My Debt Reduction Planner?

Q: How do I get my Household Bank / Best Buy credit card information added to my debt reduction planner? If I made a major purchase on their zero interest financing for 18 months plan, and they only want a very low minimum payment each month until then, then I need to somehow indicate that the remainding balance no matter how high it is, absolutely must be paid by the 18th month. Otherwise, they will go and add on a lot of interest for all of the previous 18 months. When I indicate to Microsoft Money that an intro rate is in effect of 0.0% until May of 2005, then the only option it gives me for what shall happen at the end of this is a new fixed interest rate for from there on out. Is there no way to indicate that on that date if a balance remains then it will back-date the interest for 18 months worth? I tried just feeding it some false data to trick it into thinking that it would be more important to pay that card off by the 18th month than some of the other ones. For example, I tried telling MS Money that the fixed rate after the 18th month is 100%. Even at 100% interest Microsoft Money is suggesting that I let the balance slide for a couple of months beyond the 18th month before it wants me to pay it off completely.

A: To heck with DRP. Just schedule a one-time payment for 17+ months from now.

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