Line Of Credit In Quicken 98?
Q: What is the best account type to use for a home equity line of credit in Quicken 98? I could do this as a credit card account, but it would be nice for Quicken to calculate the payments & amortization. Can it deal with a loan where the principal amount changes each month? Is this something to add to the wish list for Q99?
A: I have been using a Credit Card account type for my equity line for the past 6 years and it has worked fine. Since the balance changes as you make payments and write checks, there is never a "schedule of payments" you can count on, (ala an installment payment..) so payments and amortization doesn't mean much...
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