Harrassment After Chapter 7
Q: We signed the paperwork for the Chapter 13 but a couple of
weeks later a man came by and told us he had bought our home so we called
our attorney who was rather vague about the papers we signed, telling us we
needed to file a Chapter 7 anyway because the hosue was falling apart and
needed repairs that we could not afford to have fixed...the neighborhood has
really gone down, and I decided that moving was the best choice so we were
told that we could take a couple of months to move out. We only needed a
month but the week before we moved out, the new owner put on a new roof,
hammered from 6:30 a.m. until dark, used our electricity for his cords and
our water which were still in our name. This last week was, in my opinion,
pure harrassment from the buyer, people on ladders, looking in our windows
and the constant hammering. I called our attorney to see what cold be done
about it, but he never even called me back
A: I am not an attorney, but boy am I confused! How did this man happen to buy your house? Did you have it up for sale? Was it foreclosed on? When you say your attorney was "vague", what did he say? I may be reading this all wrong, but it sounds like some kind of scam to me. Even if you are in a Chapter 7, you don't suddenly lose your home. No doubt if the house is in disrepair and the neighborhood is deteriorating, the wise choice would be to give it up in the BK. But certain processes have to be put in motion for this to happen. What did the "buyer" show you? It almost sounds like the buyer had the wrong house and found out after he began to repair it. Why is your attorney so unperturbed about the whole deal? I could go on with the