Being Incurred While He Lived In The USA?

Q: How far can a US credit card company go to pursue and collect $4500 owed to them by a UK citizen, currently residing in the UK; the debt being incurred while he lived in the USA?

A: Where is the debtor now resident? Under the Brussels Convention of 27 September 1968 on jurisdiction and the enforcement of judgments in civil and commercial matters a resident of one contracting state may be sued in the courts of another contracting state for a civil or commercial debt unless the contract underlying the transaction specifies another forum for jurisdiction. The United States is a signatory to the Convention and, if the debtor is resident within the jurisdiction of another signatory, he may be sued in the US

A: Furthermore, any judgment obtained is enforceable through the courts of the defendant's jurisdiction.. For the full text of the convention see http://www.curia.eu.int/common/recdoc/convention/en/c-textes/_brux-te.... - Now resident in the UK. Based on that information, it looks as though they could go the whole way to collect the debt. Regardless of any moral judgements on the wrongs of falling into debt; my intention is to finally settle the account before the end of the

year. However, the debt collector in the USA has made it difficult for me to make any payment from the UK to cover the balance. I offered payment via electronic bank transfer from a UK account, but they rejected this on the grounds that they don't have any US bank account to receive the funds. This I find bizarre! - Out of interest, I wonder if anyone has ever been persued for consumer debt in this way, debts of below £3,000 across borders. In many cases, the Credit Card Company, on finding you where no longer at your address in the USA, and not able to locate another US address, would put it down to experience. You must have given them to much information. -