Circumstances, This Would Constitute Legal Malpractice.
Q: Was there a formal reaffirmation, approved by the Court? If not, there was no reaffirmation. Did your Foreclosure Attorney advise you to reaffirm? In some circumstances, this would constitute legal malpractice. I strongly recommend discussing your situation with an experienced bankruptcy attorney.
A: The attorney's didn't advise it. We had no where else to go so we went in wanting to keep our house. As far as the reaffirmation agreement by the courts I'm assuming there was. There was never any question by the lenders that we were keeping/would continue paying our mortgage. On another note, would anyone in here recommend a legal service that advertises only having to pay a dollar a day? It's a contract thing where we would only pay 30 some dollars a month through a years contract.