a variety of coverage levels, available at different rates, and you should shop around before settling on any one company. Sometimes, it is not always the lowest rate that carries the day. For some people, service and prompt claim settlement are important. Others like a personal touch. These are things that can't be measured in dollar amounts. So, when deciding if Nationwide insurance is the insurance you would like, be sure to prioritize what you consider important. This way, you will be sure that whatever insurance you choose, Nationwide insurance or other insurance, you are getting what fits your personality best. When one looks at the name, one expects Nationwide insurance to be just that: available across the nation. Indeed, for the most part, Nationwide is available in most areas. There may not always be a representative right in town, but there is usually a human being not to far away (an hour or so). Nationwide insurance does work through agents, as well as through the national office. Many people are more comfortable working with a local agent. You have to decide how local you want your agent. It may not be possible to have a Nationwide insurance representative only minutes away if you live in a small, rural town. But that is true of most other insurance companies as well. Like other insurance companies, Nationwide looks at your driving history when determining your insurance premium. Other factors are looked at as well: age, marital status, how long you have had your driver's license. This is because all of these factors influence the assessment of how likely you are to get in to an accident. And if Nationwide insurance, or any insurance company, decides that you are likely to get in accident, they also acknowledge that you are likely to cost the company some money. Therefore your premiums will be higher. So, if the lowest premium is important to you, shop around and take in to account all other premiums, not just the premium quote you get from Nationwide insurance. It is very possible to be more than satisfied with Nationwide insurance. The customer service ratings are pretty good, and quality of claim settlement is fairly high. Additionally, they offer competitive rates for safe drivers. This can be a very big plus. You need auto insurance, so you will have to deal with an insurance company sooner or later. Even though this can be an unpleasant and tedious task, you should do some research. But no matter which insurance, Nationwide or other, you choose, you should make sure that it fits your individual needs in the areas that mean the most to you.