What If The Person Has The Money But Uses A Debit Card

Q: What is the ratio of bad charges Vs good charges for you? Will this negatively affect business? How much capital is this chewing up? Would it be easier to raise labor charges .25 cents an hour ( blame fuel oil ) and use this to offset the loss while still allowing legitimate customers to use credit cards? What if the person has the money but uses a Debit card?

A: The system that lives off the transaction, is not in actuality, what it is supposed to be any longer. Cash in hand, worked so well before there was a credit card, with it's modern digital banking of today. It's opened the door for abuses of which I will not be a victim a second time. I'm old school in the way I look at the world, and as long as using *In God We Trust* works as MY option, because I can't TRUST the individual who comes for MY service or product,... I'm going to use it. I'm NOT going to accept this chance for hassles and problems associated with this growing trend for credit card abuse. Yet, it's a product created the banks and the credit card companies who enable this abuse, and they turn a blind eye to the victim. The merchant. Till this grows big enough to become a problem for the

institutions involved, like the exodus of merchants enough to impact them, nothing will be done to close this loop hole this abuse ridesthrough. As a small business owner I won't accept checks because of the problems the RUBBER CHECK presents. Likewise, I won't accept credit cards any longer because of the RUBBER Credit Card the banks and credit card companies can turn them into with this loop hole. Nor should any small business be expected to play Russian Roulette with their method of payment. Till this loop hole is closed, I'd consider ALL credit cards are as worthless as a rubber check. The words *In God We Trust* has a new meaning here, and if those words are not printed by the US .