The State Is Arizona.
Q: How many months of nonpayment of a mortgage will it take before foreclosure is approved by the court and the sherrif comes to escort me from the house? The state is Arizona.
A: I think Arizona has non-judicial foreclosure like California. If this is true the bank will file a notice of default (NOD) within a few months after the first non-payment. 90 days later the bank will file a notice of sale and conduct a foreclosure sale 21 days after that. You can probably stay two more months if you defend the unlawful detainer suit you will be served in order for the bank to get a writ of possession