Info On Credit Card Regulations.
Q: Cna anyone provide me with information regarding credit/collection
responsibilties regarding harrasment and contact restrictions. My younger
sister has been getting deluged with calls at work and at home regarding
overdue balance (she had recently become unemployed from a good paying job
and now works near minimum wage while supporting a young child). Though
has explained to the company numerous times that she has no money, they
repeatedly call at her place of work and home demanding to know when
A:Is she outright refusing to pay? I went through a tough time before and found that most collection agencies were happy to arrange some sort of payment. Even if it's a few dollars per month it shows your willingness to pay off the debt. Unless she has ignored and put off these companies for awhile I am sure she can arrange something to fit her situation. As mean as it sounds she entered into the debt knowing full well that it would have to be paid off in a timely manner. The companies in question aren't going to just roll over and say "Ah shucks, don't have the money? Don't worry about it."
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