Bill Cosby Sexual Harrasment

Q: These days, most creditors don't take consumers to court unless the sum involved is very large. They use debt collectors who send more and more threatening letters but the threatened summons never arrives. The debt collectors keep adding fees and fees on fees till what started as a bill for ?X becomes a bill for ?10X. This is especially true of bills for alleged illegal parking on private land. Their final weapon is to damage the debtor's credit rating with the credit reference agencies who don't need a CCJ to put a black mark on one's record. How can a debtor, rather than a creditor, force a debt claim into court so that the basis of the claim can be judicially tested?

A:Harrassment by debt collectors is not a civil matter and if the police told me it was, I would be making it clear that it was not and if necessary raising the matter to a higher level.

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