Missouri Power Of Attorney, Question????

Q: Priced some car insurance for my '96 GT here in the KC Mo area and I've got a couple of questions/problems. 1) AAA of Missouri requires me to sign a power of attorney (!) which essentially gives whomever holds this (the insurance exchange) considerable power over me. I can't be sure, I can't remember, but I can't believe I had to sign this power of attorney form when I bought insurance from CSAA (Calif. State Auto. Assoc.) there in San Jose, CA. I expect I didn't because I would not sign a power of attorney unless forced to at the barrel of a gun and wouldn't do business with a company that required it. (I've got to call CSAA and ask though...) Except for the power of attorney, AAA's price for comparable insurance here in the KC Mo area is about what I'm paying for insurance through CSAA (Calif. State Auto Assoc.). But that damn power of attorney! Man I can't hardly stomach that. . 2) Allstate doesn't require a power of attorney form but it wants a pound of flesh for insurance. Similar coverage, with $1000 deductibles in place of $100 and $500 deductibles, is almost double (close enough!) to what I'm paying in CA. What gives? Anyone familiar with insurance in teh KC Mo (or Missiouri) area can recommend a good but affordable insurance carrier? What's 'f/x' for fingers crossed?

A: No, just moved from San Jose CA area to the KC MO area. Not in a bad neighborhood either. I've talked with a few others around who've moved in from the CA area (there's more of us ex-Californians here than I suspected) and all reported that insurance cost more here than in CA. Some have managed to drop their insurance costs by moving way east of the city and rates drop quite a bit even though the number of miles one must drive goes up. I was told, too, by one insurance agent that I kind of made a mistake getting a place close to the city. I'd be better (read insurance would be cheaper) had I elected to go east further...

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