Best Business Credit Card?
Q: We've had a company VISA card for many years. It has no annual fees, we never pay interest -- but we also don't "get" anything out of using it, either. In the past we've bumped up against the credit limit during the month, and the company (now called "Chase") has been very slow to increase the limit. Although they always responded by increasing it as needed, their recalcitrance to do so has been a mild aggravation. Now that we've been incorporated in Iowa for over eight years, we're getting bombarded with dozens of offers for business cards. (8 years must be a "magic number" for them, like 5000 feet is for runways...) Almost all of these cards offer "rewards" that vary from "Frequent flyer miles" to discounts on all sorts of things. Interestingly, almost all the new offers START with a higher credit limit than our current card offers. Whose is best? What card do you guys use?
A: -If its a business-use only card, then Citi or Chase have good MasterCard Business Card plans. If there is a requirement for business use MIS reporting, then Citi Business MasterCard or American Express Business cards are good. I'm not a fan of Visa or the plans offered by their banks. -Q: Whose is best? What card do you guys use? A: AmEx for personal and personal consulting business purchases where I need a record, because of * Fairly detailed itemization on bills * Fairly wide acceptance (overseas and online) * I have some trust in them Discover Card for routine personal purchases where record keeping is not required (although they do supply an itemized monthly statement), because of a percentage rebate on purchases, which can be take as *cash* (i.e., a refund check), or applied to subsequent bills. Don't waste time on any card that offers "discounts" or "credits" against various assorted "discounted" products which are either (a) stuff you don't want anyway, or (b) (more often) marked up versions, often under a slightly modified product number, of items you can buy for less that the discounted card price in Costco or Walmart anyway.
Discuss It!
Most Popular Articles
- Free Printable Power Of Attorney
- Accurate Forex Signals
- Florida Power Of Attorney Forms
- Electrical Engineering Vs. Electrical Engineering Technology Salaries
- Is It Associate Or Associates Degree?
- Heartburn In Early Pregnancy
- New Immigration Law For Students
- Prozac And Alcohol
- Texas Power Of Attorney Forms
- What Is Major Medical Insurance?
- Reflux Symptoms
- On All Three Credit Reports.
- Free Durable Power Of Attorney Forms
- Educational
- Lawyers
- Accounting Degree Vs. Certificate ?
- Celexa Side Effects
- Heartburn Gerd
- Free Printable Ged Study Guide
- Jewelry
Marketplace
Related Articles
- Credit Card Application From Citi
- Card Credit
- Angel Credit Card Good
- How Do I Establish Credit Card Orchard
- Card Credit
- Application Card Credit D Instant Online Easy To Do
- Secured Credit Card Amex
- To Active My Credit Card
- What Is The Best Credit Card Processing Company
- Credit Card Check
- Card Check Credit Credit No
- Application Bank Card Credit Na Online Information
- Payments Just A Lot Of Credit Card?
- Home Depot Credit Card
- Credit Card Apply Online Instant Approval
- Credit Card
- Secured Credit Card In Canada , Example?
- Leaving Credit Card Debt In Uk
- Problems With Card Credit Debtwanna Free Living
- How To Use A Credit Card To Fix Bad Credit
- The Abc's Of Merchant Accounts
- Secured Credit Card Marketing Scams
- American Express Black Card - What's All The Fuss?
- Use Debit Card For Online Purchases
- American Express Awards
Related Categories
- Letterhead
- Music
- Gambling
- Printing
- Weight
- Home Improvement
- Jobs
- Hot Tubs
- Income Tax
- Dog
- Beads
- Energy
- Invest
- Computers
- Heartburn
- Security
- Mechanical Engineering
- Christmas
- Rehab
- Perfume
Recently Added
- Funding Agencies For Research In India
- Open Source Project Management Tool
- Time Project Management Software
- Digital Media Asset Management
- Free Forex Strategies
- Forex Rates Online
- Forex Rate India
- Free Forex Trading Tutorial
- Auto Forex System Trading
- Forex Brokerage Firms
- Forex Signals Software
- Swiss Forex Trader
- Forex Trading Mini Account
- Forex Software Trader
- Live Forex News
- Trading The Forex Markets
- Best Forex Trade Signals
- Wall Street Forex
- Forex Managed Funds
- Forex Broker Review