Report And Your Credit Score?
Q: Where is the best place to get a free, reliable, and accurate credit report and your credit score? Which company is known as the market leader in providing free consumer credit reports and scores? Also, do I get points knocked off my credit score for requesting a credit report with credit score?
A: -Do you understand what a credit score is? Do you understand that while everyone and their brother may offer to give you a score (my assessment of your score is that you are a 380), the only one that means anything is the one used by a potential credit grantor? Do you understand that 99% of the credit grantors today use FICO? Do you understand that FICO scores are based on the credit report used to generate the score, so its possible (likely) you will have three different scores, one for each of the 3 major credit agencies? -Ok, what good is it to know the score (any score)? So why pay for one? Do banks give you 1% off the interest rate of your home loan if you can correctly guess your FICO score within 10 points? I didn't think so. You get the same good or crappy interest rate regardless of whether YOU know your score, right? Does knowing your score, good, bad, or in the middle, relieve you of the need to shop around for the best loan? I doubt it. It definitely is worth it to check your credit reports and attempt to remove the bad stuff (especially if it's really an error, like something an identity thief or someone with the same name as you).
Discuss It!
Most Popular Articles
- Free Printable Power Of Attorney For
- Accurate Forex Signals
- Florida Power Of Attorney Form
- Electrical Engineering Vs. Electrical Engineering Technology Salaries
- Is It Associate Or Associates Degree?
- Heartburn In Early Stages Of Pregnancy
- Immigration Law For Students
- Prozac And Alcohol
- Free Texas Power Of Attorney Form
- What Is Major Medical Health Insurance
- Acid Reflux
- On All Three Credit Reports.
- Free Printable Durable Power Of Attorney Forms
- Educational
- Lawyers
- Accounting Degree Vs. Certificate ?
- Selexa Side Effects
- Heartburn And
- Free Ged Study Guide Book
- Jewelry Design
Marketplace
Related Articles
- Credit Reports
- Pulling Your Credit Report
- When You Need To Fix Credit Report
- How To Get A Free Credit Check
- Online Credit Reports
- Why You Need To Know What A Credit Bureau Is
- Impersonating My Ex-wife And Getting Her Credit Report?
- Why Is My Credit Score So Low
- Canadian Credit Rating Check
- Credit Check Report
- What Things Are Used To Calculate My Credit Score?
- Report A Year From All Three Major Credit Reporting Agencies?
- Credit Bureau Of Ottawa
- Credit Rating?
- Best Way To Obtain Credit Report
- Can I Remove Bad Credit From My Credit Report?
- Is There More Than One Credit Score?
- Credit Score Rating System
- Equifax Credit Report
- On All Three Credit Reports.
- Report From Transunion?
- All 3 Credit Report
- Inquires Affect Fico Scores?
Related Categories
- Christmas
- Ring
- General Engineering
- Computers
- Education
- Printing
- Income Tax
- Repo
- Music
- Automobile
- Alcohol
- Phone
- Reflux
- Recipes
- Travel
- Student
- Invest
- Forex
- Funeral
- Credit
Recently Added
- Research Funding Agencies In India
- Open Source Project Management Tool
- Project Time Management
- Media Asset Management
- Free Forex Strategies
- Forex Rate Online
- Forex Rate India
- Free Forex Trading Tutorial
- Forex Auto Trading System
- Forex Brokerage Firms
- Free Forex Signals Software
- Swiss Forex Traders
- Forex Trading Mini Account
- Forex Software Trader
- Live Forex News
- Trading The Forex Market
- Best Forex Trading Signals
- Wall Street Forex India
- Forex Managed Funds
- Forex Broker Reviews