Where To Get My Best Home Equity Loans
Q: where to get my best home equity loans?
A: we bought our house 3 months ago [28% down]... now we need cash... as much as possible ....do you know any bank will allow as to take most of our 45k out with reasonable rate? Around here, most cash-out refinances are limited to 70-75% LTV. You may find one at 80%. Similarly, home equity loans generally don't allow you to go over 70-80% total loan amount. can we have 2 equity loans from two different banks, so we can get 12.6k + 25k = 37.6k? No. The equity limit is calculated based on the total indebtedness on the house. You might try spending a morning calling around to various banks and mortgage brokers to see if any will let you do a cash-out refinance with a larger LTV. If you have a credit union, it might have better terms than commercial banks for this. .
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