Bill Cosby Sexual Harrasment
Q: These days, most creditors don't take consumers to court unless the
sum involved is very large. They use debt collectors who send more
and more threatening letters but the threatened summons never arrives.
The debt collectors keep adding fees and fees on fees till what
started as a bill for ?X becomes a bill for ?10X. This is especially
true of bills for alleged illegal parking on private land.
Their final weapon is to damage the debtor's credit rating with the
credit reference agencies who don't need a CCJ to put a black mark on
How can a debtor, rather than a creditor, force a debt claim into
court so that the basis of the claim can be judicially tested?
A:Harrassment by debt collectors is not a civil matter and if the police told me it was, I would be making it clear that it was not and if necessary raising the matter to a higher level.